Riskpilot← Back to searchSign inGet full accessKREDINOR SA
SAActiveOrg 953556472Rådhusgata 27, 0158 OsloActivities of collection agencies and credit bureaus · NACE 8291Est. 19050 employees
Revenue 2021
NOK 698,2M
-2% vs 2020
EBITDA margin
18.1%
-15% vs 2020
Equity ratio
36.6%
Financial strength
Net profit 2021
NOK 93,1M
+52% vs 2020
| Revenue | NOK 698,2M | -2% |
| EBITDA | NOK 126,3M | -15% |
| Net profit | NOK 93,1M | +52% |
| Total assets | NOK 2B | -4% |
| Equity | NOK 718,8M | +15% |
| Employees | 0 | — |
Legal name
KREDINOR SA
Org number
953556472
Legal form
Samvirkeforetak
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
9. januar 1905
Share capital
—
Employees
0
VAT registered
No
Audit selected
No
Last report
2021-12-31
Financial year
January – December
Company purpose
Ivareta medlemmenes interesser ved å arbeide for sunne økonomiske forhold i næringslivet gjennom å forebygge tap på utestående fordringer ved å tilby medlemmene inkasso- og fordringsadministrative tjenester og annet som står i naturlig sammenheng med dette. Foretaket kan også investere i annen virksomhet innen kreditt og finansiering av kredtitt.
Address
Rådhusgata 27, 0158 Oslo
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 305 776 | 369 856 | 0 | 0 | 0 | 0 | 486 468 | 585 680 | 587 017 | 632 949 | 694 124 | 698 665 | 714 824 | 698 249 |
| Staff expenses | −0 | −152 504 | −185 777 | −0 | −0 | −0 | −0 | −265 305 | −303 700 | −321 486 | −338 357 | −378 792 | −356 775 | −357 361 | −356 288 |
| EBITDA | 0 | 37 281 | 57 843 | 0 | 0 | 0 | 0 | 54 091 | 75 548 | 78 561 | 91 540 | 108 911 | 134 129 | 147 773 | 126 295 |
| Depreciation & amort. | −0 | −6 027 | −17 242 | −0 | −0 | −0 | −0 | −38 556 | −41 994 | −24 797 | −23 056 | −22 971 | −22 407 | −18 219 | −15 603 |
| EBIT | 0 | 31 254 | 40 601 | 0 | 0 | 0 | 0 | 15 535 | 33 554 | 53 764 | 68 484 | 85 940 | 111 722 | 129 554 | 110 691 |
| Net financials | 0 | 19 423 | 8 066 | 0 | 0 | 0 | 0 | 6 020 | 3 720 | 4 393 | −1 277 | −8 483 | −53 239 | −39 628 | 6 244 |
| Profit before tax | 0 | 50 678 | 48 667 | 0 | 0 | 0 | 0 | 21 554 | 37 274 | 58 157 | 67 207 | 77 457 | 58 483 | 89 926 | 116 936 |
| Tax | −0 | 16 106 | 15 134 | −0 | −0 | −0 | −0 | 8 974 | 14 492 | 17 921 | 11 614 | 24 086 | 21 780 | 28 498 | 23 843 |
| Net profit | 0 | 34 572 | 33 533 | 0 | 0 | 0 | 0 | 12 580 | 22 782 | 40 236 | 55 593 | 53 371 | 36 703 | 61 428 | 93 093 |
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | — | 389 036 | 436 871 | — | — | — | — | 532 648 | 644 007 | 665 366 | 1 176 335 | 1 683 040 | 1 960 649 | 2 038 342 | 1 962 853 |
| Equity | — | 266 365 | 299 898 | — | — | — | — | 345 881 | 423 783 | 464 062 | 491 489 | 527 422 | 564 530 | 625 708 | 718 801 |
| Long-term debt | 0 | 0 | −8 119 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 441 500 | 841 188 | 1 007 534 | 1 062 688 | 998 563 |
| Short-term debt | 0 | 90 444 | 128 854 | 0 | 0 | 0 | 0 | 179 338 | 216 792 | 197 958 | 240 735 | 310 589 | 387 895 | 347 745 | 242 037 |
| Total debt | 0 | 90 444 | 128 854 | 0 | 0 | 0 | 0 | 179 338 | 216 792 | 197 958 | 682 235 | 1 151 777 | 1 395 429 | 1 410 433 | 1 240 599 |
EBITDA margin
18.1%
This company
15.8%
Market median
+15% vs market
20072021
Equity ratio
36.6%
This company
38.2%
Market median
+4% vs market
20072021
Return on equity
13.0%
This company
18.4%
Market median
+29% vs market
20072021
Net profit margin
13.3%
This company
8.1%
Market median
+64% vs market
20072021
Asset turnover
0.36×
This company
1.12×
Market median
-68% vs market
20072021
Debt / equity
1.73×
This company
0.62×
Market median
-179% vs market
20072021
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via Brønnøysundsregistrene · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via Brønnøysundsregistrene · Period 2012-01-01 – 2012-12-31
- Annual report 2011Filed via Brønnøysundsregistrene · Period 2011-01-01 – 2011-12-31
- Annual report 2010Filed via Brønnøysundsregistrene · Period 2010-01-01 – 2010-12-31
- Annual report 2009Filed via Brønnøysundsregistrene · Period 2009-01-01 – 2009-12-31
- Annual report 2008Filed via Brønnøysundsregistrene · Period 2008-01-01 – 2008-12-31
- Annual report 2007Filed via Brønnøysundsregistrene · Period 2007-01-01 – 2007-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
GM Deputy Member | Deputy Member | 2021 | — | — |
LK Deputy Member | Deputy Member | 2021 | — | — |
TB Chief Executive Officer | Chief Executive Officer | 2013 | — | — |
OM Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
SB Deputy Member | Deputy Member | 2021 | — | — |
KE Deputy Member | Deputy Member | 2021 | — | — |
EM Deputy Member | Deputy Member | 2021 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2021 | — | — | |
| Chairman | 2021 | — | — | |
| Deputy Chairman | 2021 | — | — | |
| Chairman | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2021 | — | — |
No shareholder data available.
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No registered parent or subsidiaries
Board members of KREDINOR SA also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Grethe Marit Dehli | Deputy Member | 0 companies |
| Linn Kvitting Hagesæther | Deputy Member | 0 companies |
| Tor Berntsen | Chief Executive Officer | 0 companies |
| Ole Marius Thorstensen | Chief Executive Officer | 0 companies |
| Sven Bo Sune Bakke | Deputy Member | 0 companies |
| Knut Erik Toftner | Deputy Member | 0 companies |
| Espen Munch | Deputy Member | 0 companies |
| Charlotte Surén | Board of Directors | 0 companies |
| Rune Strande | Board of Directors | 0 companies |
| Børre Sigurd Bratsberg | Board of Directors | 0 companies |
| Alexander Skofteby | Board of Directors | 0 companies |
| Bente Foshaug | Board of Directors | 0 companies |
| Sverre Kristian Gjessing | Chairman | 0 companies |
| Annicken Hjelle | Deputy Chairman | 0 companies |
| Klaus-Anders Nysteen | Chairman | 0 companies |
| Sverre Olav Helsem | Board of Directors | 0 companies |
| Sverre Bjart Michalsen | Board of Directors | 0 companies |
| Elisabeth Agnes Essholt Selvik | Board of Directors | 0 companies |