What is the Y-tunnus number of Lumi Finance Oy?

Lumi Finance Oy is registered with PRH / YTJ under Y-tunnus 3331846-1.

What is the revenue of Lumi Finance Oy?

Lumi Finance Oy reported revenue of EUR 3M in 2025.

How many employees does Lumi Finance Oy have?

Lumi Finance Oy employs 3112 people as of the latest annual report.

Who is the CEO of Lumi Finance Oy?

Lauri Tuomas Honkamäki is Audit of Lumi Finance Oy, in role since 2023.

Who is the chairman of Lumi Finance Oy?

Petri Johannes Matikainen chairs the board of Lumi Finance Oy, in role since 2024.

Where is Lumi Finance Oy headquartered?

Lumi Finance Oy's registered address is Lh. 4.

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Lumi Finance Oy

OYActive

Y-tunnus 3331846-1Lh. 4, 02650 EspooOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 20223112 employeeswww.lumifinance.fi

Overview Financials People & ownership Related companies

Financials

Revenue

EUR millions

EBITDA

EUR millions

Income statement

EUR thousands

Item	2023	2024	2025
Revenue	133	1 016	2 994
Staff expenses	−439	−535	−626
EBITDA	−612	−9	1 756
Depreciation & amort.	−0	−0	−0
EBIT	−612	−9	1 756
Net financials	−55	−610	−1 641
Profit before tax	−667	−620	115
Tax	−0	−0	−0
Net profit	−667	−620	115

Balance sheet

EUR thousands

Item	2023	2024	2025
Total assets	1 223	14 659	32 051
Equity	21	120	235
Long-term debt	831	100	100
Short-term debt	371	14 439	31 716
Total debt	1 202	14 539	31 816

Financial ratios

5-year trend

EBITDA margin

58.6%

This company

15.8%

Market median

+271% vs market

20232025

Equity ratio

0.7%

This company

38.2%

Market median

-98% vs market

20232025

Return on equity

49.1%

This company

18.4%

Market median

+167% vs market

20232025

Net profit margin

3.9%

This company

8.1%

Market median

-52% vs market

20232025

Asset turnover

0.09×

This company

1.12×

Market median

-92% vs market

20232025

Debt / equity

135.33×

This company

0.62×

Market median

-21727% vs market

20232025

Annual reports & filings

Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-12-16 – 2023-12-31
View PDF

Lumi Finance Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on Lumi Finance Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on Lumi Finance Oy