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Zen Finans AS
AS
Active
Org 921670605
Innspurten 1B, 0663
Oslo
Other activities auxiliary to financial services, except insurance and pension funding
·
NACE 6619
Est. 2018 · 7 years old
32 employees
www.zenfinans.no
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Norway
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Companies
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Other activities auxiliary to financial services, except insurance and pension funding
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Zen Finans AS
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
NOK millions
59M
44M
29M
15M
0M
2020: 11M
11M
2020
2021: 12M (+9% vs 2020)
12M
+9%
2021
2022: 16M (+33% vs 2021)
16M
+33%
2022
2023: 24M (+50% vs 2022)
24M
+50%
2023
2024: 47M (+96% vs 2023)
47M
+96%
2024
EBITDA
NOK millions
6M
5M
3M
2M
0M
2020: 5M
5M
2020
2021: 1M (-80% vs 2020)
1M
-80%
2021
2022: 0M (-100% vs 2021)
0M
-100%
2022
2023: 2M
2M
2023
2024: 2M (0% vs 2023)
2M
0%
2024
Income statement
NOK thousands
Item
2024
2023
2022
2021
2020
Revenue
46 764
24 209
15 787
11 884
11 459
Staff expenses
−21 208
−10 190
−4 714
−3 577
−2 987
EBITDA
2 171
1 575
−197
1 135
4 861
Depreciation & amort.
−80
−148
−40
−12
−4
EBIT
2 091
1 427
−237
1 123
4 857
Net financials
144
−7
−8
−0
9
Profit before tax
2 235
1 420
−245
1 123
4 866
Tax
627
365
−57
465
1 077
Net profit
1 608
1 054
−188
657
3 789
Balance sheet
NOK thousands
Item
2024
2023
2022
2021
2020
Total assets
15 056
8 704
5 950
5 782
6 403
Equity
6 966
5 358
4 303
4 491
4 092
Long-term debt
31
0
0
2
0
Short-term debt
8 060
3 346
1 646
1 288
2 311
Total debt
8 091
3 346
1 646
1 290
2 311
Financial ratios
5-year trend
EBITDA margin
4.6%
This company
15.8%
Market median
This company
Market median
71% below market
2020
2024
Equity ratio
46.3%
This company
38.2%
Market median
This company
Market median
21% above market
2020
2024
Return on equity
23.1%
This company
18.4%
Market median
This company
Market median
26% above market
2020
2024
Net profit margin
3.4%
This company
8.1%
Market median
This company
Market median
58% below market
2020
2024
Asset turnover
3.11×
This company
1.12×
Market median
This company
Market median
178% above market
2020
2024
Debt / equity
1.16×
This company
0.62×
Market median
This company
Market median
87% above market
2020
2024
Annual reports & filings
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
Annual report 2020
Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
View
PDF
More on Zen Finans AS
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network