Riskpilot← Back to searchSign inGet full accessSPAREBANK 1 UTVIKLING DA
DAActiveOrg 986401598Hammersborggata 11, 0181 OsloOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 2004484 employees
Revenue 2024
NOK 2B
+11% vs 2023
EBITDA margin
11.1%
-2% vs 2023
Equity ratio
73.9%
Financial strength
Net profit 2024
NOK 11M
-66% vs 2023
| Revenue | NOK 2B | +11% |
| EBITDA | NOK 225,1M | -2% |
| Net profit | NOK 11M | -66% |
| Total assets | NOK 1,1B | -1% |
| Equity | NOK 827,2M | +1% |
| Employees | 484 | — |
Legal name
SPAREBANK 1 UTVIKLING DA
Org number
986401598
Legal form
Ansvarlig Selskap Med Delt Ansvar
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
24. januar 2004
Share capital
—
Employees
484 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Daglig leder alene, styrets leder alene eller to styremedlemmer i fellesskap.
Company purpose
Utvikle, drive frem og koordinere samarbeidet i sparebank 1-alliansen samt utvikle, eie og distribuere programvare- og informasjonsteknologi, markedsføringstjenester og produkter, herunder lisenser og varemerker, primært rettet mot finansforetak og virksomhet tilknyttet dette.
Address
Hammersborggata 11, 0181 Oslo
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 1 327 537 | 1 429 464 | 1 583 263 | 1 824 365 | 2 032 865 |
| Staff expenses | −427 704 | −466 852 | −502 906 | −590 466 | −706 185 |
| EBITDA | 287 161 | 258 330 | 193 895 | 228 634 | 225 104 |
| Depreciation & amort. | −258 320 | −245 935 | −182 987 | −205 017 | −224 893 |
| EBIT | 28 841 | 12 395 | 10 908 | 23 617 | 211 |
| Net financials | −17 460 | −5 823 | 4 329 | 8 726 | 10 821 |
| Profit before tax | 11 381 | 6 572 | 15 237 | 32 343 | 11 032 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | 11 381 | 6 572 | 15 237 | 32 343 | 11 032 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 983 769 | 981 495 | 1 021 863 | 1 129 874 | 1 119 529 |
| Equity | 152 032 | 768 604 | 783 840 | 816 183 | 827 214 |
| Long-term debt | 610 000 | 0 | 0 | 0 | 0 |
| Short-term debt | 219 886 | 210 681 | 235 501 | 310 847 | 289 120 |
| Total debt | 829 886 | 210 681 | 235 501 | 310 847 | 289 120 |
EBITDA margin
11.1%
This company
15.8%
Market median
-30% vs market
20202024
Equity ratio
73.9%
This company
38.2%
Market median
+93% vs market
20202024
Return on equity
1.3%
This company
18.4%
Market median
-93% vs market
20202024
Net profit margin
0.5%
This company
8.1%
Market median
-94% vs market
20202024
Asset turnover
1.82×
This company
1.12×
Market median
+62% vs market
20202024
Debt / equity
0.35×
This company
0.62×
Market median
+44% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (12) | ||
MN Observer | Observer | 2022 |
ES Deputy Member | Deputy Member | 2024 |
AU Deputy Member | Deputy Member | 2024 |
MJ Deputy Member | Deputy Member | 2024 |
SL Deputy Member | Deputy Member | 2023 |
GB Deputy Member | Deputy Member | 2022 |
IL Observer | Observer | 2023 |
TS Deputy Member | Deputy Member | 2024 |
EF Deputy Member | Deputy Member | 2024 |
BO Deputy Member | Deputy Member | 2022 |
EK Chief Executive Officer | Chief Executive Officer | 2022 |
BR Deputy Member | Deputy Member | 2024 |
| Former (10) | ||
SO Deputy Member | Deputy Member | 2022 – 2023 |
ES Deputy Member | Deputy Member | 2022 – 2022 |
KD Deputy Member | Deputy Member | 2022 – 2024 |
ØA Chief Executive Officer | Chief Executive Officer | 2017 – 2022 |
HO Deputy Member | Deputy Member | 2022 – 2024 |
PA Observer | Observer | 2022 – 2024 |
SO Deputy Member | Deputy Member | 2022 – 2022 |
KF Deputy Member | Deputy Member | 2022 – 2022 |
KE Deputy Member | Deputy Member | 2022 – 2022 |
TS Deputy Member | Deputy Member | 2022 – 2024 |
| Name | Role | Member since |
|---|---|---|
| Current (9) | ||
| Board of Directors | 2022 | |
| Chairman | 2025 | |
| Deputy Chairman | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2025 | |
| Former (10) | ||
| Chairman | 2022 – 2023 | |
| Board of Directors | 2022 – 2022 | |
| Chairman | 2022 – 2022 | |
| Board of Directors | 2024 – 2024 | |
| Deputy Chairman | 2022 – 2023 | |
| Chairman | 2023 – 2024 | |
| Board of Directors | 2021 – 2022 | |
| Board of Directors | 2022 – 2024 | |
| Chairman | 2024 – 2024 | |
| Board of Directors | 2022 – 2024 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 0% | 0% | 2024 | |
| Company | 0% | 0% | 2017 | |
| Company | 0% | 0% | 2017 | |
| Company | 0% | 0% | 2017 | |
| Company | 0% | 0% | 2017 | |
| Company | 0% | 0% | 2017 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
SPAREBANK 1 UTVIKLING DA 
SPAREBANK 1 KUNDESENTER ASBoard members of SPAREBANK 1 UTVIKLING DA also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Stig Olav Brautaset | Deputy Member | 0 companies |
| Mette Nord | Observer | 0 companies |
| Ella Skjørestad | Deputy Member | 0 companies |
| Endre Sæther | Deputy Member | 0 companies |
| Astrid Undheim | Deputy Member | 0 companies |
| Karen Dahl-Hansen Grinvoll | Deputy Member | 0 companies |
| Øyvind Aass | Chief Executive Officer | 0 companies |
| Marita Joswig | Deputy Member | 0 companies |
| Hans Olav Ahlsen Frog | Deputy Member | 0 companies |
| Peggy Anita Hessen Følsvik | Observer | 0 companies |
| Sally Lund-Andersen | Deputy Member | 0 companies |
| Siri Olsen Corneliussen | Deputy Member | 0 companies |
| Geir-Egil Bolstad | Deputy Member | 0 companies |
| Inge Lindseth | Observer | 0 companies |
| Tommy Skogstad | Deputy Member | 0 companies |
| Kjell Fordal | Deputy Member | 0 companies |
| Eivind Freng Dale | Deputy Member | 0 companies |
| Bengt Olsen | Deputy Member | 0 companies |
| Kaare Egil Kongsfjell | Deputy Member | 0 companies |
| Espen Kjølberg | Chief Executive Officer | 0 companies |
| Bjørn Rune Rindal | Deputy Member | 0 companies |
| Trond Søraas | Deputy Member | 0 companies |
| Richard Herman Heiberg | Chairman | 0 companies |
| Christine Meling Christensen | Board of Directors | 0 companies |
| Vibeke Thorin Moldestad | Board of Directors | 0 companies |
| Hanne Karoline Kræmer | Chairman | 0 companies |
| Liv Bortne Ulriksen | Chairman | 0 companies |
| Jan-Frode Janson | Deputy Chairman | 0 companies |
| Terje Olav Olsson | Board of Directors | 0 companies |
| Bjørn Allan Troelsen | Board of Directors | 0 companies |
| Arild Bjørn Hansen | Deputy Chairman | 0 companies |
| Henrik Furdman Præsthus | Board of Directors | 0 companies |
| Per Halvorsen | Chairman | 0 companies |
| Kristin Meisingset Hallgren | Board of Directors | 0 companies |
| Anne Gundersen | Board of Directors | 0 companies |
| Camilla Ravndal | Board of Directors | 0 companies |
| Klara Lise Aasen | Board of Directors | 0 companies |
| Siv Schau | Board of Directors | 0 companies |
| Benedicte Schilbred Fasmer | Chairman | 0 companies |
| Adrian Alexander Eriksen | Board of Directors | 0 companies |
| Inge Reinertsen | Board of Directors | 0 companies |