Riskpilot← Back to searchSign inGet full accessSMB TJENESTER AS
ASActiveOrg 968290983Spongdalsvegen 583, 7074 SpongdalActivities of insurance agents and brokers · NACE 6622Est. 19938 employees
Revenue 2024
NOK 10M
-1% vs 2023
EBITDA margin
-2.3%
-111% vs 2023
Equity ratio
24.4%
Financial strength
Net profit 2024
NOK -375K
-127% vs 2023
| Revenue | NOK 10M | -1% |
| EBITDA | NOK -232K | -111% |
| Net profit | NOK -375K | -127% |
| Total assets | NOK 3,7M | +3% |
| Equity | NOK 910K | -28% |
| Employees | 8 | — |
Legal name
SMB TJENESTER AS
Org number
968290983
Legal form
Aksjeselskap
NACE code
6622 · Activities of insurance agents and brokers
Founded
22. desember 1993
Share capital
NOK 850 000
Employees
8 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Espen tømmervold
Address
Spongdalsvegen 583, 7074 Spongdal
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2008 | 2009 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 835 | 14 426 | 18 382 | 19 270 | 23 325 | 18 021 | 14 619 | 12 483 | 10 184 | 10 016 | 9 747 | 8 701 | 8 640 | 9 779 | 10 094 | 9 990 |
| Staff expenses | −8 280 | −7 757 | −10 391 | −11 202 | −12 356 | −12 590 | −10 167 | −9 192 | −7 236 | −6 910 | −6 633 | −6 810 | −6 375 | −5 514 | −4 628 | −7 533 |
| EBITDA | 1 460 | 1 417 | 2 058 | 3 722 | 1 620 | 335 | −27 | −1 175 | −499 | 547 | 455 | −938 | −90 | 1 259 | 2 125 | −232 |
| Depreciation & amort. | −121 | −142 | −112 | −92 | −74 | −0 | −0 | −0 | −0 | −0 | −40 | −40 | −40 | −97 | −171 | −131 |
| EBIT | 1 339 | 1 275 | 1 946 | 3 629 | 1 546 | 335 | −27 | −1 175 | −499 | 547 | 415 | −978 | −130 | 1 162 | 1 953 | −363 |
| Net financials | 337 | 161 | 190 | 231 | −652 | 303 | 110 | −121 | −324 | −246 | −244 | −594 | −203 | −179 | −157 | −23 |
| Profit before tax | 1 675 | 1 435 | 2 135 | 3 860 | 893 | 638 | 83 | −1 296 | −822 | 301 | 171 | −1 572 | −333 | 983 | 1 796 | −386 |
| Tax | 470 | 402 | 598 | 1 081 | 493 | 131 | 10 | −53 | −108 | 83 | 38 | −258 | −0 | 163 | 395 | −12 |
| Net profit | 1 206 | 1 033 | 1 538 | 2 779 | 401 | 507 | 73 | −1 244 | −714 | 218 | 133 | −1 314 | −333 | 820 | 1 401 | −375 |
| Item | 2008 | 2009 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 4 902 | 6 843 | 7 953 | 8 478 | 13 075 | 7 995 | 7 410 | 7 612 | 9 314 | 8 777 | 8 141 | 7 451 | 7 536 | 6 587 | 3 624 | 3 725 |
| Equity | 1 132 | 1 157 | 1 182 | 2 548 | 2 634 | 3 141 | 3 214 | 1 470 | 743 | 960 | 1 094 | −220 | −53 | 767 | 1 268 | 910 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 100 | 1 100 | 0 | 0 | 3 169 | 3 193 | 4 550 | 9 | 0 |
| Short-term debt | 3 770 | 5 686 | 6 771 | 5 930 | 10 441 | 4 854 | 4 196 | 5 042 | 7 471 | 7 817 | 7 047 | 4 502 | 4 396 | 1 270 | 2 347 | 2 815 |
| Total debt | 3 770 | 5 686 | 6 771 | 5 930 | 10 441 | 4 854 | 4 196 | 6 142 | 8 571 | 7 817 | 7 047 | 7 671 | 7 589 | 5 820 | 2 357 | 2 815 |
EBITDA margin
-2.3%
This company
15.8%
Market median
-115% vs market
20082024
Equity ratio
24.4%
This company
38.2%
Market median
-36% vs market
20082024
Return on equity
-41.2%
This company
18.4%
Market median
-324% vs market
20082024
Net profit margin
-3.8%
This company
8.1%
Market median
-147% vs market
20082024
Asset turnover
2.68×
This company
1.12×
Market median
+139% vs market
20082024
Debt / equity
3.09×
This company
0.62×
Market median
-398% vs market
20082024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via Brønnøysundsregistrene · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via Brønnøysundsregistrene · Period 2012-01-01 – 2012-12-31
- Annual report 2011Filed via Brønnøysundsregistrene · Period 2011-01-01 – 2011-12-31
- Annual report 2009Filed via Brønnøysundsregistrene · Period 2009-01-01 – 2009-12-31
- Annual report 2008Filed via Brønnøysundsregistrene · Period 2008-01-01 – 2008-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
MJ Chief Executive Officer | Chief Executive Officer | 2017 | — | — |
IH Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
TW Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
ØH Chief Executive Officer | Chief Executive Officer | 2023 | — | — |
ET Chief Executive Officer | Chief Executive Officer | 2025 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairman | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2022 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Lars Berg Trading As | Company | 99.2% | 99.2% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Lars Berg Trading As
SMB TJENESTER AS Board members of SMB TJENESTER AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Merete Jünge | Chief Executive Officer | 0 companies |
| Irene Hammer | Chief Executive Officer | 0 companies |
| Truls Wæraas | Chief Executive Officer | 0 companies |
| Øystein Haugen | Chief Executive Officer | 0 companies |
| Espen Tømmervold | Chief Executive Officer | 0 companies |
| Lars Halvdansen Berg | Chairman | 0 companies |
| Lars Petter Berg | Board of Directors | 0 companies |
| Trond Haugan | Board of Directors | 0 companies |
| Hans Berg | Board of Directors | 0 companies |