Riskpilot← Back to searchSign inGet full accessKotvin Oy
OYActiveY-tunnus 3192707-9Ounasvaarantie 3Activities of insurance agents and brokers · NACE 6622Est. 2021— employees
Revenue 2025
EUR 59K
+23% vs 2024
EBITDA margin
10.6%
+145% vs 2024
Equity ratio
54.7%
Financial strength
Net profit 2025
EUR 9K
+161% vs 2024
| Revenue | EUR 59K | +23% |
| EBITDA | EUR 6K | +145% |
| Net profit | EUR 9K | +161% |
| Total assets | EUR 22K | +34% |
| Equity | EUR 12K | +88% |
| Employees | — | — |
Legal name
Kotvin Oy
Y-tunnus number
3192707-9
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
22. helmikuuta 2021
Share capital
EUR 0
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-07-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön päätoimiala on rahoitus- ja vakuutusala. Yhtiö myy vakuutuksia ja niihin liittyviä tuotteita sekä palveluja.
Lisäksi toimialana on kiinteistöjen sekä huoneistojen remontointipalvelut.
Yhtiön toimintaa ovat myös kaikki laillinen liiketoiminta.
Address
Ounasvaarantie 3
Phone
+3580503661294
Email
kotikumpukalle@gmail.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 96 | 8 083 | 48 | 59 |
| Staff expenses | −58 | −7 815 | −54 | −46 |
| EBITDA | 21 | 259 | −14 | 6 |
| Depreciation & amort. | — | −0 | −0 | −0 |
| EBIT | 21 | 259 | −14 | 6 |
| Net financials | −1 | −0 | −0 | 2 |
| Profit before tax | 20 | −1 | −14 | 9 |
| Tax | 4 | 0 | −0 | −0 |
| Net profit | 16 | −1 | −14 | 9 |
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 31 | 30 | 16 | 22 |
| Equity | 16 | 17 | 6 | 12 |
| Long-term debt | — | 0 | 0 | 0 |
| Short-term debt | 15 | 12 | 994 | 10 |
| Total debt | 15 | 12 | 10 | 10 |
EBITDA margin
10.6%
This company
15.8%
Market median
-33% vs market
20222025
Equity ratio
54.7%
This company
38.2%
Market median
+43% vs market
20222025
Return on equity
72.0%
This company
18.4%
Market median
+291% vs market
20222025
Net profit margin
14.6%
This company
8.1%
Market median
+80% vs market
20222025
Asset turnover
2.70×
This company
1.12×
Market median
+141% vs market
20222025
Debt / equity
0.83×
This company
0.62×
Market median
+34% vs market
20222025
- Annual report 2025Filed via PRH / YTJ · Period 2024-08-01 – 2025-07-31
- Annual report 2024Filed via PRH / YTJ · Period 2023-08-01 – 2024-07-31
- Annual report 2023Filed via PRH / YTJ · Period 2022-08-01 – 2023-07-31
- Annual report 2022Filed via PRH / YTJ · Period 2021-02-22 – 2022-07-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
JM Deputy Member | Deputy Member | 2025 |
KI Chief Executive Officer | Chief Executive Officer | 2021 |
| Former (1) | ||
AP Deputy Member | Deputy Member | 2021 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Board of Directors | 2021 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Kotvin Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Arto Pekka Löppönen | Deputy Member | 0 companies |
| Johan Markus Kotikumpu | Deputy Member | 0 companies |
| Kalle Ilmari Kotikumpu | Chief Executive Officer | 0 companies |
| Riitta Maria Kotikumpu | Board of Directors | 0 companies |