Riskpilot← Back to searchSign inGet full accessCOMMERCIAL BANKING APPLICATIONS AS
ASActiveOrg 934615360Østensjøveien 34, 0667 OsloOther software publishing · NACE 5829Est. 198329 employeesunitedfintech.com
Revenue 2024
NOK 82,2M
+8% vs 2023
EBITDA margin
37.9%
+21% vs 2023
Equity ratio
25.8%
Financial strength
Net profit 2024
NOK 27,2M
+29% vs 2023
| Revenue | NOK 82,2M | +8% |
| EBITDA | NOK 31,1M | +21% |
| Net profit | NOK 27,2M | +29% |
| Total assets | NOK 67,5M | +0% |
| Equity | NOK 17,4M | -22% |
| Employees | 29 | — |
Legal name
COMMERCIAL BANKING APPLICATIONS AS
Org number
934615360
Legal form
Aksjeselskap
NACE code
5829 · Other software publishing
Founded
25. november 1983
Share capital
NOK 1 343 982
Employees
29 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Company purpose
Utvikle og selge it-løsninger, herunder programmer, maskinutstyr, konsulenttjenester og beslektede tjenester. Selskapet vil også gjøre seg interessert i andre selskaper med økonomisk formål.
Address
Østensjøveien 34, 0667 Oslo
Phone
+4722801500
Email
post@cba.no
Website
unitedfintech.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 65 196 | 62 602 | 70 372 | 76 286 | 82 170 |
| Staff expenses | −24 034 | −26 303 | −27 336 | −31 717 | −34 211 |
| EBITDA | 27 830 | 23 727 | 29 176 | 25 704 | 31 119 |
| Depreciation & amort. | −9 685 | −9 721 | −51 | −38 | −56 |
| EBIT | 18 145 | 14 006 | 29 126 | 25 666 | 31 063 |
| Net financials | 771 | −249 | 5 255 | 1 528 | 3 682 |
| Profit before tax | 18 916 | 13 757 | 34 381 | 27 194 | 34 745 |
| Tax | 3 706 | 2 551 | 6 077 | 6 088 | 7 507 |
| Net profit | 15 210 | 11 206 | 28 304 | 21 106 | 27 238 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 90 717 | 86 133 | 111 240 | 67 159 | 67 471 |
| Equity | 52 634 | 36 961 | 26 880 | 22 450 | 17 432 |
| Long-term debt | 1 290 | 1 064 | 246 | 0 | 0 |
| Short-term debt | 36 794 | 48 108 | 84 114 | 44 709 | 50 039 |
| Total debt | 38 083 | 49 172 | 84 361 | 44 709 | 50 039 |
EBITDA margin
37.9%
This company
15.8%
Market median
+140% vs market
20202024
Equity ratio
25.8%
This company
38.2%
Market median
-32% vs market
20202024
Return on equity
156.3%
This company
18.4%
Market median
+749% vs market
20202024
Net profit margin
33.1%
This company
8.1%
Market median
+309% vs market
20202024
Asset turnover
1.22×
This company
1.12×
Market median
+9% vs market
20202024
Debt / equity
2.87×
This company
0.62×
Market median
-363% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
ÅB Chief Executive Officer | Chief Executive Officer | 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Chairman | 2025 | |
| Board of Directors | 2017 | |
| Former (4) | ||
| Chairman | 2017 – 2025 | |
| Board of Directors | 2025 – 2025 | |
| Board of Directors | 2017 – 2025 | |
| Board of Directors | 2017 – 2025 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 52.08% | 52.08% | 2024 | |
| Company | 13.11% | 13.11% | 2024 | |
| Individual | 12.65% | 12.65% | 2024 | |
| Company | 3.19% | 3.19% | 2024 | |
| Company | 3% | 3% | 2024 | |
Nexton Management Consultancy - Sol | Company | 2.98% | 2.98% | 2024 |
| Individual | 2.28% | 2.28% | 2024 | |
| Company | 1.71% | 1.71% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of COMMERCIAL BANKING APPLICATIONS AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Ådne Birger Skålevåg | Chief Executive Officer | 0 companies |
| Bjørn Elvestad | Chairman | 0 companies |
| Troels Opazo Lindblad | Board of Directors | 0 companies |
| Christian Sundø Frahm | Chairman | 0 companies |
| Rolf Hauge | Board of Directors | 0 companies |
| Øivind Cato Gunnerud | Board of Directors | 0 companies |
| Haakon Schram Stokke | Board of Directors | 0 companies |