Riskpilot← Back to searchSign inGet full accessGARD AS
ASActiveOrg 982132789Kittelsbuktveien 31, 4836 ArendalActivities of insurance agents and brokers · NACE 6622Est. 2000522 employees
Revenue 2024
NOK 1,3B
+13% vs 2023
EBITDA margin
9.9%
+64% vs 2023
Equity ratio
41.5%
Financial strength
Net profit 2024
NOK 88,4M
+19% vs 2023
| Revenue | NOK 1,3B | +13% |
| EBITDA | NOK 125,3M | +64% |
| Net profit | NOK 88,4M | +19% |
| Total assets | NOK 1B | +11% |
| Equity | NOK 431,9M | +32% |
| Employees | 522 | — |
Legal name
GARD AS
Org number
982132789
Legal form
Aksjeselskap
NACE code
6622 · Activities of insurance agents and brokers
Founded
23. juni 2000
Share capital
NOK 30 000 000
Employees
522 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Daglig leder og styrets leder i fellesskap.
Company purpose
Forsikringsformidling for norske og utenlandske forsikringsselskaper innen sjø- og energiforsikring, og annen virksomhet i forbindelse med dette.
Address
Kittelsbuktveien 31, 4836 Arendal
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 644 703 | 547 302 | 672 194 | 706 327 | 786 224 | 831 060 | 824 185 | 0 | 1 122 724 | 1 267 642 |
| Staff expenses | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| EBITDA | 58 987 | 37 930 | 47 884 | 56 763 | −41 866 | 42 330 | 73 903 | 0 | 76 336 | 125 307 |
| Depreciation & amort. | −16 415 | −20 334 | −15 421 | −16 385 | −358 842 | −14 133 | −20 004 | −0 | −27 775 | −34 566 |
| EBIT | 42 572 | 17 596 | 32 463 | 40 378 | −400 708 | 28 197 | 53 899 | 0 | 48 561 | 90 741 |
| Net financials | 20 142 | 29 151 | 4 323 | 10 160 | −11 810 | 18 812 | 14 184 | 0 | 50 416 | 29 195 |
| Profit before tax | 62 714 | 46 747 | 36 786 | 50 538 | −412 518 | 47 009 | 68 083 | 0 | 98 977 | 119 936 |
| Tax | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| Net profit | 43 452 | 19 453 | 19 811 | 17 271 | −312 452 | 33 210 | 52 534 | 0 | 74 526 | 88 356 |
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 768 911 | 759 584 | 582 554 | 707 338 | 720 111 | 726 913 | 715 027 | — | 935 822 | 1 040 773 |
| Equity | −52 516 | 104 149 | 113 639 | 112 216 | −202 141 | 167 727 | 172 986 | — | 328 114 | 431 883 |
| Long-term debt | 18 306 | 120 000 | 120 000 | 219 368 | 400 859 | 92 010 | 0 | 0 | 50 779 | 138 269 |
| Short-term debt | 147 434 | 311 077 | 101 181 | 104 497 | 243 672 | 181 186 | 185 796 | 0 | 208 716 | 188 870 |
| Total debt | 165 740 | 431 077 | 221 181 | 323 865 | 644 531 | 273 196 | 185 796 | 0 | 259 495 | 327 139 |
EBITDA margin
9.9%
This company
15.8%
Market median
-37% vs market
20152024
Equity ratio
41.5%
This company
38.2%
Market median
+9% vs market
20152024
Return on equity
20.5%
This company
18.4%
Market median
+11% vs market
20152024
Net profit margin
7.0%
This company
8.1%
Market median
-14% vs market
20152024
Asset turnover
1.22×
This company
1.12×
Market median
+9% vs market
20152024
Debt / equity
1.41×
This company
0.62×
Market median
-127% vs market
20152024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-02-21 – 2022-02-20
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2020-02-21 – 2021-02-20
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2019-02-21 – 2020-02-20
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2018-02-21 – 2019-02-20
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2017-02-21 – 2018-02-20
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2016-02-21 – 2017-02-20
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2015-02-21 – 2016-02-20
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2014-02-21 – 2015-02-20
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
SV Deputy Member | Deputy Member | 2022 | — | — |
RR Chief Executive Officer | Chief Executive Officer | 2014 | — | — |
JC Deputy Member | Deputy Member | 2024 | — | — |
CP Deputy Member | Deputy Member | 2021 | — | — |
LI Deputy Member | Deputy Member | 2021 | — | — |
NM Deputy Member | Deputy Member | 2022 | — | — |
EC Deputy Member | Deputy Member | 2024 | — | — |
IE Deputy Member | Deputy Member | 2021 | — | — |
BL Deputy Member | Deputy Member | 2021 | — | — |
TC Deputy Member | Deputy Member | 2021 | — | — |
AR Deputy Member | Deputy Member | 2024 | — | — |
CA Deputy Member | Deputy Member | 2021 | — | — |
KW Deputy Member | Deputy Member | 2021 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2022 | — | — | |
| Chairman | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2022 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Gard P&I Bermuda Ltd | Company | 100.0% | 100.0% | 2024 |
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GARD AS 
Toppindustrisenteret AsBoard members of GARD AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Sandra Verena Guiguet | Deputy Member | 0 companies |
| Rolf-Thore Roppestad | Chief Executive Officer | 0 companies |
| Jingjing Cao | Deputy Member | 0 companies |
| Christian Pritchard-Davies | Deputy Member | 0 companies |
| Lars Ivar Kallekleiv Lislegard-Bækken | Deputy Member | 0 companies |
| Nicholas Mark Coleman | Deputy Member | 0 companies |
| Erika Christine Markussen | Deputy Member | 0 companies |
| Inger Eidem | Deputy Member | 0 companies |
| Beatriz Luaces Åsgård | Deputy Member | 0 companies |
| Tine Cecilie Klemmetsen | Deputy Member | 0 companies |
| Are Reiersølmoen Solum | Deputy Member | 0 companies |
| Claudia Andrea Santander Adaro | Deputy Member | 0 companies |
| Kristian Werner Dalene | Deputy Member | 0 companies |
| Turid Grotmoll | Board of Directors | 0 companies |
| Ian Ronald Beveridge | Board of Directors | 0 companies |
| Michaela Elisabeth Carlström | Board of Directors | 0 companies |
| Jostein Aaland | Board of Directors | 0 companies |
| Puja Varaprasad | Board of Directors | 0 companies |
| Jane Lim Sy | Board of Directors | 0 companies |
| Trond Eilertsen | Chairman | 0 companies |
| Nils Aden | Board of Directors | 0 companies |
| Marit Lunde | Board of Directors | 0 companies |
| Erika Christine Markussen Correia | Board of Directors | 0 companies |
| Yngvil Signe Eriksson Åsheim | Board of Directors | 0 companies |
| Brigt Valland | Board of Directors | 0 companies |
| Anne Glestad Lech | Board of Directors | 0 companies |