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Luottokaverit Oy
OY
Active
Y-tunnus 3143804-8
Verstaankatu 7-E33
Rental and operating of own or leased real estate · NACE 6820
Est. 2020
0 employees
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Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 74K
+38% vs 2024
EBITDA margin
14.6%
+201% vs 2024
Equity ratio
8.4%
Financial strength
Net profit 2025
EUR 7K
+149% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 74K
+38%
EBITDA
EUR 11K
+201%
Net profit
EUR 7K
+149%
Total assets
EUR 392K
+3%
Equity
EUR 33K
+25%
Employees
0
—
Company information
Legal name
Luottokaverit Oy
Y-tunnus number
3143804-8
Legal form
Osakeyhtiö
NACE code
6820 · Rental and operating of own or leased real estate
Founded
25. kesäkuuta 2020
Share capital
EUR 0
Employees
0
VAT registered
No
Audit selected
No
Last report
2025-10-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on kiinteistöalan toiminta.
Contact
Address
Verstaankatu 7-E33
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Companies in Rental and operating of own or leased real estate
Companies in Tampere
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
82
61
94
54
74
Staff expenses
—
—
−0
−0
−0
EBITDA
19
31
31
−11
11
Depreciation & amort.
—
—
−0
−3
−3
EBIT
19
31
31
−13
8
Net financials
−0
−0
−0
−0
0
Profit before tax
15
31
25
−13
8
Tax
−0
6
−0
0
2
Net profit
15
25
25
−13
7
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
304
328
328
381
392
Equity
15
40
40
26
33
Long-term debt
283
280
280
353
355
Short-term debt
6
9
9
2
4
Total debt
288
289
289
355
359
Financial ratios
5-year trend
EBITDA margin
14.6%
This company
15.8%
Market median
-8% vs market
2021
2025
Equity ratio
8.4%
This company
38.2%
Market median
-78% vs market
2021
2025
Return on equity
19.8%
This company
18.4%
Market median
+8% vs market
2021
2025
Net profit margin
8.8%
This company
8.1%
Market median
+9% vs market
2021
2025
Asset turnover
0.19×
This company
1.12×
Market median
-83% vs market
2021
2025
Debt / equity
10.90×
This company
0.62×
Market median
-1658% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2024-11-01 – 2025-10-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-11-01 – 2024-10-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-11-01 – 2023-10-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2021-11-01 – 2022-10-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2020-06-01 – 2021-10-31
View
PDF
Management
Actively employed in the business
No data on file.
Board of directors
Non-executive oversight
Name
Role
Member since
Current (3)
TA
Tuomas Ari Artturi Räsänen
Board of Directors
2020
AA
Ari Antti Saarinen
Chairperson
2020
JV
Jussi Väinö Valtteri Luoma
Board of Directors
2020
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Luottokaverit Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Tuomas Ari Artturi Räsänen
Board of Directors
0 companies
Ari Antti Saarinen
Chairperson
0 companies
Jussi Väinö Valtteri Luoma
Board of Directors
0 companies