Riskpilot← Back to searchSign inGet full accessFINANCE INNOVATION
FLIActiveOrg 919426004Lars Hilles Gate 30, 5008 BergenActivities of other membership organisations n.e.c. · NACE 9499Est. 20179 employeeswww.financeinnovation.no
Revenue 2024
NOK 11,8M
-27% vs 2023
EBITDA margin
-24.2%
-942% vs 2023
Equity ratio
25.1%
Financial strength
Net profit 2024
NOK -2,9M
-1818% vs 2023
| Revenue | NOK 11,8M | -27% |
| EBITDA | NOK -2,9M | -942% |
| Net profit | NOK -2,9M | -1818% |
| Total assets | NOK 4,1M | -40% |
| Equity | NOK 1M | -74% |
| Employees | 9 | — |
Legal name
FINANCE INNOVATION
Org number
919426004
Legal form
Forening/Lag/Innretning
NACE code
9499 · Activities of other membership organisations n.e.c.
Founded
17. august 2017
Share capital
—
Employees
9 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
To styremedlemmer i fellesskap. Styrets leder alene.
Company purpose
Styrke det samlede norske fintechmiljøet på vegne av banker, finansselskaper, forsikringsselskaper, teknologiselskaper, organisasjoner, og utdannings- og forskningsinstitusjoner. Herunder skal finance innovation jobbe aktivt for økt samhandling, kunnskapsutvikling, innovasjon, verdiskapning, vekst og internasjonalisering i bransjen gjennom etablering av et klyngeutviklingsprosjekt med base i fintechklyngen i bergen.
Address
Lars Hilles Gate 30, 5008 Bergen
Email
info@financeinnovation.com
Website
www.financeinnovation.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 074 | 9 050 | 10 991 | 11 496 | 11 167 | 12 583 | 16 247 | 11 792 |
| Staff expenses | −0 | −3 699 | −4 213 | −4 416 | −4 737 | −4 895 | −5 658 | −5 173 |
| EBITDA | −0 | 20 | 2 692 | 1 600 | 1 633 | −1 749 | 339 | −2 854 |
| Depreciation & amort. | −0 | −14 | −32 | −79 | −129 | −149 | −173 | −119 |
| EBIT | −0 | 6 | 2 659 | 1 521 | 1 504 | −1 898 | 166 | −2 973 |
| Net financials | 0 | 4 | 7 | 4 | 4 | −31 | 4 | 58 |
| Profit before tax | 0 | 10 | 2 666 | 1 525 | 1 508 | −1 930 | 170 | −2 915 |
| Tax | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| Net profit | 0 | 10 | 2 666 | 1 525 | 1 508 | −1 930 | 170 | −2 915 |
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | 1 205 | 1 857 | 3 681 | 5 792 | 6 612 | 5 397 | 6 865 | 4 114 |
| Equity | 0 | 10 | 2 675 | 4 200 | 5 708 | 3 779 | 3 949 | 1 034 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 1 205 | 1 848 | 1 006 | 1 592 | 903 | 1 618 | 2 917 | 3 081 |
| Total debt | 1 205 | 1 848 | 1 006 | 1 592 | 903 | 1 618 | 2 917 | 3 081 |
EBITDA margin
-24.2%
This company
15.8%
Market median
-253% vs market
20172024
Equity ratio
25.1%
This company
38.2%
Market median
-34% vs market
20172024
Return on equity
-282.1%
This company
18.4%
Market median
-1633% vs market
20172024
Net profit margin
-24.7%
This company
8.1%
Market median
-405% vs market
20172024
Asset turnover
2.87×
This company
1.12×
Market median
+156% vs market
20172024
Debt / equity
2.98×
This company
0.62×
Market median
-381% vs market
20172024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
VL Observer | Observer | 2021 | — | — |
RP Chief Executive Officer | Chief Executive Officer | 2024 | — | — |
AS Chief Executive Officer | Chief Executive Officer | 2018 | — | — |
BH Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Chairman | 2023 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2021 | — | — | |
| Chairman | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2022 | — | — |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of FINANCE INNOVATION also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Vivian Lunde | Observer | 0 companies |
| Rea Parashar | Chief Executive Officer | 0 companies |
| Atle Sivertsen | Chief Executive Officer | 0 companies |
| Bent Hilding Gjendem | Chief Executive Officer | 0 companies |
| Audhild Kårstad | Board of Directors | 0 companies |
| Tone-Merethe Gamlemshaug | Board of Directors | 0 companies |
| Rune Synnevåg | Board of Directors | 0 companies |
| Pinar Heggernes | Board of Directors | 0 companies |
| Dag Saltnes | Board of Directors | 0 companies |
| Åse Marthinsen | Board of Directors | 0 companies |
| Henriette Sæther Tveit | Board of Directors | 0 companies |
| Martin Wik Sætre | Board of Directors | 0 companies |
| Anders Skjævestad | Chairman | 0 companies |
| Inge Ådland | Board of Directors | 0 companies |
| Camilla Elisabeth Wadseth | Board of Directors | 0 companies |
| Eirin Liby | Board of Directors | 0 companies |
| Eirik Sjåholm Knudsen | Board of Directors | 0 companies |
| Gunnar Nordseth | Board of Directors | 0 companies |
| Stian Karlsen | Board of Directors | 0 companies |
| Tore Tungodden | Board of Directors | 0 companies |
| Lisbet Karin Nærø | Board of Directors | 0 companies |
| Vegar Styve | Board of Directors | 0 companies |
| Bjørg Marit Eknes | Chairman | 0 companies |
| Ramtin Matin | Board of Directors | 0 companies |
| Eilin Schjetne | Board of Directors | 0 companies |
| Henrik Lie-Nielsen | Board of Directors | 0 companies |
| Kirsti Merethe Tranby | Board of Directors | 0 companies |
| Stine Betten Neteland | Board of Directors | 0 companies |