Riskpilot← Back to searchSign inGet full accessSäästöpankki Optia Oy
OYActiveY-tunnus 3408477-5Savonkatu 15Other monetary intermediation · NACE 6419Est. 2023165 employees
Revenue 2025
EUR 68 614,8B
EBITDA margin
34.5%
Equity ratio
3325.5%
Financial strength
Net profit 2025
EUR 15 857,2B
165 employees
| Revenue | EUR 68 614,8B | — |
| EBITDA | EUR 23 661,3B | — |
| Net profit | EUR 15 857,2B | — |
| Total assets | EUR 8 900,3B | — |
| Equity | EUR 295 977,9B | — |
| Employees | 165 | — |
Legal name
Säästöpankki Optia Oy
Y-tunnus number
3408477-5
Legal form
Osakeyhtiö
NACE code
6419 · Other monetary intermediation
Founded
24. marraskuuta 2023
Share capital
EUR 5 000 000
Employees
165 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsen ja toimitusjohtaja yhdessä sekä hallituksen jäsenet kaksi yhdessä
Company purpose
Pankki harjoittaa luottolaitostoiminnasta annetussa laissa tarkoitettua talletuspankkitoimintaa. Pankki tarjoaa sijoituspalvelulain 1 luvun 15 §:n mukaisia sijoituspalveluja. Pankin erityistarkoituksena on säästämisen edistäminen.
Address
Savonkatu 15
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2025 |
|---|---|
| Revenue | 68 614 757 000 |
| Staff expenses | −11 602 104 000 |
| EBITDA | 23 661 333 000 |
| Depreciation & amort. | −0 |
| EBIT | 23 661 333 000 |
| Net financials | 45 138 881 000 |
| Profit before tax | 65 578 880 000 |
| Tax | 4 582 192 000 |
| Net profit | 15 857 235 000 |
| Item | 2025 |
|---|---|
| Total assets | 8 900 286 000 |
| Equity | 295 977 893 000 |
| Long-term debt | 0 |
| Short-term debt | 243 115 105 |
| Total debt | 243 115 105 |
EBITDA margin
34.5%
This company
15.8%
Market median
+118% vs market
20252025
Equity ratio
3325.5%
This company
38.2%
Market median
+8605% vs market
20252025
Return on equity
5.4%
This company
18.4%
Market median
-71% vs market
20252025
Net profit margin
23.1%
This company
8.1%
Market median
+185% vs market
20252025
Asset turnover
7.71×
This company
1.12×
Market median
+588% vs market
20252025
Debt / equity
-0.97×
This company
0.62×
Market median
+256% vs market
20252025
| Name | Role | Member since |
|---|---|---|
| Current (24) | ||
TM Person with significant control | Person with significant control | 2024 |
SL Person with significant control | Person with significant control | 2025 |
UO Person with significant control | Person with significant control | 2024 |
JJ Person with significant control | Person with significant control | 2024 |
SM Person with significant control | Person with significant control | 2025 |
JT Person with significant control | Person with significant control | 2024 |
RM Person with significant control | Person with significant control | 2024 |
HT Chief Executive Officer | Chief Executive Officer | 2024 |
PH Person with significant control | Person with significant control | 2024 |
KA Person with significant control | Person with significant control | 2024 |
PJ Person with significant control | Person with significant control | 2024 |
JP Person with significant control | Person with significant control | 2024 |
MT Person with significant control | Person with significant control | 2024 |
AE Person with significant control | Person with significant control | 2024 |
IM Person with significant control | Person with significant control | 2024 |
AM Person with significant control | Person with significant control | 2024 |
TT Person with significant control | Person with significant control | 2024 |
EM Person with significant control | Person with significant control | 2024 |
MJ Person with significant control | Person with significant control | 2024 |
JK Person with significant control | Person with significant control | 2024 |
EM Person with significant control | Person with significant control | 2024 |
MP Person with significant control | Person with significant control | 2024 |
HA Person with significant control | Person with significant control | 2025 |
PS Person with significant control | Person with significant control | 2025 |
| Former (2) | ||
JP Person with significant control | Person with significant control | 2024 – 2025 |
TT Person with significant control | Person with significant control | 2024 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (6) | ||
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Chairperson | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Säästöpankki Optia Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Tiina Maria Haapakoski | Person with significant control | 0 companies |
| Sami Leo Juhani Räsänen | Person with significant control | 0 companies |
| Ulla-Maija Oinonen | Person with significant control | 0 companies |
| Juha Jani Tapani Hyvärinen | Person with significant control | 0 companies |
| Satu Maria Vääräniemi | Person with significant control | 0 companies |
| Jouni Tapio Pekkarinen | Person with significant control | 0 companies |
| Riitta-Liisa Moisanen | Person with significant control | 0 companies |
| Heikki Tuomas Paasonen | Chief Executive Officer | 0 companies |
| Jori Petteri Taipale | Person with significant control | 0 companies |
| Päivi Hanna Maria Rissanen | Person with significant control | 0 companies |
| Karolina Anneli Pennanen | Person with significant control | 0 companies |
| Petri Juhani Korolainen | Person with significant control | 0 companies |
| Juha-Antti Puurunen | Person with significant control | 0 companies |
| Markku Tapani Hakola | Person with significant control | 0 companies |
| Anne Elina Nyman | Person with significant control | 0 companies |
| Ilkka Markus Kytökorpi | Person with significant control | 0 companies |
| Antti Matias Laitinen | Person with significant control | 0 companies |
| Tiia Takala | Person with significant control | 0 companies |
| Esko Matias Kujala | Person with significant control | 0 companies |
| Mauri Juhani Kujanen | Person with significant control | 0 companies |
| Jorma Kaleva Jokipii | Person with significant control | 0 companies |
| Erja Maria Bergman | Person with significant control | 0 companies |
| Matti Pekka Juhani Heiskanen | Person with significant control | 0 companies |
| Henri Antti Juhani Niemi | Person with significant control | 0 companies |
| Tuomo Tapio Kilponen | Person with significant control | 0 companies |
| Pekka Salomo Kaikkonen | Person with significant control | 0 companies |
| Juha Antero Korkiakoski | Board of Directors | 0 companies |
| Heikki Juhani Toivanen | Board of Directors | 0 companies |
| Kirsi Anneli Hedman | Board of Directors | 0 companies |
| Ilpo Olavi Lukkarinen | Chairperson | 0 companies |
| Tiina-Liisa Liukkonen | Board of Directors | 0 companies |
| Sanna Katja Määttälä | Board of Directors | 0 companies |