Riskpilot← Back to searchSign inGet full accessKLARE FINANS AS
ASActiveOrg 987923946Torvgata 2, 8006 BodøOther credit granting · NACE 6492Est. 20059 employees
Revenue 2024
NOK 25,3M
+35% vs 2023
EBITDA margin
52.9%
+67% vs 2023
Equity ratio
62.3%
Financial strength
Net profit 2024
NOK 12,7M
+27% vs 2023
| Revenue | NOK 25,3M | +35% |
| EBITDA | NOK 13,4M | +67% |
| Net profit | NOK 12,7M | +27% |
| Total assets | NOK 337,5M | +27% |
| Equity | NOK 210,4M | +30% |
| Employees | 9 | — |
Legal name
KLARE FINANS AS
Org number
987923946
Legal form
Aksjeselskap
NACE code
6492 · Other credit granting
Founded
28. februar 2005
Share capital
NOK 193 991 000
Employees
9 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Styrets leder og ett styremedlem i fellesskap.
Company purpose
Tilby finansielle og administrative tjenester i enendomssegmentet som det er naturlig at finansieringforetaket kan utføre i henhold til den enhver tid gjeldende lovgivning, og til de enhver tid gitte konsesjoner. Sikring mot tap av fellesskostnader tilbys boligselskaper forvaltet av boligbyggelag eller øvrige foretak som tilbyr forretningsførsel.
Address
Torvgata 2, 8006 Bodø
Phone
+4775403600
Email
post@klarefinans.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 233 | 3 594 | 4 846 | 5 078 | 5 069 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14 930 | 17 742 | 15 699 | 18 724 | 25 343 |
| Staff expenses | −1 169 | −1 976 | −3 232 | −2 001 | −1 887 | −5 023 | −4 144 | −3 287 | −3 003 | −3 809 | −3 974 | −4 032 | −5 131 | −6 197 | −6 311 | −6 632 | −7 377 |
| EBITDA | 76 | 14 | 236 | 1 522 | −109 | −9 510 | −6 273 | −4 888 | −4 491 | −6 382 | −6 090 | −6 107 | 8 018 | 7 764 | 6 666 | 8 029 | 13 395 |
| Depreciation & amort. | −97 | −72 | −79 | −126 | −136 | −664 | −472 | −248 | −254 | −394 | −422 | −435 | −897 | −2 408 | −981 | −1 061 | −884 |
| EBIT | −21 | −58 | 156 | 1 396 | −245 | −10 175 | −6 745 | −5 136 | −4 745 | −6 776 | −6 512 | −6 542 | 7 121 | 5 356 | 5 685 | 6 968 | 12 511 |
| Net financials | 54 | 63 | 101 | 110 | −28 | −884 | −1 255 | −1 513 | −1 590 | −1 614 | −2 174 | −3 202 | 1 928 | 7 269 | 2 628 | 3 040 | 206 |
| Profit before tax | 33 | 5 | 257 | 1 505 | −273 | −11 058 | −8 000 | −6 649 | −6 335 | −8 390 | −8 686 | −9 744 | 9 049 | 12 625 | 8 313 | 10 008 | 12 717 |
| Tax | 9 | 2 | 72 | 334 | −1 346 | 1 058 | −1 282 | −2 724 | −2 887 | −3 743 | −5 078 | −6 605 | −0 | 2 942 | −0 | −0 | −0 |
| Net profit | 24 | 3 | 185 | 1 172 | 1 073 | −12 117 | −6 718 | −3 925 | −3 448 | −4 647 | −3 608 | −3 139 | 9 049 | 9 683 | 8 313 | 10 008 | 12 717 |
| Item | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 2 372 | 1 599 | 2 724 | 4 999 | 10 348 | 59 740 | 101 339 | 119 391 | 141 511 | 141 592 | 166 619 | 184 251 | 190 594 | 164 720 | 210 310 | 264 852 | 337 507 |
| Equity | 526 | 529 | 1 214 | 2 386 | 3 459 | 49 552 | 70 982 | 71 006 | 88 606 | 98 006 | 101 106 | 115 882 | 118 704 | 118 704 | 134 705 | 162 405 | 210 405 |
| Long-term debt | 0 | 0 | 0 | 0 | 4 750 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 1 846 | 1 070 | 1 510 | 2 614 | 2 140 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 46 016 | 0 | 0 | 0 |
| Total debt | 1 846 | 1 070 | 1 510 | 2 614 | 6 890 | 10 188 | 30 357 | 48 385 | 52 905 | 43 585 | 65 513 | 68 370 | 71 890 | 46 016 | 75 605 | 102 449 | 127 101 |
EBITDA margin
52.9%
This company
15.8%
Market median
+235% vs market
20082024
Equity ratio
62.3%
This company
38.2%
Market median
+63% vs market
20082024
Return on equity
6.0%
This company
18.4%
Market median
-67% vs market
20082024
Net profit margin
50.2%
This company
8.1%
Market median
+520% vs market
20082024
Asset turnover
0.08×
This company
1.12×
Market median
-93% vs market
20082024
Debt / equity
0.60×
This company
0.62×
Market median
+3% vs market
20082024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via Brønnøysundsregistrene · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via Brønnøysundsregistrene · Period 2012-01-01 – 2012-12-31
- Annual report 2011Filed via Brønnøysundsregistrene · Period 2011-01-01 – 2011-12-31
- Annual report 2010Filed via Brønnøysundsregistrene · Period 2010-01-01 – 2010-12-31
- Annual report 2009Filed via Brønnøysundsregistrene · Period 2009-01-01 – 2009-12-31
- Annual report 2008Filed via Brønnøysundsregistrene · Period 2008-01-01 – 2008-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
GO Deputy Member | Deputy Member | 2021 | — | — |
IJ Deputy Member | Deputy Member | 2023 | — | — |
KH Deputy Member | Deputy Member | 2021 | — | — |
EJ Deputy Member | Deputy Member | 2021 | — | — |
SM Deputy Member | Deputy Member | 2023 | — | — |
OE Deputy Member | Deputy Member | 2021 | — | — |
TT Deputy Member | Deputy Member | 2024 | — | — |
KH Deputy Member | Deputy Member | 2021 | — | — |
KU Chief Executive Officer | Chief Executive Officer | 2010 | — | — |
JS Deputy Member | Deputy Member | 2021 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2021 | — | — | |
| Chairman | 2024 | — | — | |
| Board of Directors | 2023 | — | — | |
| Deputy Chairman | 2021 | — | — | |
| Chairman | 2021 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2023 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
BOLIGBYGGELAGET USBL | Company | 31.3% | 31.3% | 2024 |
BOLIGBYGGELAGET TOBB | Company | 19.1% | 19.1% | 2024 |
BOB BBL | Company | 13.5% | 13.5% | 2024 |
BATE BOLIGBYGGELAG | Company | 13.3% | 13.3% | 2024 |
BOLIGBYGGELAGET NORD | Company | 9.0% | 9.0% | 2024 |
BOSØR BBL | Company | 7.0% | 7.0% | 2024 |
BOLIGBYGGELAGET NOBL | Company | 6.8% | 6.8% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
BOLIGBYGGELAGET NORD
KLARE FINANS AS Board members of KLARE FINANS AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Gry Olsen Holand | Deputy Member | 0 companies |
| Inger Janne Karlsen | Deputy Member | 0 companies |
| Kristine Holten | Deputy Member | 0 companies |
| Eirin Johnsen Hellesvik | Deputy Member | 0 companies |
| Stig Meberg | Deputy Member | 0 companies |
| Odd Egil Flokketveit | Deputy Member | 0 companies |
| Tine Torp Hammernes | Deputy Member | 0 companies |
| Kristine Holten Bødtker | Deputy Member | 0 companies |
| Kristian Undli | Chief Executive Officer | 0 companies |
| Jomar Skov Jenssen | Deputy Member | 0 companies |
| Mona Liss Paulsen | Board of Directors | 0 companies |
| Thomas Dørum | Chairman | 0 companies |
| Merete Eik | Board of Directors | 0 companies |
| Torbjørn Sotberg | Deputy Chairman | 0 companies |
| Johan Bruun | Chairman | 0 companies |
| Kurt Figenschau | Board of Directors | 0 companies |
| Lin Christin Standal Hjelle | Board of Directors | 0 companies |
| Line Andersen Nyberg | Board of Directors | 0 companies |
| Hans Kristian Råmunddal | Board of Directors | 0 companies |