Riskpilot← Back to searchSign inGet full accessKREDINOR AS
ASActiveOrg 927901048Sjølyst Plass 3, 0278 OsloActivities of collection agencies and credit bureaus · NACE 8291Est. 2021528 employees
Revenue 2024
NOK 779,5M
+7% vs 2023
EBITDA margin
-24.6%
-9% vs 2023
Equity ratio
37.8%
Financial strength
Net profit 2024
NOK -379,7M
+30% vs 2023
| Revenue | NOK 779,5M | +7% |
| EBITDA | NOK -191,6M | -9% |
| Net profit | NOK -379,7M | +30% |
| Total assets | NOK 6,2B | -16% |
| Equity | NOK 2,3B | +17% |
| Employees | 528 | — |
Legal name
KREDINOR AS
Org number
927901048
Legal form
Aksjeselskap
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
11. oktober 2021
Share capital
NOK 228 357 137
Employees
528 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Styrelederen alene eller to styremedlemmer i fellesskap.
Company purpose
Drive fordringsadministrativ tjenesteyting og inndrivning av pengekrav, samt virksomhet som naturlig står i forbindelse med dette. Selskapet kan også eie eller ha eierandeler i andre selskap med lignende virksomhet eller finansieringsvirksomhet som omfatter kjøpte pengekrav, refinansiering av misligholdte pengekrav eller virksomhet beslektet med dette.
Address
Sjølyst Plass 3, 0278 Oslo
Phone
+4722009100
Email
kredinor@kredinor.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Revenue | 653 868 | 727 993 | 779 541 |
| Staff expenses | −0 | −0 | −0 |
| EBITDA | −21 098 | −175 934 | −191 587 |
| Depreciation & amort. | −18 355 | −99 399 | −72 810 |
| EBIT | −39 453 | −275 333 | −264 397 |
| Net financials | −14 484 | −251 687 | −115 317 |
| Profit before tax | −53 937 | −527 020 | −379 714 |
| Tax | −9 202 | 17 729 | −0 |
| Net profit | −44 735 | −544 749 | −379 714 |
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Total assets | 6 864 527 | 7 359 096 | 6 205 405 |
| Equity | 2 556 571 | 2 011 822 | 2 345 325 |
| Long-term debt | 3 614 617 | 4 390 962 | 3 503 261 |
| Short-term debt | 693 338 | 956 312 | 356 820 |
| Total debt | 4 307 955 | 5 347 274 | 3 860 081 |
EBITDA margin
-24.6%
This company
15.8%
Market median
-256% vs market
20222024
Equity ratio
37.8%
This company
38.2%
Market median
+1% vs market
20222024
Return on equity
-16.2%
This company
18.4%
Market median
-188% vs market
20222024
Net profit margin
-48.7%
This company
8.1%
Market median
-701% vs market
20222024
Asset turnover
0.13×
This company
1.12×
Market median
-88% vs market
20222024
Debt / equity
1.65×
This company
0.62×
Market median
-166% vs market
20222024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2021-09-22 – 2022-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
GM Deputy Member | Deputy Member | 2023 | — | — |
HK Deputy Member | Deputy Member | 2024 | — | — |
LB Deputy Member | Deputy Member | 2022 | — | — |
SF Deputy Member | Deputy Member | 2022 | — | — |
RS Deputy Member | Deputy Member | 2022 | — | — |
SA Deputy Member | Deputy Member | 2022 | — | — |
NC Deputy Member | Deputy Member | 2022 | — | — |
CJ Deputy Member | Deputy Member | 2022 | — | — |
SB Deputy Member | Deputy Member | 2022 | — | — |
BF Deputy Member | Deputy Member | 2023 | — | — |
JL Deputy Member | Deputy Member | 2024 | — | — |
VU Deputy Member | Deputy Member | 2024 | — | — |
KN Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
AM Deputy Member | Deputy Member | 2023 | — | — |
RE Chief Executive Officer | Chief Executive Officer | 2024 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairman | 2024 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairman | 2022 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2022 | — | — | |
| Chairman | 2021 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Sparebank 1 Gruppen As | Company | 68.6% | 68.6% | 2024 |
Kredinorstiftelsen | Company | 31.4% | 31.4% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Kredinorstiftelsen
KREDINOR AS Board members of KREDINOR AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Grethe Marit Dehli | Deputy Member | 0 companies |
| Hanne Karoline Kræmer | Deputy Member | 0 companies |
| Liv Bortne Ulriksen | Deputy Member | 0 companies |
| Sverre Fykse | Deputy Member | 0 companies |
| Rune Strande | Deputy Member | 0 companies |
| Sigurd Aune | Deputy Member | 0 companies |
| Nina Cecilie Gjølberg Nordli | Deputy Member | 0 companies |
| Christine Jahnsen Løvhaug | Deputy Member | 0 companies |
| Sven Bo Sune Bakke | Deputy Member | 0 companies |
| Bente Foshaug | Deputy Member | 0 companies |
| Jesper Lunde Haaland | Deputy Member | 0 companies |
| Vegard Urstad Aakervik | Deputy Member | 0 companies |
| Klaus-Anders Nysteen | Chief Executive Officer | 0 companies |
| Andreas Mathisen | Deputy Member | 0 companies |
| Rolf Eek-Johansen | Chief Executive Officer | 0 companies |
| Linn Kvitting Hagesæther | Board of Directors | 0 companies |
| Jill Rønningen | Board of Directors | 0 companies |
| Simen Danielsen Torgersrud | Board of Directors | 0 companies |
| Trude Glad | Board of Directors | 0 companies |
| Mona Bay Sørensen | Board of Directors | 0 companies |
| Torbjørn Martinsen | Chairman | 0 companies |
| Inga Lise Lien Moldestad | Board of Directors | 0 companies |
| Vegard Helland | Board of Directors | 0 companies |
| Geir-Egil Bolstad | Board of Directors | 0 companies |
| Alexander Skofteby | Board of Directors | 0 companies |
| Per-Aage Pleym Christensen | Board of Directors | 0 companies |
| Sverre Kristian Gjessing | Chairman | 0 companies |
| Ina Elisabeth Tiller | Board of Directors | 0 companies |
| Annicken Hjelle | Board of Directors | 0 companies |
| Ståle Rønneberg Kristiansen | Chairman | 0 companies |
| Sverre Olav Helsem | Board of Directors | 0 companies |
| Simen Kvamme Repp | Board of Directors | 0 companies |
| Adrian Klopp Gjøvikli | Board of Directors | 0 companies |
| Sverre Bjart Michalsen | Board of Directors | 0 companies |
| Elisabeth Agnes Essholt Selvik | Board of Directors | 0 companies |