Riskpilot← Back to searchSign inGet full accessVERD BOLIGKREDITT AS
ASActiveOrg 994322427Jonsvollsgaten 2, 5011 BergenOther monetary intermediation · NACE 6419Est. 20094 employeeswww.verdboligkreditt.no
Revenue 2024
NOK 3,4M
+71% vs 2023
EBITDA margin
-437.6%
-49% vs 2023
Equity ratio
5.2%
Financial strength
Net profit 2024
NOK 96,3M
+34% vs 2023
| Revenue | NOK 3,4M | +71% |
| EBITDA | NOK -14,8M | -49% |
| Net profit | NOK 96,3M | +34% |
| Total assets | NOK 32,5B | +21% |
| Equity | NOK 1,7B | +12% |
| Employees | 4 | — |
Legal name
VERD BOLIGKREDITT AS
Org number
994322427
Legal form
Aksjeselskap
NACE code
6419 · Other monetary intermediation
Founded
15. juli 2009
Share capital
NOK 1 750 000 000
Employees
4 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
To styremedlemmer i fellesskap. Daglig leder alene. Styrets leder alene.
Company purpose
Foretakets formål er a) å yte eller erverve bolighypoteklån, eiendomshypoteklån, lån sikret ved pant i andre realregistrerte formuesgoder eller offentlige lån, og b) finansiere utlånsvirksomhet hovedsaklig ved utstedelse av obligasjoner med fortrinnsrett.
Address
Jonsvollsgaten 2, 5011 Bergen
Website
www.verdboligkreditt.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 141 | 133 | 546 | 1 978 | 3 392 |
| Staff expenses | −7 284 | −9 486 | −7 610 | −8 526 | −10 575 |
| EBITDA | −11 024 | −12 816 | −10 404 | −9 942 | −14 845 |
| Depreciation & amort. | −0 | −188 | −396 | −484 | −869 |
| EBIT | −11 024 | −13 004 | −10 800 | −10 426 | −15 714 |
| Net financials | 5 652 | 4 664 | 17 019 | 82 161 | 112 016 |
| Profit before tax | −5 372 | −8 340 | 6 219 | 71 735 | 96 302 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | −5 372 | −8 340 | 6 219 | 71 735 | 96 302 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 10 891 914 | 12 295 215 | 18 617 389 | 26 791 383 | 32 491 533 |
| Equity | 588 777 | 719 924 | 1 218 217 | 1 513 170 | 1 687 252 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 10 303 137 | 11 575 291 | 17 399 170 | 25 278 213 | 30 804 281 |
EBITDA margin
-437.6%
This company
15.8%
Market median
-2870% vs market
20202024
Equity ratio
5.2%
This company
38.2%
Market median
-86% vs market
20202024
Return on equity
5.7%
This company
18.4%
Market median
-69% vs market
20202024
Net profit margin
2839.1%
This company
8.1%
Market median
+34951% vs market
20202024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20202024
Debt / equity
18.26×
This company
0.62×
Market median
-2845% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
JL Deputy Member | Deputy Member | 2024 |
SB Chief Executive Officer | Chief Executive Officer | 2020 |
JD Deputy Member | Deputy Member | 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
| Deputy Chairman | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Chairman | 2023 | |
| Board of Directors | 2024 | |
| Former (5) | ||
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2022 – 2023 | |
| Chairman | 2021 – 2022 | |
| Deputy Chairman | 2023 – 2024 | |
| Board of Directors | 2023 – 2024 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 16.16% | 16.16% | 2023 | |
| Company | 12.42% | 12.42% | 2023 | |
| Company | 11.03% | 11.03% | 2023 | |
| Company | 9.45% | 9.45% | 2023 | |
| Company | 8.48% | 8.48% | 2023 | |
| Company | 5.32% | 5.32% | 2023 | |
| Company | 5.13% | 5.13% | 2023 | |
| Company | 4.81% | 4.81% | 2023 | |
| Company | 4.14% | 4.14% | 2023 | |
| Company | 3.94% | 3.94% | 2023 | |
| Company | 3.94% | 3.94% | 2023 | |
| Company | 3.75% | 3.75% | 2023 | |
| Company | 3.19% | 3.19% | 2023 | |
| Company | 2.49% | 2.49% | 2023 | |
| Company | 2.15% | 2.15% | 2023 | |
| Company | 1.82% | 1.82% | 2023 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Haugesund Sparebank
VERD BOLIGKREDITT AS Board members of VERD BOLIGKREDITT AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jermund Lien Molland | Deputy Member | 0 companies |
| Sigve Breivik Husebø | Chief Executive Officer | 0 companies |
| Joar Dyrendahl | Deputy Member | 0 companies |
| Emil Inversini | Board of Directors | 0 companies |
| Svein Ove Sandvik | Board of Directors | 0 companies |
| Kenneth Engedal | Chairman | 0 companies |
| Bjørn Arne Riise | Deputy Chairman | 0 companies |
| Hugo Thode Hansen | Board of Directors | 0 companies |
| Bente Haraldson Syre | Deputy Chairman | 0 companies |
| Anne-Grethe Knudsen | Board of Directors | 0 companies |
| Jørund Rong | Chairman | 0 companies |
| Fredrik Skarsvåg | Board of Directors | 0 companies |
| Heidi Nag Flikka | Board of Directors | 0 companies |