Riskpilot← Back to searchSign inGet full accessCROX FORSIKRING AS
ASActiveOrg 917365814Lilletorget 1, 0184 OsloActivities of insurance agents and brokers · NACE 6622Est. 201617 employeescaval.no
Revenue 2025
NOK 19,3M
+17% vs 2024
EBITDA margin
10.0%
+63% vs 2024
Equity ratio
6.8%
Financial strength
Net profit 2025
NOK 1,5M
+64% vs 2024
| Revenue | NOK 19,3M | +17% |
| EBITDA | NOK 1,9M | +63% |
| Net profit | NOK 1,5M | +64% |
| Total assets | NOK 3,7M | +19% |
| Equity | NOK 251K | +131% |
| Employees | 17 | — |
Legal name
CROX FORSIKRING AS
Org number
917365814
Legal form
Aksjeselskap
NACE code
6622 · Activities of insurance agents and brokers
Founded
8. juli 2016
Share capital
NOK 70 000
Employees
17 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Styrets leder eller nestleder hver for seg.
Company purpose
Formidling av forsikring og finansprodukter for tryg forsikring og nordea liv.
Address
Lilletorget 1, 0184 Oslo
Phone
+4722315807
Email
jens@cavalgruppen.no
Website
caval.no
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| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 28 858 | 16 345 | 15 748 | 16 427 | 19 276 |
| Staff expenses | −22 113 | −12 403 | −11 658 | −11 621 | −14 073 |
| EBITDA | 1 027 | 64 | 884 | 1 184 | 1 936 |
| Depreciation & amort. | −183 | −190 | −36 | −0 | −0 |
| EBIT | 843 | −126 | 848 | 1 184 | 1 936 |
| Net financials | −44 | −39 | −4 | −2 | 1 |
| Profit before tax | 800 | −165 | 844 | 1 183 | 1 937 |
| Tax | 200 | −39 | 211 | 297 | 484 |
| Net profit | 600 | −125 | 633 | 886 | 1 453 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 6 161 | 4 688 | 3 730 | 3 097 | 3 685 |
| Equity | 100 | −55 | 78 | 109 | 251 |
| Long-term debt | 299 | 531 | 0 | 0 | 0 |
| Short-term debt | 5 761 | 4 213 | 3 652 | 2 989 | 3 434 |
| Total debt | 6 061 | 4 744 | 3 652 | 2 989 | 3 434 |
EBITDA margin
10.0%
This company
15.8%
Market median
-37% vs market
20212025
Equity ratio
6.8%
This company
38.2%
Market median
-82% vs market
20212025
Return on equity
579.7%
This company
18.4%
Market median
+3051% vs market
20212025
Net profit margin
7.5%
This company
8.1%
Market median
-7% vs market
20212025
Asset turnover
5.23×
This company
1.12×
Market median
+367% vs market
20212025
Debt / equity
13.70×
This company
0.62×
Market median
-2110% vs market
20212025
- Annual report 2025Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Former (1) | ||
NH Chief Executive Officer | Chief Executive Officer | 2020 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
| Board of Directors | 2023 | |
| Chairman | 2023 | |
| Deputy Chairman | 2023 | |
| Former (3) | ||
| Board of Directors | 2019 – 2022 | |
| Board of Directors | 2022 – 2023 | |
| Chairman | 2022 – 2023 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 2024 | |
| Company | 100% | 100% | 2022 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Crox Holding As
CROX FORSIKRING AS Board members of CROX FORSIKRING AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Nina Helena Wesenlund Wahl | Chief Executive Officer | 0 companies |
| Steffen Osmundsen | Board of Directors | 0 companies |
| Martin Johansen | Board of Directors | 0 companies |
| Dag Henning Schaufel Aasbø | Board of Directors | 0 companies |
| Jens Aasbø Øverland | Chairman | 0 companies |
| Ariel De La Cruz | Chairman | 0 companies |
| Jørgen Vada Oxaal | Deputy Chairman | 0 companies |