Riskpilot← Back to searchSign inGet full accessHEDER BANK ASA
ASAActiveOrg 916012683Lars Hilles Gate 30, 5008 BergenOther monetary intermediation · NACE 6419Est. 201526 employees
Revenue 2024
NOK 10K
-23% vs 2023
EBITDA margin
-574170.0%
-2% vs 2023
Equity ratio
21.2%
Financial strength
Net profit 2024
NOK 31,6M
-34% vs 2023
| Revenue | NOK 10K | -23% |
| EBITDA | NOK -57,4M | -2% |
| Net profit | NOK 31,6M | -34% |
| Total assets | NOK 1,2B | -18% |
| Equity | NOK 254,5M | +1% |
| Employees | 26 | — |
Legal name
HEDER BANK ASA
Org number
916012683
Legal form
Allmennaksjeselskap
NACE code
6419 · Other monetary intermediation
Founded
1. oktober 2015
Share capital
NOK 206 863 810
Employees
26 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
To styremedlemmer i fellesskap. Daglig leder alene. Styrets leder alene.
Company purpose
Banken kan innenfor rammen av den lovgivning som til enhver tid gjelder, utføre alle forretninger og tjenester som det er vanlig eller naturlig at banker utfører.
Address
Lars Hilles Gate 30, 5008 Bergen
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 57 853 | 89 936 | 96 458 | 13 | 10 |
| Staff expenses | −24 742 | −27 858 | −23 594 | −27 311 | −24 541 |
| EBITDA | 8 319 | 36 688 | 41 623 | −56 497 | −57 417 |
| Depreciation & amort. | −8 586 | −4 171 | −3 996 | −3 747 | −3 518 |
| EBIT | −267 | 32 517 | 37 627 | −60 244 | −60 935 |
| Net financials | −14 812 | 772 | −18 083 | 108 033 | 92 485 |
| Profit before tax | −15 079 | 33 289 | 19 544 | 47 789 | 31 550 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | −15 079 | 33 289 | 19 544 | 47 789 | 31 550 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 1 324 215 | 2 144 168 | 1 601 357 | 1 458 146 | 1 201 955 |
| Equity | 190 664 | 224 460 | 241 116 | 251 215 | 254 472 |
| Long-term debt | 1 133 551 | 1 905 257 | 1 344 783 | 0 | 0 |
| Short-term debt | 0 | 14 451 | 15 458 | 0 | 0 |
| Total debt | 1 133 551 | 1 919 708 | 1 360 241 | 1 206 931 | 947 483 |
EBITDA margin
-574170.0%
This company
15.8%
Market median
-3634087% vs market
20202024
Equity ratio
21.2%
This company
38.2%
Market median
-45% vs market
20202024
Return on equity
12.4%
This company
18.4%
Market median
+33% vs market
20202024
Net profit margin
315500.0%
This company
8.1%
Market median
+3894962% vs market
20202024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20202024
Debt / equity
3.72×
This company
0.62×
Market median
-500% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
GP Deputy Member | Deputy Member | 2025 |
AW Chief Executive Officer | Chief Executive Officer | 2025 |
| Former (4) | ||
HR Chief Executive Officer | Chief Executive Officer | 2021 – 2022 |
JB Chief Executive Officer | Chief Executive Officer | 2019 – 2021 |
CK Chief Executive Officer | Chief Executive Officer | 2022 – 2024 |
BH Chief Executive Officer | Chief Executive Officer | 2024 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
| Board of Directors | 2024 | |
| Board of Directors | 2023 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Chairman | 2024 | |
| Former (15) | ||
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2022 – 2022 | |
| Chairman | 2022 – 2022 | |
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2022 – 2022 | |
| Board of Directors | 2024 – 2025 | |
| Chairman | 2023 – 2024 | |
| Chairman | 2023 – 2023 | |
| Chairman | 2022 – 2022 | |
| Board of Directors | 2022 – 2023 | |
| Chairman | 2021 – 2022 | |
| Board of Directors | 2025 – 2025 | |
| Board of Directors | 2023 – 2023 | |
| Board of Directors | 2021 – 2022 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Skandinaviska Enskilda Banken Ab | Company | 17.89% | 17.89% | 2024 |
| Individual | 17.5% | 17.5% | 2022 | |
| Company | 7.94% | 7.94% | 2024 | |
| Company | 7.77% | 7.77% | 2024 | |
| Individual | 7.46% | 7.46% | 2022 | |
| Company | 7.33% | 7.33% | 2024 | |
| Company | 5.99% | 5.99% | 2024 | |
| Company | 5.4% | 5.4% | 2024 | |
| Company | 3.93% | 3.93% | 2024 | |
| Individual | 3.85% | 3.85% | 2022 | |
| Company | 3.8% | 3.8% | 2024 | |
Danske Bank A/S | Company | 3.64% | 3.64% | 2024 |
| Company | 3.63% | 3.63% | 2024 | |
| Company | 3.63% | 3.63% | 2024 | |
| Company | 2.64% | 2.64% | 2024 | |
| Company | 2.55% | 2.55% | 2024 | |
| Company | 2.18% | 2.18% | 2024 | |
Nordnet Bank Ab | Company | 1.88% | 1.88% | 2024 |
| Company | 1.86% | 1.86% | 2024 | |
| Individual | 1.81% | 1.81% | 2022 | |
| Individual | 1.8% | 1.8% | 2022 | |
Carnegie Investment Bank Ab | Company | 1.43% | 1.43% | 2024 |
| Company | 1.24% | 1.24% | 2024 | |
| Company | 1.12% | 1.12% | 2024 | |
| Company | 1.04% | 1.04% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of HEDER BANK ASA also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Håkon Reistad Fure | Chief Executive Officer | 0 companies |
| Jakob Bølgen Bronebakk | Chief Executive Officer | 0 companies |
| George Pal | Deputy Member | 0 companies |
| Caroline Kvam Stokke | Chief Executive Officer | 0 companies |
| Anette Willumsen | Chief Executive Officer | 0 companies |
| Bent Hilding Gjendem | Chief Executive Officer | 0 companies |
| Madiha Ghazanfar | Board of Directors | 0 companies |
| Lise Tangen Hansen | Board of Directors | 0 companies |
| Even Matre Ellingsen | Chairman | 0 companies |
| Espen Selvikvåg Berge | Board of Directors | 0 companies |
| Fabian Traran Haugan | Board of Directors | 0 companies |
| Bengt-Olof Stefan Laler | Board of Directors | 0 companies |
| Karl Jesper Mårtensson | Board of Directors | 0 companies |
| Stina Johanne Koren | Board of Directors | 0 companies |
| Izabella Kibsgaard-Petersen | Board of Directors | 0 companies |
| Rune Brunborg | Chairman | 0 companies |
| Trond Bentestuen | Chairman | 0 companies |
| Linn Hoel Ringvoll | Chairman | 0 companies |
| Maria Borch Helsengreen | Board of Directors | 0 companies |
| Ellen Merete Hanetho | Board of Directors | 0 companies |
| Espen Aubert | Chairman | 0 companies |
| Jørgen Pedersen | Board of Directors | 0 companies |
| Klaus-Anders Nysteen | Chairman | 0 companies |
| Kate Henriksen | Board of Directors | 0 companies |
| Elisabeth Wiger | Board of Directors | 0 companies |
| Thomas Eggen Monsen | Board of Directors | 0 companies |