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Spareskillingsbanken
SPA
Active
Org 937894716
Festningsgata 11, 4611
Kristiansand S
Other monetary intermediation
·
NACE 6419
Est. 1876 · 149 years old
68 employees
Monitor
Share
Norway
/
Companies
/
Other monetary intermediation
/
Spareskillingsbanken
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
NOK millions
44M
33M
22M
11M
0M
2020: 30M
30M
2020
2021: 33M (+10% vs 2020)
33M
+10%
2021
2022: 31M (-6% vs 2021)
31M
-6%
2022
2023: 32M (+3% vs 2022)
32M
+3%
2023
2024: 35M (+9% vs 2023)
35M
+9%
2024
EBITDA
NOK millions
0M
-31M
-62M
-93M
-125M
2020: -58M
-58M
2020
2021: -54M (+7% vs 2020)
-54M
+7%
2021
2022: -74M (-37% vs 2021)
-74M
-37%
2022
2023: -89M (-20% vs 2022)
-89M
-20%
2023
2024: -100M (-12% vs 2023)
-100M
-12%
2024
Income statement
NOK thousands
Item
2024
2023
2022
2021
2020
Revenue
34 682
32 241
30 869
32 667
30 099
Staff expenses
−72 743
−60 659
−51 997
−45 283
−43 462
EBITDA
−100 484
−88 796
−73 636
−54 191
−57 697
Depreciation & amort.
−2 461
−2 709
−2 712
−2 611
−2 654
EBIT
−102 945
−91 505
−76 348
−56 802
−60 351
Net financials
57 976
47 842
17 263
8 575
5 139
Profit before tax
−44 969
−43 663
−59 085
−48 227
−55 212
Tax
−0
−0
−0
−0
−0
Net profit
−44 969
−43 663
−59 085
−48 227
−55 212
Balance sheet
NOK thousands
Item
2024
2023
2022
2021
2020
Total assets
12 762 215
11 655 411
11 054 999
10 714 514
10 090 466
Equity
1 696 979
1 570 022
1 455 887
1 373 384
1 289 728
Long-term debt
−2 583
−2 721
−1 381
−648
−682
Short-term debt
0
0
0
0
0
Total debt
11 062 653
10 082 668
9 597 731
9 340 482
8 800 056
Financial ratios
5-year trend
EBITDA margin
−289,7 %
This company
15,8 %
Market median
This company
Market median
>999% below market
2020
2024
Equity ratio
13,3 %
This company
38,2 %
Market median
This company
Market median
65% below market
2020
2024
Return on equity
−2,6 %
This company
18,4 %
Market median
This company
Market median
114% below market
2020
2024
Net profit margin
−129,7 %
This company
8,1 %
Market median
This company
Market median
>999% below market
2020
2024
Asset turnover
0,00×
This company
1,12×
Market median
This company
Market median
100% below market
2020
2024
Debt / equity
6,52×
This company
0,62×
Market median
This company
Market median
952% above market
2020
2024
Annual reports & filings
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
Annual report 2020
Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
View
PDF
More on Spareskillingsbanken
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network