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N-M Koskela Consulting oy
OY
Dissolved
Y-tunnus 3309774-2
Kaukonkuja 4-A2
Activities of insurance agents and brokers · NACE 6622
Est. 2022
28 employees
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Overview
Financials
People & ownership
Related companies
Revenue 2026
EUR 55K
-6% vs 2025
EBITDA margin
46.4%
-20% vs 2025
Equity ratio
92.8%
Financial strength
Net profit 2026
EUR 28K
+8% vs 2025
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2024
0M
0%
2025
0M
0%
2026
Key figures
Annual report 2026
Revenue
EUR 55K
-6%
EBITDA
EUR 26K
-20%
Net profit
EUR 28K
+8%
Total assets
EUR 66K
+14%
Equity
EUR 61K
+69%
Employees
28
—
Company information
Legal name
N-M Koskela Consulting oy
Y-tunnus number
3309774-2
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
5. syyskuuta 2022
Share capital
EUR 0
Employees
28 (FTE)
VAT registered
No
Audit selected
No
Last report
2026-02-28
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Vakuutusasiamiesten ja -välittäjien toiminta Sekä muu laillinen liiketoiminta
Contact
Address
Kaukonkuja 4-A2
Phone
+3580405449142
Email
nimakos88@gmail.com
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Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2024
0M
2025
0M
2026
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2024
0M
2025
0M
2026
Income statement
EUR thousands
Item
2024
2025
2026
Revenue
246
59
55
Staff expenses
−42
−20
−18
EBITDA
134
32
26
Depreciation & amort.
0
−0
−0
EBIT
134
32
26
Net financials
−7
0
9
Profit before tax
127
32
35
Tax
26
7
7
Net profit
101
26
28
Balance sheet
EUR thousands
Item
2024
2025
2026
Total assets
416
58
66
Equity
339
36
61
Long-term debt
2
12
0
Short-term debt
75
9
5
Total debt
77
21
5
Financial ratios
5-year trend
EBITDA margin
46.4%
This company
15.8%
Market median
+194% vs market
2024
2026
Equity ratio
92.8%
This company
38.2%
Market median
+143% vs market
2024
2026
Return on equity
45.6%
This company
18.4%
Market median
+148% vs market
2024
2026
Net profit margin
50.4%
This company
8.1%
Market median
+522% vs market
2024
2026
Asset turnover
0.84×
This company
1.12×
Market median
+25% vs market
2024
2026
Debt / equity
0.08×
This company
0.62×
Market median
+87% vs market
2024
2026
Annual reports & filings
Annual report 2026
Filed via PRH / YTJ · Period 2025-03-01 – 2026-02-28
View
PDF
Annual report 2025
Filed via PRH / YTJ · Period 2024-03-01 – 2025-02-28
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2022-09-05 – 2024-02-29
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
OH
Outi Helena Polso
Deputy Member
Deputy Member
2022
NJ
Niko-Matti Jalmari Koskela
Chief Executive Officer
Chief Executive Officer
2022
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of N-M Koskela Consulting oy also hold positions in
0
other companies.
Person
Role here
Other companies
Outi Helena Polso
Deputy Member
0 companies
Niko-Matti Jalmari Koskela
Chief Executive Officer
0 companies