Riskpilot← Back to searchSign inGet full accessLUSTER SPAREBANK
SPAActiveOrg 937898614Øyagata 2, 6868 GaupneOther monetary intermediation · NACE 6419Est. 197533 employeeswww.luster-sparebank.no
Revenue 2024
NOK 16,7M
EBITDA margin
-242.6%
+8% vs 2023
Equity ratio
16.3%
Financial strength
Net profit 2024
NOK -31,2M
+16% vs 2023
| Revenue | NOK 16,7M | — |
| EBITDA | NOK -40,5M | +8% |
| Net profit | NOK -31,2M | +16% |
| Total assets | NOK 4,8B | +7% |
| Equity | NOK 785,2M | +10% |
| Employees | 33 | — |
Legal name
LUSTER SPAREBANK
Org number
937898614
Legal form
Sparebank
NACE code
6419 · Other monetary intermediation
Founded
15. januar 1975
Share capital
—
Employees
33 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Styreleiar og dagleg leiar kvar for seg eller to styremedlemmer i fellesskap.
Company purpose
Utføre forretningar og tenester som det er vanleg eller naturleg at sparebankar kan utføre i samsvar med den til ei kvar tid gjeldande lovgjeving og dei til ei kvar tid gjevne konsesjonar.
Address
Øyagata 2, 6868 Gaupne
Phone
+4757682700
Email
post@luster-sparebank.no
Website
www.luster-sparebank.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 15 278 | 17 707 | 16 826 | 0 | 16 708 |
| Staff expenses | −19 972 | −19 639 | −23 589 | −16 856 | −26 529 |
| EBITDA | −23 212 | −22 213 | −29 780 | −43 976 | −40 527 |
| Depreciation & amort. | −1 107 | −958 | −762 | −0 | −562 |
| EBIT | −24 319 | −23 171 | −30 542 | −43 976 | −41 089 |
| Net financials | 223 | 82 781 | 44 | −13 437 | 9 909 |
| Profit before tax | −24 096 | 59 610 | −30 498 | −57 413 | −31 180 |
| Tax | −0 | −0 | −0 | −20 378 | −0 |
| Net profit | −24 096 | 59 610 | −30 498 | −37 035 | −31 180 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 3 895 273 | 4 271 754 | 4 371 431 | 4 490 358 | 4 809 309 |
| Equity | 566 152 | 602 012 | 646 615 | 711 628 | 785 217 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 3 329 121 | 3 669 742 | 3 724 816 | 3 778 730 | 4 024 092 |
EBITDA margin
-242.6%
This company
15.8%
Market median
-1635% vs market
20202024
Equity ratio
16.3%
This company
38.2%
Market median
-57% vs market
20202024
Return on equity
-4.0%
This company
18.4%
Market median
-122% vs market
20202024
Net profit margin
-186.6%
This company
8.1%
Market median
-2404% vs market
20202024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20202024
Debt / equity
5.12×
This company
0.62×
Market median
-726% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
TN Deputy Member | Deputy Member | 2022 |
JL Chief Executive Officer | Chief Executive Officer | 2022 |
KA Deputy Member | Deputy Member | 2025 |
JG Deputy Member | Deputy Member | 2022 |
AK Deputy Member | Deputy Member | 2024 |
| Former (5) | ||
AF Deputy Member | Deputy Member | 2021 – 2022 |
TT Deputy Member | Deputy Member | 2021 – 2022 |
RK Deputy Member | Deputy Member | 2020 – 2021 |
OH Chief Executive Officer | Chief Executive Officer | 2005 – 2022 |
KM Deputy Member | Deputy Member | 2022 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
| Board of Directors | 2022 | |
| Deputy Chairman | 2025 | |
| Chairman | 2022 | |
| Board of Directors | 2024 | |
| Board of Directors | 2025 | |
| Former (4) | ||
| Deputy Chairman | 2022 – 2025 | |
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2022 – 2025 | |
| Board of Directors | 2021 – 2022 | |
No shareholder data available.
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LUSTER SPAREBANK 
Dss AsBoard members of LUSTER SPAREBANK also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Trine Neset Skjerdal | Deputy Member | 0 companies |
| Andreas Fristad Hop | Deputy Member | 0 companies |
| Jermund Lien Molland | Chief Executive Officer | 0 companies |
| Kjell Arild Høyum | Deputy Member | 0 companies |
| Torbjørn Tuften | Deputy Member | 0 companies |
| John Geir Sperle | Deputy Member | 0 companies |
| Anne Kari Herlofsen Nes | Deputy Member | 0 companies |
| Randi Kristin Bugge | Deputy Member | 0 companies |
| Oddstein Haugen | Chief Executive Officer | 0 companies |
| Kari Merete Henjum | Deputy Member | 0 companies |
| Ove Nyland | Deputy Chairman | 0 companies |
| Anette Stegegjerdet Norberg | Board of Directors | 0 companies |
| Tom Dyrdal | Deputy Chairman | 0 companies |
| Evelyn Bukve Gunnestad | Board of Directors | 0 companies |
| Svein Ove Slinde | Chairman | 0 companies |
| Thomas Dalsøren | Board of Directors | 0 companies |
| Gry Høyheim | Board of Directors | 0 companies |
| Siri Johanne Solberg Dalehaug | Board of Directors | 0 companies |
| Inge Teigen | Board of Directors | 0 companies |