Loading company…
Riskpilot
← Back to search
Sign in
Get full access
Varmasti Oy
OY
Active
Y-tunnus 3380031-1
Saalispolku 1-A5
Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499
Est. 2023
— employees
Watchlist
Share
Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 22K
+43% vs 2024
EBITDA margin
41.1%
+1% vs 2024
Equity ratio
26.2%
Financial strength
Net profit 2025
EUR 5K
-19% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 22K
+43%
EBITDA
EUR 9K
+1%
Net profit
EUR 5K
-19%
Total assets
EUR 125K
+29%
Equity
EUR 33K
+17%
Employees
—
—
Company information
Legal name
Varmasti Oy
Y-tunnus number
3380031-1
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
27. heinäkuuta 2023
Share capital
EUR 0
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Muualla luokittelemattomat rahoituspalvelut (pl. vakuutus- ja eläkevakuutustoiminta) ja kaikki muu laillinen liiketoiminta
Contact
Address
Saalispolku 1-A5
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
Visit risika.com
Explore
Companies in Other financial service activities, except insurance and pension funding n.e.c.
Companies in Kempele
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2023
2024
2025
Revenue
15
15
22
Staff expenses
−0
−0
−0
EBITDA
14
9
9
Depreciation & amort.
−0
−0
−0
EBIT
14
9
9
Net financials
−0
−1
−3
Profit before tax
14
7
6
Tax
3
1
1
Net profit
11
6
5
Balance sheet
EUR thousands
Item
2023
2024
2025
Total assets
30
97
125
Equity
11
28
33
Long-term debt
0
45
40
Short-term debt
18
24
52
Total debt
18
69
92
Financial ratios
5-year trend
EBITDA margin
41.1%
This company
15.8%
Market median
+160% vs market
2023
2025
Equity ratio
26.2%
This company
38.2%
Market median
-31% vs market
2023
2025
Return on equity
14.4%
This company
18.4%
Market median
+22% vs market
2023
2025
Net profit margin
22.0%
This company
8.1%
Market median
+172% vs market
2023
2025
Asset turnover
0.17×
This company
1.12×
Market median
-85% vs market
2023
2025
Debt / equity
2.81×
This company
0.62×
Market median
-353% vs market
2023
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-07-27 – 2023-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
PV
Paulus Valdemar Pöyskö
Deputy Member
Deputy Member
2023
JM
Juho Michael Karhumaa
Chief Executive Officer
Chief Executive Officer
2023
Board of directors
Non-executive oversight
Name
Role
Member since
Current (4)
JH
Johan Hannes Petteri Karhumaa
Board of Directors
2023
ES
Eetu Samuel Karhumaa
Board of Directors
2023
OM
Ossi Matias Karhumaa
Board of Directors
2023
KK
Kasimir Kalle Kristian Tikanoja
Board of Directors
2023
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Varmasti Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Paulus Valdemar Pöyskö
Deputy Member
0 companies
Juho Michael Karhumaa
Chief Executive Officer
0 companies
Johan Hannes Petteri Karhumaa
Board of Directors
0 companies
Eetu Samuel Karhumaa
Board of Directors
0 companies
Ossi Matias Karhumaa
Board of Directors
0 companies
Kasimir Kalle Kristian Tikanoja
Board of Directors
0 companies