Riskpilot← Back to searchSign inGet full accessCREDICARE AS
ASActiveOrg 843805442Hafstadvegen 23, 6800 FørdeActivities of collection agencies and credit bureaus · NACE 8291Est. 198765 employeeswww.credicare.no
Revenue 2024
NOK 184,9M
+319% vs 2023
EBITDA margin
30.0%
+504% vs 2023
Equity ratio
38.3%
Financial strength
Net profit 2024
NOK 38,7M
+503% vs 2023
| Revenue | NOK 184,9M | +319% |
| EBITDA | NOK 55,5M | +504% |
| Net profit | NOK 38,7M | +503% |
| Total assets | NOK 175,9M | +430% |
| Equity | NOK 67,4M | +283% |
| Employees | 65 | — |
Legal name
CREDICARE AS
Org number
843805442
Legal form
Aksjeselskap
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
11. mars 1987
Share capital
NOK 1 000 000
Employees
65 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Company purpose
Levere tjenester innen fakturaadministrasjon, kredittoppfølging og inkassovirksomhet. Selskapet kan delta i andre selskap.
Address
Hafstadvegen 23, 6800 Førde
Website
www.credicare.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 55 779 | 60 690 | 60 138 | 72 204 | 87 591 | 96 691 | 83 597 | 56 807 | 45 118 | 44 119 | 184 865 |
| Staff expenses | −26 340 | −27 050 | −26 829 | −28 080 | −26 992 | −22 163 | −18 532 | −18 294 | −17 790 | −16 150 | −47 475 |
| EBITDA | 5 210 | 5 637 | 4 243 | 10 725 | 24 840 | 38 288 | 36 117 | 16 862 | 10 117 | 9 196 | 55 516 |
| Depreciation & amort. | −2 113 | −1 788 | −2 854 | −4 201 | −5 059 | −5 498 | −5 621 | −4 189 | −2 298 | −1 763 | −15 563 |
| EBIT | 3 097 | 3 849 | 1 388 | 6 524 | 19 781 | 32 790 | 30 496 | 12 673 | 7 819 | 7 434 | 39 953 |
| Net financials | 473 | 32 | −181 | −87 | −5 | 1 077 | 419 | 569 | 812 | 804 | 10 410 |
| Profit before tax | 3 570 | 3 881 | 1 207 | 6 437 | 19 776 | 33 867 | 30 915 | 13 242 | 8 631 | 8 237 | 50 363 |
| Tax | 950 | 914 | 224 | 1 467 | 4 518 | 7 451 | 6 801 | 2 913 | 1 899 | 1 812 | 11 635 |
| Net profit | 2 620 | 2 967 | 982 | 4 970 | 15 258 | 26 415 | 24 114 | 10 329 | 6 732 | 6 425 | 38 728 |
| Item | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 24 786 | 31 109 | 28 938 | 34 075 | 50 318 | 72 334 | 67 157 | 49 375 | 36 396 | 33 211 | 175 936 |
| Equity | 11 879 | 12 346 | 13 328 | 18 298 | 21 628 | 23 634 | 23 522 | 19 442 | 17 781 | 17 626 | 67 423 |
| Long-term debt | 1 528 | 7 098 | 5 745 | 4 159 | 2 864 | 3 431 | 3 399 | 2 248 | 1 780 | 1 737 | 11 340 |
| Short-term debt | 11 379 | 11 666 | 9 864 | 11 618 | 25 826 | 45 269 | 40 236 | 27 684 | 16 835 | 13 848 | 97 173 |
| Total debt | 12 907 | 18 763 | 15 609 | 15 777 | 28 690 | 48 700 | 43 635 | 29 933 | 18 615 | 15 585 | 108 513 |
EBITDA margin
30.0%
This company
15.8%
Market median
+90% vs market
20142024
Equity ratio
38.3%
This company
38.2%
Market median
+0% vs market
20142024
Return on equity
57.4%
This company
18.4%
Market median
+212% vs market
20142024
Net profit margin
20.9%
This company
8.1%
Market median
+158% vs market
20142024
Asset turnover
1.05×
This company
1.12×
Market median
+6% vs market
20142024
Debt / equity
1.61×
This company
0.62×
Market median
-160% vs market
20142024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
JK Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
AK Chief Executive Officer | Chief Executive Officer | 2024 | — | — |
MA Chief Executive Officer | Chief Executive Officer | 2025 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2026 | — | — | |
| Board of Directors | 2026 | — | — | |
| Board of Directors | 2023 | — | — | |
| Chairman | 2024 | — | — | |
| Chairman | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2022 | — | — | |
| Chairman | 2020 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2026 | — | — | |
| Chairman | 2023 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Convene As | Company | 100.0% | 100.0% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Convene Holding As
CREDICARE AS Board members of CREDICARE AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jan Kaare Hellevang | Chief Executive Officer | 0 companies |
| Anders Kjøs | Chief Executive Officer | 0 companies |
| Morten Andersen | Chief Executive Officer | 0 companies |
| Nils Petter Skaset | Board of Directors | 0 companies |
| Emir Brdakic | Board of Directors | 0 companies |
| Hanne Katrine Mundal | Board of Directors | 0 companies |
| Frøydis Varlid | Board of Directors | 0 companies |
| Ingvill Hestenes | Chairman | 0 companies |
| Halldor Christen Tjoflaat | Chairman | 0 companies |
| Joakim Stavnes Karlsen | Board of Directors | 0 companies |
| Nicolaj Refshall Weiergang | Board of Directors | 0 companies |
| Rafael Gajowniczek | Board of Directors | 0 companies |
| Johan Bernt Michelsen | Chairman | 0 companies |
| Stian Lunde Njøsen | Board of Directors | 0 companies |
| Frode Narheim | Board of Directors | 0 companies |
| Christian Holm Nilsen | Board of Directors | 0 companies |
| Marte Charlotte Knudsen | Board of Directors | 0 companies |
| Leif Christian Salomonsen | Chairman | 0 companies |