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HÅNDVERKERFORSIKRING AS
AS
Active
Org 918087753
Thorøyaveien 21, 3209 Sandefjord
Activities of insurance agents and brokers · NACE 6622
Est. 2016
1 employees
Watchlist
Share
Overview
Financials
People & ownership
Related companies
Revenue 2024
NOK 1,5M
+2% vs 2023
EBITDA margin
2.6%
-9% vs 2023
Equity ratio
74.7%
Financial strength
Net profit 2024
NOK 52K
+27% vs 2023
EBITDA — year on year
NOK millions
0M
-0M
-1M
-1M
-1M
0M
2020
0M
0%
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
Key figures
Annual report 2024
Revenue
NOK 1,5M
+2%
EBITDA
NOK 37K
-9%
Net profit
NOK 52K
+27%
Total assets
NOK 665K
+13%
Equity
NOK 497K
+12%
Employees
1
—
Company information
Legal name
HÅNDVERKERFORSIKRING AS
Org number
918087753
Legal form
Aksjeselskap
NACE code
6622 · Activities of insurance agents and brokers
Founded
25. november 2016
Share capital
NOK 230 000
Employees
1 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Styrets leder alene.
Company purpose
Assuranseforretning og annet som naturlig faller sammen med dette.
Contact
Address
Thorøyaveien 21, 3209 Sandefjord
Phone
+4740144050
Email
irene@hvfo.no
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Explore
Companies in Activities of insurance agents and brokers
Companies in Sandefjord
All Norway companies
Revenue
NOK millions
0M
1M
1M
2M
2M
1M
2020
2M
2021
2M
2022
1M
2023
1M
2024
EBITDA
NOK millions
0M
0M
1M
1M
1M
0M
2020
0M
2021
0M
2022
0M
2023
0M
2024
Income statement
NOK thousands
Item
2020
2021
2022
2023
2024
Revenue
1 492
1 788
1 543
1 425
1 451
Staff expenses
−1 407
−1 629
−1 430
−1 250
−1 212
EBITDA
−23
30
5
41
37
Depreciation & amort.
−0
−0
−0
−0
−0
EBIT
−23
30
5
41
37
Net financials
2
−13
4
12
30
Profit before tax
−21
17
9
53
67
Tax
−5
4
2
12
15
Net profit
−16
13
7
41
52
Balance sheet
NOK thousands
Item
2020
2021
2022
2023
2024
Total assets
613
713
664
590
665
Equity
383
397
403
445
497
Long-term debt
0
0
0
0
0
Short-term debt
229
317
260
145
168
Total debt
229
317
260
145
168
Financial ratios
5-year trend
EBITDA margin
2.6%
This company
15.8%
Market median
-84% vs market
2020
2024
Equity ratio
74.7%
This company
38.2%
Market median
+96% vs market
2020
2024
Return on equity
10.6%
This company
18.4%
Market median
+42% vs market
2020
2024
Net profit margin
3.6%
This company
8.1%
Market median
-56% vs market
2020
2024
Asset turnover
2.18×
This company
1.12×
Market median
+95% vs market
2020
2024
Debt / equity
0.34×
This company
0.62×
Market median
+45% vs market
2020
2024
Annual reports & filings
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
Annual report 2020
Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
View
PDF
Management
Actively employed in the business
No data on file.
Board of directors
Non-executive oversight
Name
Role
Member since
Current (1)
IS
Irene Sant
Chairman
2022
Former (2)
TR
Torben Rytter
Board of Directors
2022 – 2022
SA
Solveig Anne Christine Sant Gjermestad
Board of Directors
2017 – 2022
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of HÅNDVERKERFORSIKRING AS also hold positions in
0
other companies.
Person
Role here
Other companies
Irene Sant
Chairman
0 companies
Torben Rytter
Board of Directors
0 companies
Solveig Anne Christine Sant Gjermestad
Board of Directors
0 companies