Riskpilot← Back to searchSign inGet full accessSPAREBANKEN SØR
SPAActiveOrg 937894538Rådhusg 7, 4611 Kristiansand SOther monetary intermediation · NACE 6419Est. 1984601 employees
Revenue 2023
NOK 459M
+2% vs 2022
EBITDA margin
-136.6%
-27% vs 2022
Equity ratio
13.3%
Financial strength
Net profit 2023
NOK 3,1B
+979% vs 2022
| Revenue | NOK 459M | +2% |
| EBITDA | NOK -627M | -27% |
| Net profit | NOK 3,1B | +979% |
| Total assets | NOK 105,9B | +5% |
| Equity | NOK 14B | +4% |
| Employees | 601 | — |
Legal name
SPAREBANKEN SØR
Org number
937894538
Legal form
Sparebank
NACE code
6419 · Other monetary intermediation
Founded
1. oktober 1984
Share capital
—
Employees
601 (FTE)
VAT registered
No
Audit selected
No
Last report
2023-12-31
Financial year
January – December
Company purpose
Fremme sparing ved å ta imot innskudd fra en ubestemt krets av innskytere og på en trygg måte forvalte de midler den rår over i samsvar med de lovregler som til enhver tid gjelder for sparebanker. Sparebanken kan utføre alle vanlige bankforretninger og banktjenester, samt tilby investeringstjenester i samsvar med de til enhver tid gjeldende regler og konsesjoner.
Address
Rådhusg 7, 4611 Kristiansand S
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Revenue | 7 000 | 7 000 | 400 000 | 448 000 | 459 000 |
| Staff expenses | −308 000 | −317 000 | −475 000 | −523 000 | −613 000 |
| EBITDA | −637 000 | −658 000 | −424 000 | −495 000 | −627 000 |
| Depreciation & amort. | −35 000 | −39 000 | −41 000 | −41 000 | −38 000 |
| EBIT | −672 000 | −697 000 | −465 000 | −536 000 | −665 000 |
| Net financials | −96 000 | −107 000 | 66 000 | 187 000 | 3 731 000 |
| Profit before tax | −768 000 | −804 000 | −399 000 | −349 000 | 3 066 000 |
| Tax | −261 000 | −200 000 | −0 | −0 | −0 |
| Net profit | −507 000 | −604 000 | −399 000 | −349 000 | 3 066 000 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Total assets | 91 344 000 | 98 022 000 | 95 328 000 | 100 607 000 | 105 882 000 |
| Equity | 11 535 000 | 12 136 000 | 13 278 000 | 13 448 000 | 14 032 000 |
| Long-term debt | −43 000 | −38 000 | −135 000 | −129 000 | −138 000 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 79 766 000 | 85 848 000 | 81 915 000 | 87 030 000 | 91 712 000 |
EBITDA margin
-136.6%
This company
15.8%
Market median
-965% vs market
20192023
Equity ratio
13.3%
This company
38.2%
Market median
-65% vs market
20192023
Return on equity
21.9%
This company
18.4%
Market median
+19% vs market
20192023
Net profit margin
668.0%
This company
8.1%
Market median
+8147% vs market
20192023
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20192023
Debt / equity
6.55×
This company
0.62×
Market median
-956% vs market
20192023
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
GB Chief Executive Officer | Chief Executive Officer | 2014 |
TS Deputy Member | Deputy Member | 2022 |
BY Deputy Member | Deputy Member | 2024 |
TK Deputy Member | Deputy Member | 2022 |
| Former (1) | ||
KL Deputy Member | Deputy Member | 2020 – 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (8) | ||
| Chairman | 2022 | |
| Board of Directors | 2022 | |
| Board of Directors | 2022 | |
| Deputy Chairman | 2022 | |
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Former (4) | ||
| Chairman | 2021 – 2022 | |
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2022 – 2024 | |
| Deputy Chairman | 2021 – 2022 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 26.01% | 26.01% | 2024 | |
| Company | 5.75% | 5.75% | 2024 | |
J.P. Morgan Securities Llc | Company | 5.61% | 5.61% | 2024 |
Geveran Trading Company Ltd | Company | 4.65% | 4.65% | 2024 |
| Company | 4.14% | 4.14% | 2024 | |
J.P. Morgan Se | Company | 3.59% | 3.59% | 2024 |
| Company | 3.34% | 3.34% | 2024 | |
Skandinaviska Enskilda Banken Ab | Company | 2.77% | 2.77% | 2024 |
| Company | 2.7% | 2.7% | 2024 | |
Pershing Llc | Company | 2.45% | 2.45% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
SPAREBANKEN SØR (this company)
Friar Venture AsBoard members of SPAREBANKEN SØR also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Geir Bergskaug | Chief Executive Officer | 0 companies |
| Thomas Schulz | Deputy Member | 0 companies |
| Britt Ytterbø | Deputy Member | 0 companies |
| Kristine Lillebø | Deputy Member | 0 companies |
| Tor Kim Steinsland | Deputy Member | 0 companies |
| Stein Andreas Hannevik | Chairman | 0 companies |
| Knut Ruhaven Sæthre | Chairman | 0 companies |
| Gunnhild Tveiten Golid | Board of Directors | 0 companies |
| Jan Erling Tobiassen | Board of Directors | 0 companies |
| Eli Marie Giske | Board of Directors | 0 companies |
| Merete Steinvåg Østby | Board of Directors | 0 companies |
| Mette Ramfjord Harv | Deputy Chairman | 0 companies |
| Hans Arthur Frigstad | Board of Directors | 0 companies |
| Erik Edvard Tønnesen | Board of Directors | 0 companies |
| Inger Johansen | Deputy Chairman | 0 companies |
| Tina Maria Kvale | Board of Directors | 0 companies |
| Trond Randøy | Board of Directors | 0 companies |