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Dumb Money Oy
OY
Dissolved
Y-tunnus 3291457-9
Notaarintie 29
Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499
Est. 2022
— employees
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Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 1,2M
EBITDA margin
195.5%
+210760% vs 2024
Equity ratio
95.4%
Financial strength
Net profit 2025
EUR 240K
+19736% vs 2024
EBITDA — year on year
EUR millions
3M
2M
1M
1M
0M
0M
2023
0M
0%
2024
2M
+200%
2025
Key figures
Annual report 2025
Revenue
EUR 1,2M
—
EBITDA
EUR 2,4M
+210760%
Net profit
EUR 240K
+19736%
Total assets
EUR 1,3M
+30%
Equity
EUR 1,2M
+296025%
Employees
—
—
Company information
Legal name
Dumb Money Oy
Y-tunnus number
3291457-9
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
1. kesäkuuta 2022
Share capital
EUR 0
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-05-31
Financial year
January – December
Signatory rights
Hallituksen jäsen yksin
Company purpose
Muualla luokittelemattomat rahoituspalvelut (pl. vakuutus- ja eläkevakuutustoiminta)
Contact
Address
Notaarintie 29
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Companies in Helsinki
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2023
0M
2024
1M
2025
EBITDA
EUR millions
0M
1M
1M
2M
2M
0M
2023
0M
2024
2M
2025
Income statement
EUR thousands
Item
2023
2024
2025
Revenue
0
—
1 212
Staff expenses
−0
—
—
EBITDA
−0
1
2 370
Depreciation & amort.
−0
—
—
EBIT
0
−1
54
Net financials
0
—
246
Profit before tax
−0
−1
300
Tax
−0
—
60
Net profit
0
−1
240
Balance sheet
EUR thousands
Item
2023
2024
2025
Total assets
1 000
999
1 300
Equity
1
−0
1 240
Long-term debt
999
999
0
Short-term debt
0
—
60
Total debt
999
999
60
Financial ratios
5-year trend
EBITDA margin
195.5%
This company
15.8%
Market median
+1137% vs market
2023
2025
Equity ratio
95.4%
This company
38.2%
Market median
+150% vs market
2023
2025
Return on equity
19.4%
This company
18.4%
Market median
+5% vs market
2023
2025
Net profit margin
19.8%
This company
8.1%
Market median
+144% vs market
2023
2025
Asset turnover
0.93×
This company
1.12×
Market median
+17% vs market
2023
2025
Debt / equity
0.05×
This company
0.62×
Market median
+92% vs market
2023
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2024-06-01 – 2025-05-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-06-01 – 2024-05-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-06-01 – 2023-05-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (1)
HI
Heidi Inga Marian Aalto
Deputy Member
Deputy Member
2022
Board of directors
Non-executive oversight
Name
Role
Member since
Current (1)
MP
Mika Petteri Aalto
Board of Directors
2022
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Dumb Money Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Heidi Inga Marian Aalto
Deputy Member
0 companies
Mika Petteri Aalto
Board of Directors
0 companies