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Credithouse Oy
OY
Dissolved
Y-tunnus 3271515-8
Pl 134
Other credit granting · NACE 6492
Est. 2022
0 employees
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Overview
Financials
People & ownership
Related companies
Revenue 2024
EUR 171K
+109% vs 2023
EBITDA margin
63.1%
+229% vs 2023
Equity ratio
4.9%
Financial strength
Net profit 2024
EUR 84K
+1301% vs 2023
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2023
0M
0%
2024
Key figures
Annual report 2024
Revenue
EUR 171K
+109%
EBITDA
EUR 108K
+229%
Net profit
EUR 84K
+1301%
Total assets
EUR 1,9M
+305%
Equity
EUR 92K
+981%
Employees
0
—
Company information
Legal name
Credithouse Oy
Y-tunnus number
3271515-8
Legal form
Osakeyhtiö
NACE code
6492 · Other credit granting
Founded
25. helmikuuta 2022
Share capital
EUR 0
Employees
0
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Company purpose
Yhtiön toimiala on kuluttajalainat.
Contact
Address
Pl 134
Phone
+3580400515200
Email
kirjaamo@credithouse.fi
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Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2023
0M
2024
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2023
0M
2024
Income statement
EUR thousands
Item
2023
2024
Revenue
82
171
Staff expenses
−0
−0
EBITDA
33
108
Depreciation & amort.
−0
−3
EBIT
33
105
Net financials
−25
0
Profit before tax
8
105
Tax
2
21
Net profit
6
84
Balance sheet
EUR thousands
Item
2023
2024
Total assets
462
1 868
Equity
9
92
Long-term debt
420
1 753
Short-term debt
33
22
Total debt
453
1 775
Financial ratios
5-year trend
EBITDA margin
63.1%
This company
15.8%
Market median
+299% vs market
2023
2024
Equity ratio
4.9%
This company
38.2%
Market median
-87% vs market
2023
2024
Return on equity
90.7%
This company
18.4%
Market median
+393% vs market
2023
2024
Net profit margin
49.0%
This company
8.1%
Market median
+505% vs market
2023
2024
Asset turnover
0.09×
This company
1.12×
Market median
-92% vs market
2023
2024
Debt / equity
19.21×
This company
0.62×
Market median
-2998% vs market
2023
2024
Annual reports & filings
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (3)
MT
Mac Tuvi
Confidential Clerk
Confidential Clerk
2025
KI
Kare Ilari Kotiranta
Audit
Audit
2024
SM
Sonja Malinen
Deputy Member
Deputy Member
2025
Former (1)
JV
Juha-Petteri Viljakainen
Chief Executive Officer
Chief Executive Officer
2022 – 2025
Board of directors
Non-executive oversight
Name
Role
Member since
Current (1)
TT
Teppo Tuomas Viljakainen
Board of Directors
2025
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Credithouse Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Juha-Petteri Viljakainen
Chief Executive Officer
0 companies
Mac Tuvi
Confidential Clerk
0 companies
Kare Ilari Kotiranta
Audit
0 companies
Sonja Malinen
Deputy Member
0 companies
Teppo Tuomas Viljakainen
Board of Directors
0 companies