Riskpilot← Back to searchSign inGet full accessSYSTEM KREDITT-FINANS AS
ASActiveOrg 976562712Øvre Skaugvei 11, 1911 FlatebyActivities of collection agencies and credit bureaus · NACE 8291Est. 19960 employees
Revenue 2024
NOK 0
EBITDA margin
—
-328% vs 2023
Equity ratio
50.8%
Financial strength
Net profit 2024
NOK 5K
-97% vs 2023
| Revenue | NOK 0 | — |
| EBITDA | NOK -69K | -328% |
| Net profit | NOK 5K | -97% |
| Total assets | NOK 2M | -2% |
| Equity | NOK 1M | +1% |
| Employees | 0 | — |
Legal name
SYSTEM KREDITT-FINANS AS
Org number
976562712
Legal form
Aksjeselskap
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
12. juni 1996
Share capital
NOK 100 000
Employees
0
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Address
Øvre Skaugvei 11, 1911 Flateby
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 480 | 435 | 421 | 278 | 630 | 320 | 285 | 243 | 65 | 0 | 213 | 0 | 0 | 0 | 0 |
| Staff expenses | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| EBITDA | 0 | 0 | 0 | 458 | 419 | 410 | 268 | 621 | 311 | 272 | 234 | 56 | −10 | 201 | −15 | −14 | −16 | −69 |
| Depreciation & amort. | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| EBIT | 0 | 0 | 0 | 458 | 419 | 410 | 268 | 621 | 311 | 272 | 234 | 56 | −10 | 201 | −15 | −14 | −16 | −69 |
| Net financials | 0 | 0 | 0 | −0 | −0 | 0 | −0 | 0 | −1 | 0 | 0 | 0 | −0 | 0 | −0 | 0 | 222 | 78 |
| Profit before tax | 0 | 0 | 0 | 458 | 419 | 410 | 268 | 621 | 310 | 272 | 234 | 56 | −10 | 201 | −15 | −14 | 205 | 8 |
| Tax | −0 | −0 | −0 | 128 | 117 | 115 | 75 | 168 | 84 | 68 | 56 | 13 | −0 | 42 | −0 | −0 | 17 | 3 |
| Net profit | 0 | 0 | 0 | 330 | 302 | 295 | 193 | 453 | 226 | 204 | 178 | 43 | −10 | 159 | −15 | −14 | 188 | 5 |
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | — | — | — | 1 545 | 1 422 | 1 835 | 1 801 | 2 066 | 2 068 | 1 872 | 1 925 | 1 745 | 1 689 | 1 885 | 1 705 | 1 714 | 2 032 | 1 986 |
| Equity | — | — | — | 750 | 872 | 957 | 940 | 893 | 909 | 904 | 871 | 844 | 835 | 994 | 978 | 965 | 1 003 | 1 008 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 3 |
| Short-term debt | 0 | 0 | 0 | 610 | 495 | 782 | 693 | 1 066 | 710 | 606 | 617 | 389 | 300 | 364 | 338 | 750 | 639 | 587 |
| Total debt | 0 | 0 | 0 | 795 | 550 | 878 | 861 | 1 173 | 1 159 | 968 | 1 054 | 900 | 854 | 892 | 726 | 750 | 642 | 590 |
EBITDA margin
-6934100.0%
This company
15.8%
Market median
-43886809% vs market
20072024
Equity ratio
50.8%
This company
38.2%
Market median
+33% vs market
20072024
Return on equity
0.5%
This company
18.4%
Market median
-97% vs market
20072024
Net profit margin
546500.0%
This company
8.1%
Market median
+6746814% vs market
20072024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20072024
Debt / equity
0.97×
This company
0.62×
Market median
+56% vs market
20072024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via Brønnøysundsregistrene · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via Brønnøysundsregistrene · Period 2012-01-01 – 2012-12-31
- Annual report 2011Filed via Brønnøysundsregistrene · Period 2011-01-01 – 2011-12-31
- Annual report 2010Filed via Brønnøysundsregistrene · Period 2010-01-01 – 2010-12-31
- Annual report 2009Filed via Brønnøysundsregistrene · Period 2009-01-01 – 2009-12-31
- Annual report 2008Filed via Brønnøysundsregistrene · Period 2008-01-01 – 2008-12-31
- Annual report 2007Filed via Brønnøysundsregistrene · Period 2007-01-01 – 2007-12-31
No data on file.
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2006 | — | — | |
| Chairman | 2006 | — | — | |
| Board of Directors | 2006 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Individual | 33.0% | 33.0% | 2022 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
SYSTEM KREDITT-FINANS AS 
SYSTEM KREDITT INKASSO ASBoard members of SYSTEM KREDITT-FINANS AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Glenn Robert Skaug | Board of Directors | 0 companies |
| Knut Skaug | Chairman | 0 companies |
| Inger Lisbeth Skaug | Board of Directors | 0 companies |