Riskpilot← Back to searchSign inGet full accessPAYOFF AS
ASActiveOrg 996673847Nydalen Allé 7, 0484 OsloOther business support service activities n.e.c. · NACE 8299Est. 20110 employees
Revenue 2025
NOK 200K
+75% vs 2024
EBITDA margin
83.8%
+69% vs 2024
Equity ratio
-54.2%
Financial strength
Net profit 2025
NOK 124K
+161% vs 2024
| Revenue | NOK 200K | +75% |
| EBITDA | NOK 168K | +69% |
| Net profit | NOK 124K | +161% |
| Total assets | NOK 286K | +437% |
| Equity | NOK -155K | +44% |
| Employees | 0 | — |
Legal name
PAYOFF AS
Org number
996673847
Legal form
Aksjeselskap
NACE code
8299 · Other business support service activities n.e.c.
Founded
9. mars 2011
Share capital
NOK 100 000
Employees
0
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Styrets leder alene.
Company purpose
Utvikle fordelsprogram for kredittkort som tilslutter restauranter, hotell, leiebil og butikker. Kortholderne oppnår en bonus/rabatt på tilsluttede brukersteder. Kredittkort betaler for tilslutning til payoff programmet.
Address
Nydalen Allé 7, 0484 Oslo
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 467 | 900 | 1 784 | 1 004 | 102 | 0 | 0 | 0 | 0 | 126 | 252 | 126 | 170 | 114 | 200 |
| Staff expenses | −281 | −525 | −766 | −321 | −1 | 34 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| EBITDA | 27 | 251 | 640 | 481 | 42 | 23 | −0 | −0 | −12 | −131 | 241 | 113 | 158 | 99 | 168 |
| Depreciation & amort. | −0 | −0 | −0 | −4 | −4 | −12 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| EBIT | 27 | 251 | 640 | 477 | 38 | 12 | −0 | −0 | −12 | −131 | 241 | 113 | 158 | 99 | 168 |
| Net financials | 0 | 2 | 17 | 10 | −573 | −21 | −791 | −12 | −1 | 0 | −0 | −0 | −4 | −30 | −4 |
| Profit before tax | 27 | 253 | 657 | 487 | −535 | −9 | −792 | −12 | −13 | −131 | 241 | 113 | 154 | 69 | 164 |
| Tax | 7 | 71 | 184 | 132 | 1 | −2 | −0 | −0 | −0 | −0 | 15 | 25 | 34 | 22 | 40 |
| Net profit | 19 | 182 | 473 | 355 | −535 | −7 | −792 | −12 | −13 | −131 | 227 | 88 | 120 | 47 | 124 |
| Item | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 501 | 1 254 | 1 476 | 1 294 | 791 | 782 | 1 | 8 | 1 | 127 | 249 | 82 | 86 | 53 | 286 |
| Equity | 119 | 301 | 374 | 729 | 194 | 187 | −605 | −616 | −630 | −761 | −534 | −446 | −326 | −279 | −155 |
| Long-term debt | 0 | 0 | 2 | 4 | 3 | 0 | 183 | 83 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 382 | 952 | 1 100 | 561 | 594 | 595 | 422 | 541 | 631 | 887 | 783 | 528 | 412 | 332 | 441 |
| Total debt | 382 | 952 | 1 102 | 565 | 597 | 595 | 605 | 625 | 631 | 887 | 783 | 528 | 412 | 332 | 441 |
EBITDA margin
83.8%
This company
15.8%
Market median
+430% vs market
20112025
Equity ratio
-54.2%
This company
38.2%
Market median
-242% vs market
20112025
Return on equity
12372000.0%
This company
18.4%
Market median
+67239030% vs market
20112025
Net profit margin
61.9%
This company
8.1%
Market median
+664% vs market
20112025
Asset turnover
0.70×
This company
1.12×
Market median
-38% vs market
20112025
Debt / equity
2.84×
This company
0.62×
Market median
-358% vs market
20112025
- Annual report 2025Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via Brønnøysundsregistrene · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via Brønnøysundsregistrene · Period 2012-01-01 – 2012-12-31
- Annual report 2011Filed via Brønnøysundsregistrene · Period 2011-02-11 – 2011-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
JA Deputy Member | Deputy Member | 2011 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairman | 2011 | — | — |
No shareholder data available.
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PAYOFF AS 
ALT GODT ASBoard members of PAYOFF AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jon Asle Rivelsrud | Deputy Member | 0 companies |
| Terje Tuft | Chairman | 0 companies |