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ASSURANCEFORENINGEN SKULD (GJENSIDIG)
GFS
Active
Org 938419531
Rådhusgata 27, 0158
Oslo
Non-life insurance
· NACE 6512
Est. 1897
199 employees
www.skuld.com
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Norway
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Companies
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Non-life insurance
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ASSURANCEFORENINGEN SKULD (GJENSIDIG)
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
NOK millions
0M
17M
34M
51M
68M
53M
2021
0M
2022
0M
2023
58M
2024
59M
2025
EBITDA
NOK millions
0M
17M
33M
50M
67M
52M
2021
-46M
2022
-5M
2023
56M
2024
58M
2025
Income statement
NOK thousands
Item
2021
2022
2023
2024
2025
Revenue
53 161
0
0
57 615
58 926
Staff expenses
−0
−18 244
−20 211
−0
−0
EBITDA
51 718
−45 609
−5 495
56 441
57 654
Depreciation & amort.
−0
−0
−0
−0
−0
EBIT
51 718
−45 609
−5 495
56 441
57 654
Net financials
71 978
−2 285
−34 175
61 171
81 148
Profit before tax
42 349
−47 894
−39 670
50 248
16 261
Tax
19 409
−17 608
−21 577
6 537
−65
Net profit
22 314
−30 286
−18 093
47 542
17 381
Balance sheet
NOK thousands
Item
2021
2022
2023
2024
2025
Total assets
1 313 258
1 504 606
1 657 252
1 637 816
1 909 287
Equity
424 518
394 232
374 211
421 754
439 135
Long-term debt
−6 966
0
0
−9 400
−9 559
Short-term debt
0
76 173
85 455
0
0
Total debt
−6 966
1 110 374
1 283
−9 400
−9 559
Financial ratios
5-year trend
EBITDA margin
97.8%
This company
15.8%
Market median
+519% vs market
2021
2025
Equity ratio
23.0%
This company
38.2%
Market median
-40% vs market
2021
2025
Return on equity
4.0%
This company
18.4%
Market median
-78% vs market
2021
2025
Net profit margin
29.5%
This company
8.1%
Market median
+264% vs market
2021
2025
Asset turnover
0.03×
This company
1.12×
Market median
-97% vs market
2021
2025
Debt / equity
3.35×
This company
0.62×
Market median
-440% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via Brønnøysundsregistrene · Period 2024-02-21 – 2025-02-20
View
PDF
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2023-02-21 – 2024-02-20
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2022-02-21 – 2023-02-20
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2021-02-21 – 2022-02-20
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2020-02-21 – 2021-02-20
View
PDF
More on ASSURANCEFORENINGEN SKULD (GJENSIDIG)
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network