Loading company…
Riskpilot
← Back to search
Sign in
Get full access
TL Financials Oy
OY
Dissolved
Y-tunnus 3261511-4
Lillörintie 8
Activities of insurance agents and brokers · NACE 6622
Est. 2022
— employees
Watchlist
Share
Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 199K
-15% vs 2024
EBITDA margin
21.0%
-14% vs 2024
Equity ratio
29.2%
Financial strength
Net profit 2025
EUR 17K
-35% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 199K
-15%
EBITDA
EUR 42K
-14%
Net profit
EUR 17K
-35%
Total assets
EUR 253K
+25%
Equity
EUR 74K
+19%
Employees
—
—
Company information
Legal name
TL Financials Oy
Y-tunnus number
3261511-4
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
17. tammikuuta 2022
Share capital
EUR 0
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Toimitusjohtaja yksin
Company purpose
Vakuutuspalvelut
Contact
Address
Lillörintie 8
Phone
+3580440262603
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
Visit risika.com
Explore
Companies in Activities of insurance agents and brokers
Companies in Sipoo
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2022
2023
2024
2025
Revenue
93
227
234
199
Staff expenses
−63
−173
−161
−133
EBITDA
19
33
48
42
Depreciation & amort.
−0
−1
−1
−20
EBIT
19
32
48
21
Net financials
0
0
−13
−2
Profit before tax
19
32
35
20
Tax
4
−0
9
3
Net profit
15
26
26
17
Balance sheet
EUR thousands
Item
2022
2023
2024
2025
Total assets
15
39
203
253
Equity
15
39
62
74
Long-term debt
0
0
122
160
Short-term debt
0
0
19
20
Total debt
0
0
140
179
Financial ratios
5-year trend
EBITDA margin
21.0%
This company
15.8%
Market median
+33% vs market
2022
2025
Equity ratio
29.2%
This company
38.2%
Market median
-24% vs market
2022
2025
Return on equity
22.7%
This company
18.4%
Market median
+23% vs market
2022
2025
Net profit margin
8.5%
This company
8.1%
Market median
+5% vs market
2022
2025
Asset turnover
0.78×
This company
1.12×
Market median
-30% vs market
2022
2025
Debt / equity
2.42×
This company
0.62×
Market median
-290% vs market
2022
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-17 – 2022-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
TH
Terhi Hannele Laitila
Chief Executive Officer
Chief Executive Officer
2022
KJ
Kari Juhani Laitila
Deputy Member
Deputy Member
2022
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of TL Financials Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Terhi Hannele Laitila
Chief Executive Officer
0 companies
Kari Juhani Laitila
Deputy Member
0 companies