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V-FIN Oy
OY
Active
Y-tunnus 3366239-3
Erkki Kivisen Kuja 3-A
Activities of agents involved in the wholesale of timber and building materials · NACE 4613
Est. 2023
1 employees
v-fin.fi
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Full Risika report
Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 1,1M
-2% vs 2024
EBITDA margin
26.4%
+2% vs 2024
Equity ratio
54.7%
Financial strength
Net profit 2025
EUR 212K
+3% vs 2024
EBITDA — year on year
EUR millions
0M
0M
1M
1M
1M
0M
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 1,1M
-2%
EBITDA
EUR 278K
+2%
Net profit
EUR 212K
+3%
Total assets
EUR 489K
+22%
Equity
EUR 268K
+30%
Employees
1
—
Company information
Legal name
V-FIN Oy
Y-tunnus number
3366239-3
Legal form
Osakeyhtiö
NACE code
4613 · Activities of agents involved in the wholesale of timber and building materials
Founded
21. toukokuuta 2023
Share capital
EUR 0
Employees
1 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-09-30
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Ikkunat (päätoimiala) Rakennustarvikekauppa Kattotyöt Rakennussaneeraus Savunpoistojärjestelmä, savunpoisto Valaistussuunnittelu Kaikki laillinen liiketoiminta
Contact
Address
Erkki Kivisen Kuja 3-A
Phone
+3580207290800
Email
info@v-fin.fi
Website
v-fin.fi
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Companies in Activities of agents involved in the wholesale of timber and building materials
Companies in Helsinki
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
1M
2024
1M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2024
0M
2025
Income statement
EUR thousands
Item
2024
2025
Revenue
1 071
1 053
Staff expenses
−50
−40
EBITDA
272
278
Depreciation & amort.
−13
−10
EBIT
259
268
Net financials
−2
−2
Profit before tax
257
266
Tax
52
54
Net profit
206
212
Balance sheet
EUR thousands
Item
2024
2025
Total assets
400
489
Equity
206
268
Long-term debt
35
24
Short-term debt
160
197
Total debt
195
221
Financial ratios
5-year trend
EBITDA margin
26.4%
This company
15.8%
Market median
+67% vs market
2024
2025
Equity ratio
54.7%
This company
38.2%
Market median
+43% vs market
2024
2025
Return on equity
79.2%
This company
18.4%
Market median
+330% vs market
2024
2025
Net profit margin
20.1%
This company
8.1%
Market median
+148% vs market
2024
2025
Asset turnover
2.15×
This company
1.12×
Market median
+92% vs market
2024
2025
Debt / equity
0.83×
This company
0.62×
Market median
+34% vs market
2024
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2024-10-01 – 2025-09-30
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-05-21 – 2024-09-30
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Age
Other directorships
JJ
Juha Johannes Halme
Deputy Member
Deputy Member
2023
—
—
KM
Kalle Martti Juhani Laine
Audit
Audit
2024
—
—
JM
Jesse Matias Laaja
Deputy auditor
Deputy auditor
2024
—
—
Board of directors
Non-executive oversight
Name
Role
Member since
Age
Other directorships
MJ
Miikka Johannes Halme
Board of Directors
2023
—
—
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of V-FIN Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Juha Johannes Halme
Deputy Member
0 companies
Kalle Martti Juhani Laine
Audit
0 companies
Jesse Matias Laaja
Deputy auditor
0 companies
Miikka Johannes Halme
Board of Directors
0 companies