Skip to content
Riskpilot
← Back to search
Sign in
Get full access
SPAREBANK 1 LOM OG SKJÅK
SPA
Active
Org 937888015
Sognefjellsvegen 4, 2686
Lom
Other monetary intermediation
· NACE 6419
Est. 1873
83 employees
Watchlist
Share
Norway
/
Companies
/
Other monetary intermediation
/
SPAREBANK 1 LOM OG SKJÅK
Overview
Financials
People & ownership
Related companies
Loading company…
Financials
Revenue
NOK millions
0M
17M
33M
50M
67M
53M
2021
48M
2022
46M
2023
48M
2024
58M
2025
EBITDA
NOK millions
0M
-17M
-35M
-52M
-69M
-60M
2021
-66M
2022
-89M
2023
-98M
2024
-92M
2025
Income statement
NOK thousands
Item
2021
2022
2023
2024
2025
Revenue
52 614
47 752
46 194
47 628
57 551
Staff expenses
−66 816
−62 218
−64 502
−75 925
−79 060
EBITDA
−59 628
−66 416
−89 421
−98 206
−92 374
Depreciation & amort.
−5 801
−5 485
−4 446
−4 564
−5 923
EBIT
−65 429
−71 901
−93 867
−102 770
−98 297
Net financials
154 068
220 908
356 129
16 146
15 548
Profit before tax
88 639
149 007
262 262
−86 624
−82 749
Tax
−0
−0
−0
−0
−0
Net profit
88 639
149 007
262 262
−86 624
−82 749
Balance sheet
NOK thousands
Item
2021
2022
2023
2024
2025
Total assets
8 057 200
8 493 906
9 074 888
10 040 513
10 902 260
Equity
1 182 224
1 256 343
1 328 691
1 498 179
1 649 185
Long-term debt
0
0
0
0
0
Short-term debt
0
0
0
0
0
Total debt
6 874 976
7 237 562
7 746 198
8 542 333
9 253 075
Financial ratios
5-year trend
EBITDA margin
-160.5%
This company
15.8%
Market median
-1116% vs market
2021
2025
Equity ratio
15.1%
This company
38.2%
Market median
-60% vs market
2021
2025
Return on equity
-5.0%
This company
18.4%
Market median
-127% vs market
2021
2025
Net profit margin
-143.8%
This company
8.1%
Market median
-1875% vs market
2021
2025
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
2021
2025
Debt / equity
5.61×
This company
0.62×
Market median
-805% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
More on SPAREBANK 1 LOM OG SKJÅK
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network