Riskpilot← Back to searchSign inGet full accessTakuupantti Oy
OYActiveY-tunnus 3330399-9Eerikinkatu 7Other credit granting · NACE 6492Est. 20225 employeeswww.turunpanttilainaamo.fi
Revenue 2025
EUR 2,8M
+153% vs 2024
EBITDA margin
31.7%
+931% vs 2024
Equity ratio
36.5%
Financial strength
Net profit 2025
EUR 595K
+1181% vs 2024
| Revenue | EUR 2,8M | +153% |
| EBITDA | EUR 891K | +931% |
| Net profit | EUR 595K | +1181% |
| Total assets | EUR 3,1M | +78% |
| Equity | EUR 1,1M | +112% |
| Employees | 5 | — |
Legal name
Takuupantti Oy
Y-tunnus number
3330399-9
Legal form
Osakeyhtiö
NACE code
6492 · Other credit granting
Founded
8. joulukuuta 2022
Share capital
EUR 170 000
Employees
5 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on lain ja tämän yhtiöjärjestyksen mukaisesti harjoittaa ammattimaista panttilainaustoimintaa ja siihen välittömästi liittyvää muuta toimintaa.
Address
Eerikinkatu 7
Website
www.turunpanttilainaamo.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 288 | 1 110 | 2 810 |
| Staff expenses | −65 | −78 | −239 |
| EBITDA | −161 | 86 | 891 |
| Depreciation & amort. | −21 | −51 | −57 |
| EBIT | −182 | 36 | 834 |
| Net financials | −0 | −91 | −149 |
| Profit before tax | −182 | −55 | 685 |
| Tax | −0 | −0 | 90 |
| Net profit | −182 | −55 | 595 |
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total assets | 414 | 1 736 | 3 090 |
| Equity | 88 | 533 | 1 128 |
| Long-term debt | 268 | 875 | 1 140 |
| Short-term debt | 58 | 327 | 822 |
| Total debt | 326 | 1 203 | 1 962 |
EBITDA margin
31.7%
This company
15.8%
Market median
+101% vs market
20232025
Equity ratio
36.5%
This company
38.2%
Market median
+4% vs market
20232025
Return on equity
52.7%
This company
18.4%
Market median
+186% vs market
20232025
Net profit margin
21.2%
This company
8.1%
Market median
+162% vs market
20232025
Asset turnover
0.91×
This company
1.12×
Market median
+19% vs market
20232025
Debt / equity
1.74×
This company
0.62×
Market median
-181% vs market
20232025
| Name | Role | Member since |
|---|---|---|
| Current (6) | ||
AP Deputy Member | Deputy Member | 2023 |
TV | Audit | 2025 |
NJ Audit | Audit | 2025 |
JM Deputy auditor | Deputy auditor | 2025 |
MM Confidential Clerk | Confidential Clerk | 2024 |
KV Chief Executive Officer | Chief Executive Officer | 2023 |
| Former (4) | ||
HM Deputy auditor | Deputy auditor | 2023 – 2023 |
AK Deputy auditor | Deputy auditor | 2023 – 2025 |
TT Audit | Audit | 2023 – 2025 |
KJ | Audit | 2023 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
| Chairperson | 2025 | |
| Board of Directors | 2025 | |
| Board of Directors | 2026 | |
| Former (2) | ||
| Board of Directors | 2023 – 2025 | |
| Board of Directors | 2023 – 2025 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Takuupantti Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Arttu Petteri Laaksonen | Deputy Member | 0 companies |
| Hanna Marjukka Präktig | Deputy auditor | 0 companies |
| Anne Kristiina Malin | Deputy auditor | 0 companies |
| Teemu Vihtori Suoniemi | Audit | 0 companies |
| Niilo-Pekka Järkäs | Audit | 0 companies |
| Jesse Matias Laaja | Deputy auditor | 0 companies |
| Mimmi Miranda Maikola | Confidential Clerk | 0 companies |
| Kai Viktor Leinonen | Chief Executive Officer | 0 companies |
| Tomi Tapani Moisio | Audit | 0 companies |
| Kalle Juhani Laaksonen | Audit | 0 companies |
| Marko Tapani Seppä | Board of Directors | 0 companies |
| Risto Matias Lehtimäki | Chairperson | 0 companies |
| Sami Sakari Somero | Board of Directors | 0 companies |
| Matti Johan Aarnio | Board of Directors | 0 companies |
| Pekka Olavi Rissanen | Board of Directors | 0 companies |