Riskpilot← Back to searchSign inGet full accessBERG SPAREBANK
SPAActiveOrg 937885288Storgata 10, 1771 HaldenOther monetary intermediation · NACE 6419Est. 191531 employeeswww.berg-sparebank.no
Revenue 2024
NOK 36,3M
+13% vs 2023
EBITDA margin
-68.0%
+27% vs 2023
Equity ratio
18.5%
Financial strength
Net profit 2024
NOK -10,3M
+56% vs 2023
| Revenue | NOK 36,3M | +13% |
| EBITDA | NOK -24,7M | +27% |
| Net profit | NOK -10,3M | +56% |
| Total assets | NOK 4,4B | +6% |
| Equity | NOK 809,9M | +7% |
| Employees | 31 | — |
Legal name
BERG SPAREBANK
Org number
937885288
Legal form
Sparebank
NACE code
6419 · Other monetary intermediation
Founded
16. september 1915
Share capital
—
Employees
31 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Jørn andre berg eller daglig leder alene eller to styremedlemmer i fellesskap.
Company purpose
Utføre forretninger og tjenester som det er vanlig eller naturlig at sparebanker kan utføre i henhold til den til enhver tid gjeldende lovgivning og de til enhver tid gitte konsesjoner.
Address
Storgata 10, 1771 Halden
Website
www.berg-sparebank.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 31 454 | 34 154 | 30 376 | 32 160 | 36 305 |
| Staff expenses | −21 144 | −21 959 | −23 891 | −29 415 | −28 628 |
| EBITDA | −27 624 | −15 203 | −25 502 | −33 939 | −24 677 |
| Depreciation & amort. | −916 | −3 570 | −3 022 | −2 937 | −3 430 |
| EBIT | −28 540 | −18 773 | −28 524 | −36 876 | −28 107 |
| Net financials | 3 675 | 3 023 | 5 931 | 13 315 | 17 794 |
| Profit before tax | −24 865 | −15 750 | −22 593 | −23 561 | −10 313 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | −24 865 | −15 750 | −22 593 | −23 561 | −10 313 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 3 710 709 | 3 894 300 | 3 932 656 | 4 128 563 | 4 383 755 |
| Equity | 550 673 | 595 018 | 676 605 | 756 008 | 809 872 |
| Long-term debt | −10 504 | −10 315 | −11 011 | −11 225 | −14 935 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 3 149 533 | 3 288 967 | 3 245 039 | 3 361 329 | 3 558 948 |
EBITDA margin
-68.0%
This company
15.8%
Market median
-530% vs market
20202024
Equity ratio
18.5%
This company
38.2%
Market median
-52% vs market
20202024
Return on equity
-1.3%
This company
18.4%
Market median
-107% vs market
20202024
Net profit margin
-28.4%
This company
8.1%
Market median
-451% vs market
20202024
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20202024
Debt / equity
4.41×
This company
0.62×
Market median
-611% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (6) | ||
ML Deputy Member | Deputy Member | 2024 |
JF Observer | Observer | 2025 |
JA Chief Executive Officer | Chief Executive Officer | 2007 |
OM Deputy Member | Deputy Member | 2022 |
AK Deputy Member | Deputy Member | 2024 |
CV Deputy Member | Deputy Member | 2024 |
| Former (6) | ||
MS Observer | Observer | 2022 – 2024 |
MB Observer | Observer | 2022 – 2023 |
NC Deputy Member | Deputy Member | 2020 – 2022 |
SJ Observer | Observer | 2020 – 2022 |
MK Deputy Member | Deputy Member | 2020 – 2022 |
CH Deputy Member | Deputy Member | 2022 – 2024 |
| Name | Role | Member since |
|---|---|---|
| Current (6) | ||
| Board of Directors | 2025 | |
| Board of Directors | 2022 | |
| Deputy Chairman | 2022 | |
| Chairman | 2022 | |
| Board of Directors | 2025 | |
| Board of Directors | 2022 | |
| Former (6) | ||
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2022 – 2023 | |
| Board of Directors | 2024 – 2025 | |
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2024 – 2025 | |
| Board of Directors | 2020 – 2022 | |
No shareholder data available.
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BERG SPAREBANK 
AKTIV HALDEN ASBoard members of BERG SPAREBANK also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Martin Sandberg | Observer | 0 companies |
| Martin Bjørnstad Sandberg | Observer | 0 companies |
| Marthe Lie | Deputy Member | 0 companies |
| Jens Frithjof Eriksen | Observer | 0 companies |
| Jørn Andre Berg | Chief Executive Officer | 0 companies |
| Nora Carine Schjønsby | Deputy Member | 0 companies |
| Siri Jordal Iversen | Observer | 0 companies |
| Ole Martin Kynningsrud | Deputy Member | 0 companies |
| Marius Koll Eriksen | Deputy Member | 0 companies |
| Ann Kristin Løvhaug | Deputy Member | 0 companies |
| Cathrine Husby Solheim | Deputy Member | 0 companies |
| Christine Vassdal | Deputy Member | 0 companies |
| Morten Heli-Hansen | Board of Directors | 0 companies |
| Bård Degnes | Board of Directors | 0 companies |
| Karianne Hauge Bjugan | Board of Directors | 0 companies |
| Terje Kristiansen | Deputy Chairman | 0 companies |
| Bjørn Sigurd Brevig | Chairman | 0 companies |
| Ingvild Jamt | Board of Directors | 0 companies |
| Malin Buckholm-Hansen | Board of Directors | 0 companies |
| Henrik Bjørneby | Board of Directors | 0 companies |
| Merete Dammyr | Board of Directors | 0 companies |
| Andreas Tjernes Magnor | Board of Directors | 0 companies |
| Karianne Hauge | Board of Directors | 0 companies |
| Malin Hansen | Board of Directors | 0 companies |