Loading company…
Riskpilot
← Back to search
Sign in
Get full access
Kredita Oy
OY
Dissolved
Y-tunnus 3352012-5
Linnoitustie 6
Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619
Est. 2023
2 employees
Watchlist
Share
Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 349K
+12% vs 2024
EBITDA margin
8.6%
+112% vs 2024
Equity ratio
98.3%
Financial strength
Net profit 2025
EUR 30K
+112% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 349K
+12%
EBITDA
EUR 30K
+112%
Net profit
EUR 30K
+112%
Total assets
EUR 163K
+80%
Equity
EUR 160K
+100%
Employees
2
—
Company information
Legal name
Kredita Oy
Y-tunnus number
3352012-5
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
15. maaliskuuta 2023
Share capital
EUR 0
Employees
2 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsenet ja toimitusjohtaja kukin yksin
Company purpose
Rahoituspalvelut
Contact
Address
Linnoitustie 6
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
Visit risika.com
Explore
Companies in Other activities auxiliary to financial services, except insurance and pension funding
Companies in Espoo
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2023
2024
2025
Revenue
117
311
349
Staff expenses
−124
−177
−88
EBITDA
−191
−257
30
Depreciation & amort.
−0
−0
−0
EBIT
−191
−257
30
Net financials
−0
0
0
Profit before tax
−191
−257
30
Tax
−0
−0
−0
Net profit
−191
−257
30
Balance sheet
EUR thousands
Item
2023
2024
2025
Total assets
133
90
163
Equity
109
80
160
Long-term debt
0
0
0
Short-term debt
25
10
3
Total debt
25
10
3
Financial ratios
5-year trend
EBITDA margin
8.6%
This company
15.8%
Market median
-46% vs market
2023
2025
Equity ratio
98.3%
This company
38.2%
Market median
+157% vs market
2023
2025
Return on equity
18.9%
This company
18.4%
Market median
+3% vs market
2023
2025
Net profit margin
8.6%
This company
8.1%
Market median
+6% vs market
2023
2025
Asset turnover
2.15×
This company
1.12×
Market median
+92% vs market
2023
2025
Debt / equity
0.02×
This company
0.62×
Market median
+97% vs market
2023
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
MK
Marco Konrad Studer
Deputy Member
Deputy Member
2023
FJ
Fredrik Jan Mateus Lundahl
Chief Executive Officer
Chief Executive Officer
2025
Former (2)
AK
Anu Katriina Petäjä
Chief Executive Officer
Chief Executive Officer
2023 – 2025
MK
Mikko Kaius Petäjä
Deputy Member
Deputy Member
2023 – 2023
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Kredita Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Marco Konrad Studer
Deputy Member
0 companies
Fredrik Jan Mateus Lundahl
Chief Executive Officer
0 companies
Anu Katriina Petäjä
Chief Executive Officer
0 companies
Mikko Kaius Petäjä
Deputy Member
0 companies