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Uno Finans OY
OY
Active
Y-tunnus 3309833-1
Mikonkatu 9
Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619
Est. 2022
— employees
www.unolaina.fi
Watchlist
Share
Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 2,1M
+87% vs 2024
EBITDA margin
-15.1%
+61% vs 2024
Equity ratio
39.5%
Financial strength
Net profit 2025
EUR -431K
+50% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2023
-1M
-100%
2024
0M
+100%
2025
Key figures
Annual report 2025
Revenue
EUR 2,1M
+87%
EBITDA
EUR -324K
+61%
Net profit
EUR -431K
+50%
Total assets
EUR 662K
+102%
Equity
EUR 262K
+731%
Employees
—
—
Company information
Legal name
Uno Finans OY
Y-tunnus number
3309833-1
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
29. elokuuta 2022
Share capital
EUR 10 000
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Company purpose
Rahotustuotteiden vertailu ja kipailutus asiakkaan puolesta. Lainan hakeminen, lainojen kilpailuttaminen ja lainojen yhdistäminen.
Contact
Address
Mikonkatu 9
Phone
+358400270210
Email
asiakaspalvelu@unolaina.fi
Website
www.unolaina.fi
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Companies in Other activities auxiliary to financial services, except insurance and pension funding
Companies in Helsinki
All Finland companies
Revenue
EUR millions
0M
1M
1M
2M
2M
0M
2023
1M
2024
2M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2023
-1M
2024
0M
2025
Income statement
EUR thousands
Item
2023
2024
2025
Revenue
0
1 148
2 149
Staff expenses
−0
−556
−360
EBITDA
0
−826
−324
Depreciation & amort.
−0
−29
−109
EBIT
0
−855
−433
Net financials
0
−0
1
Profit before tax
0
−855
−431
Tax
−0
−0
−0
Net profit
0
−855
−431
Balance sheet
EUR thousands
Item
2023
2024
2025
Total assets
0
328
662
Equity
0
31
262
Long-term debt
0
0
0
Short-term debt
0
296
401
Total debt
0
296
401
Financial ratios
5-year trend
EBITDA margin
-15.1%
This company
15.8%
Market median
-196% vs market
2023
2025
Equity ratio
39.5%
This company
38.2%
Market median
+3% vs market
2023
2025
Return on equity
-164.8%
This company
18.4%
Market median
-996% vs market
2023
2025
Net profit margin
-20.1%
This company
8.1%
Market median
-348% vs market
2023
2025
Asset turnover
3.25×
This company
1.12×
Market median
+190% vs market
2023
2025
Debt / equity
1.53×
This company
0.62×
Market median
-147% vs market
2023
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-08-11 – 2023-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (3)
CO
Carl Oscar Joakim Cavonius
Person with significant control
Person with significant control
2024
KC
Karl Christian Marker
Deputy Member
Deputy Member
2024
CH
Christina Heskestad Pedersen
Chief Executive Officer
Chief Executive Officer
2024
Former (3)
VS
Vegard Stenberg
Deputy Member
Deputy Member
2022 – 2024
AM
Antti Martti Johannes Lajunen
Chief Executive Officer
Chief Executive Officer
2022 – 2024
MH
Michal Hølby
Chief Executive Officer
Chief Executive Officer
2022 – 2022
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Uno Finans OY also hold positions in
0
other companies.
Person
Role here
Other companies
Vegard Stenberg
Deputy Member
0 companies
Carl Oscar Joakim Cavonius
Person with significant control
0 companies
Antti Martti Johannes Lajunen
Chief Executive Officer
0 companies
Karl Christian Marker
Deputy Member
0 companies
Christina Heskestad Pedersen
Chief Executive Officer
0 companies
Michal Hølby
Chief Executive Officer
0 companies