Riskpilot← Back to searchSign inGet full accessKVINESDAL SPAREBANK
SPAActiveOrg 937894805Nesgata 7A, 4480 KvinesdalOther monetary intermediation · NACE 6419Est. 198637 employees
Revenue 2025
NOK 30,1M
-1% vs 2024
EBITDA margin
-124.6%
-26% vs 2024
Equity ratio
15.7%
Financial strength
Net profit 2025
NOK -18,8M
-54% vs 2024
| Revenue | NOK 30,1M | -1% |
| EBITDA | NOK -37,5M | -26% |
| Net profit | NOK -18,8M | -54% |
| Total assets | NOK 3,9B | +6% |
| Equity | NOK 611,8M | +9% |
| Employees | 37 | — |
Legal name
KVINESDAL SPAREBANK
Org number
937894805
Legal form
Sparebank
NACE code
6419 · Other monetary intermediation
Founded
20. oktober 1986
Share capital
—
Employees
37 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
To styremedlemmer i fellesskap eller daglig leder alene.
Company purpose
Utføre forretninger og finansielle tjenester som det er vanlig eller naturlig at sparebanker kan utføre i henhold til den til enhver tid gjeldende lovgivning og de til enhver tid gitte konsesjoner.
Address
Nesgata 7A, 4480 Kvinesdal
Phone
+4738358860
Email
post@kvinesdalsparebank.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 25 949 | 22 183 | 25 043 | 30 504 | 30 119 |
| Staff expenses | −18 062 | −22 581 | −26 865 | −28 849 | −33 883 |
| EBITDA | −17 471 | −28 604 | −34 260 | −29 732 | −37 538 |
| Depreciation & amort. | −3 676 | −3 612 | −3 444 | −3 379 | −2 922 |
| EBIT | −21 147 | −32 216 | −37 704 | −33 111 | −40 460 |
| Net financials | 2 639 | 8 567 | 17 968 | 20 888 | 21 676 |
| Profit before tax | −18 508 | −23 649 | −19 736 | −12 223 | −18 784 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | −18 508 | −23 649 | −19 736 | −12 223 | −18 784 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 2 971 434 | 3 280 084 | 3 492 654 | 3 682 077 | 3 902 838 |
| Equity | 444 741 | 493 515 | 526 080 | 561 188 | 611 847 |
| Long-term debt | −4 210 | −1 088 | −10 | −10 | −10 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 2 522 483 | 2 785 483 | 2 966 564 | 3 120 879 | 3 290 981 |
EBITDA margin
-124.6%
This company
15.8%
Market median
-889% vs market
20212025
Equity ratio
15.7%
This company
38.2%
Market median
-59% vs market
20212025
Return on equity
-3.1%
This company
18.4%
Market median
-117% vs market
20212025
Net profit margin
-62.4%
This company
8.1%
Market median
-870% vs market
20212025
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20212025
Debt / equity
5.38×
This company
0.62×
Market median
-768% vs market
20212025
- Annual report 2025Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
KM Deputy Member | Deputy Member | 2023 |
TE Chief Executive Officer | Chief Executive Officer | 2019 |
TL Deputy Member | Deputy Member | 2023 |
SN Deputy Member | Deputy Member | 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
| Board of Directors | 2023 | |
| Deputy Chairman | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Chairman | 2023 | |
| Former (2) | ||
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 8.11% | 8.11% | 2024 | |
| Company | 5.35% | 5.35% | 2024 | |
| Company | 4.62% | 4.62% | 2024 | |
| Company | 3.94% | 3.94% | 2022 | |
| Company | 3.65% | 3.65% | 2024 | |
| Company | 3.28% | 3.28% | 2024 | |
| Company | 3.17% | 3.17% | 2024 | |
| Company | 3.09% | 3.09% | 2024 | |
| Company | 2.78% | 2.78% | 2024 | |
| Company | 2.61% | 2.61% | 2022 | |
| Company | 2.57% | 2.57% | 2024 | |
| Company | 2.21% | 2.21% | 2024 | |
| Company | 2.19% | 2.19% | 2022 | |
| Company | 1.91% | 1.91% | 2024 | |
| Company | 1.82% | 1.82% | 2024 | |
| Individual | 1.82% | 1.82% | 2022 | |
| Individual | 1.82% | 1.82% | 2024 | |
| Company | 1.73% | 1.73% | 2024 | |
| Company | 1.54% | 1.54% | 2024 | |
| Company | 1.54% | 1.54% | 2024 | |
| Company | 1.5% | 1.5% | 2022 | |
| Company | 1.5% | 1.5% | 2024 | |
| Company | 1.47% | 1.47% | 2024 | |
| Individual | 1.3% | 1.3% | 2024 | |
| Company | 1.16% | 1.16% | 2024 | |
| Company | 1.09% | 1.09% | 2024 | |
| Company | 1.08% | 1.08% | 2024 | |
| Company | 1.08% | 1.08% | 2024 | |
| Company | 1.07% | 1.07% | 2024 | |
| Company | 1.02% | 1.02% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Sparebankstiftelsen Jæren - Klepp
KVINESDAL SPAREBANK Board members of KVINESDAL SPAREBANK also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Kåre Meland | Deputy Member | 0 companies |
| Tone Egeland Syvertsen | Chief Executive Officer | 0 companies |
| Tone Linda Kongevold | Deputy Member | 0 companies |
| Stine Nilsen | Deputy Member | 0 companies |
| Berit Elve | Board of Directors | 0 companies |
| Linda Eftestad Nilsen | Board of Directors | 0 companies |
| Odd Omland | Deputy Chairman | 0 companies |
| Mona Netland | Board of Directors | 0 companies |
| Bjørn Kloster | Board of Directors | 0 companies |
| Hans Sandvand | Board of Directors | 0 companies |
| Vidar Hallvardsson Homme | Chairman | 0 companies |