Riskpilot← Back to searchSign inGet full accessECPAY AS
ASActiveOrg 989158309Kirkegata 45, 2609 LillehammerActivities of collection agencies and credit bureaus · NACE 8291Est. 200618 employeeswww.ecpay.no
Revenue 2024
NOK 30,9M
+11% vs 2023
EBITDA margin
18.5%
-24% vs 2023
Equity ratio
54.0%
Financial strength
Net profit 2024
NOK 1,7M
-55% vs 2023
| Revenue | NOK 30,9M | +11% |
| EBITDA | NOK 5,7M | -24% |
| Net profit | NOK 1,7M | -55% |
| Total assets | NOK 25,9M | -10% |
| Equity | NOK 14M | -37% |
| Employees | 18 | — |
Legal name
ECPAY AS
Org number
989158309
Legal form
Aksjeselskap
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
5. januar 2006
Share capital
NOK 5 416 086
Employees
18 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Styrets leder og ett styremedlem i fellesskap.
Company purpose
Drive ervervsmessig inndriving av forfalte pengekrav for andre, kredittopplysningsvirksomhet, samt annen virksomhet i forbindelse med nevnte formål.
Address
Kirkegata 45, 2609 Lillehammer
Email
post@contar.no
Website
www.ecpay.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 3 912 | 3 536 | 5 516 | 5 511 | 6 739 | 6 896 | 8 338 | 8 405 | 7 523 | 7 520 | 8 093 | 8 854 | 9 673 | 21 941 | 21 715 | 27 936 | 30 905 |
| Staff expenses | −0 | −1 956 | −1 635 | −1 696 | −2 479 | −2 376 | −2 702 | −3 723 | −3 271 | −3 281 | −3 451 | −2 956 | −3 107 | −3 756 | −12 680 | −10 861 | −12 396 | −15 094 |
| EBITDA | 0 | 272 | 296 | 1 093 | −472 | 879 | −138 | 190 | 624 | 1 035 | 1 192 | 2 511 | 3 003 | 3 222 | 2 113 | 3 696 | 7 518 | 5 729 |
| Depreciation & amort. | −0 | −178 | −158 | −262 | −255 | −523 | −5 | −6 | −32 | −208 | −240 | −245 | −270 | −254 | −363 | −1 513 | −2 298 | −3 141 |
| EBIT | 0 | 94 | 138 | 832 | −727 | 356 | −143 | 184 | 591 | 827 | 952 | 2 266 | 2 733 | 2 968 | 1 750 | 2 183 | 5 220 | 2 588 |
| Net financials | 0 | −20 | −10 | 24 | 27 | 37 | 134 | 199 | 0 | 3 | 2 | 10 | 25 | 9 | −81 | 6 | 174 | 407 |
| Profit before tax | 0 | 75 | 128 | 856 | −700 | 393 | −10 | 383 | 591 | 830 | 954 | 2 276 | 2 758 | 2 977 | 1 669 | 2 189 | 5 394 | 2 995 |
| Tax | −0 | 24 | 38 | 245 | −192 | 112 | 13 | 104 | 173 | 207 | 230 | 535 | 613 | 656 | 11 | −92 | 1 663 | 1 316 |
| Net profit | 0 | 51 | 90 | 611 | −509 | 281 | −23 | 279 | 418 | 623 | 724 | 1 741 | 2 145 | 2 322 | 1 658 | 2 280 | 3 731 | 1 679 |
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | — | 2 949 | 3 481 | 3 866 | 3 518 | 3 664 | 3 737 | 3 947 | 4 586 | 5 463 | 6 276 | 6 928 | 7 426 | 8 102 | 12 383 | 15 946 | 28 684 | 25 929 |
| Equity | — | 2 077 | 2 643 | 3 253 | 2 745 | 3 026 | 3 003 | 2 822 | 3 700 | 4 323 | 5 047 | 3 505 | 3 713 | 4 051 | 6 549 | 11 689 | 22 314 | 13 989 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10 | 5 | 0 | 0 | 0 | 0 | 0 | 1 646 | 2 026 |
| Short-term debt | 0 | 630 | 697 | 613 | 773 | 638 | 734 | 1 125 | 886 | 1 130 | 1 224 | 3 423 | 3 713 | 4 051 | 5 833 | 4 257 | 4 724 | 9 914 |
| Total debt | 0 | 871 | 839 | 613 | 773 | 638 | 734 | 1 125 | 886 | 1 140 | 1 229 | 3 423 | 3 713 | 4 051 | 5 833 | 4 257 | 6 370 | 11 940 |
EBITDA margin
18.5%
This company
15.8%
Market median
+17% vs market
20072024
Equity ratio
54.0%
This company
38.2%
Market median
+41% vs market
20072024
Return on equity
12.0%
This company
18.4%
Market median
+35% vs market
20072024
Net profit margin
5.4%
This company
8.1%
Market median
-33% vs market
20072024
Asset turnover
1.19×
This company
1.12×
Market median
+6% vs market
20072024
Debt / equity
0.85×
This company
0.62×
Market median
+37% vs market
20072024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via Brønnøysundsregistrene · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via Brønnøysundsregistrene · Period 2012-01-01 – 2012-12-31
- Annual report 2011Filed via Brønnøysundsregistrene · Period 2011-01-01 – 2011-12-31
- Annual report 2010Filed via Brønnøysundsregistrene · Period 2010-01-01 – 2010-12-31
- Annual report 2009Filed via Brønnøysundsregistrene · Period 2009-01-01 – 2009-12-31
- Annual report 2008Filed via Brønnøysundsregistrene · Period 2008-01-01 – 2008-12-31
- Annual report 2007Filed via Brønnøysundsregistrene · Period 2007-01-01 – 2007-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
TA Observer | Observer | 2022 | — | — |
EA Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairman | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2026 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Ecit F&A Holding As | Company | 81.6% | 81.6% | 2024 |
| Individual | 11.5% | 11.5% | 2024 | |
| Individual | 2.3% | 2.3% | 2024 | |
Hoellibekken As | Company | 1.5% | 1.5% | 2024 |
Krogh Berg Invest As | Company | 1.2% | 1.2% | 2024 |
| Individual | 1.1% | 1.1% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of ECPAY AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Thor Arne Engesveen | Observer | 0 companies |
| Emilie Alexandra Madeleine Krogh Berg | Chief Executive Officer | 0 companies |
| Eivind Areklett Norebø | Chairman | 0 companies |
| Håvard Berg | Board of Directors | 0 companies |
| Harald Næss | Board of Directors | 0 companies |
| Linda Janne Forberg | Board of Directors | 0 companies |