Riskpilot← Back to searchSign inGet full accessLENDO AS
ASActiveOrg 997523814Hagegata 22, 0653 OsloOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 201141 employeeswww.lendo.no
Revenue 2025
NOK 1B
+7% vs 2024
EBITDA margin
9.9%
+13% vs 2024
Equity ratio
75.8%
Financial strength
Net profit 2025
NOK -4,7M
+92% vs 2024
| Revenue | NOK 1B | +7% |
| EBITDA | NOK 100,5M | +13% |
| Net profit | NOK -4,7M | +92% |
| Total assets | NOK 447,3M | -46% |
| Equity | NOK 339,3M | -54% |
| Employees | 41 | — |
Legal name
LENDO AS
Org number
997523814
Legal form
Aksjeselskap
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
30. oktober 2011
Share capital
NOK 800 000
Employees
41 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
To styremedlemmer i fellesskap. Styrets leder og ett styremedlem i fellesskap. Daglig leder og ett styremedlem i fellesskap.
Company purpose
Utvikle, drifte og markedsføre nettsteder for formidling av finansielle tjenester og alt som står i forbindelse hermed, tilby betalingstjenester og kontoinformasjonstjenester med konsesjon som betalingsfullmektig og opplysningsfullmektig, samt all virksomhet som har naturlig sammenheng med dette, herunder å foreta investering i andre selskaper.
Address
Hagegata 22, 0653 Oslo
Email
kundeservice@lendo.no
Website
www.lendo.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 1 013 444 | 1 144 500 | 1 096 601 | 953 886 | 1 018 737 |
| Staff expenses | −41 478 | −45 898 | −48 729 | −49 719 | −54 433 |
| EBITDA | 90 958 | 86 245 | 87 863 | 88 773 | 100 481 |
| Depreciation & amort. | −163 791 | −202 620 | −164 543 | −183 798 | −126 585 |
| EBIT | −72 833 | −116 375 | −76 680 | −95 025 | −26 104 |
| Net financials | −20 960 | −1 295 | 12 914 | 14 327 | 19 854 |
| Profit before tax | −93 792 | −117 670 | −63 766 | −80 699 | −6 250 |
| Tax | −24 006 | −30 119 | −15 799 | −20 246 | −1 597 |
| Net profit | −69 786 | −87 551 | −47 967 | −60 453 | −4 653 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 1 075 069 | 1 053 282 | 889 049 | 830 761 | 447 329 |
| Equity | 873 706 | 820 092 | 787 504 | 743 552 | 339 288 |
| Long-term debt | 3 771 | 1 705 | 6 163 | 52 | 21 |
| Short-term debt | 194 549 | 227 488 | 90 977 | 82 604 | 102 734 |
| Total debt | 198 320 | 229 194 | 97 139 | 82 656 | 102 756 |
EBITDA margin
9.9%
This company
15.8%
Market median
-37% vs market
20212025
Equity ratio
75.8%
This company
38.2%
Market median
+98% vs market
20212025
Return on equity
-1.4%
This company
18.4%
Market median
-108% vs market
20212025
Net profit margin
-0.5%
This company
8.1%
Market median
-106% vs market
20212025
Asset turnover
2.28×
This company
1.12×
Market median
+104% vs market
20212025
Debt / equity
0.32×
This company
0.62×
Market median
+48% vs market
20212025
- Annual report 2025Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
RB Chief Executive Officer | Chief Executive Officer | 2020 |
FB Observer | Observer | 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (9) | ||
| Board of Directors | 2024 | |
| Board of Directors | 2026 | |
| Board of Directors | 2023 | |
| Chairman | 2025 | |
| Chairman | 2026 | |
| Board of Directors | 2026 | |
| Board of Directors | 2026 | |
| Board of Directors | 2026 | |
| Board of Directors | 2023 | |
| Former (8) | ||
| Board of Directors | 2022 – 2023 | |
| Chairman | 2022 – 2022 | |
| Board of Directors | 2022 – 2023 | |
| Chairman | 2023 – 2024 | |
| Board of Directors | 2021 – 2022 | |
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2022 – 2023 | |
| Board of Directors | 2020 – 2021 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 2024 |
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Schibsted Asa
LENDO AS Board members of LENDO AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Roar Bjærum | Chief Executive Officer | 0 companies |
| Fredrik Bjørland | Observer | 0 companies |
| Laila Synnøve Dahlen | Board of Directors | 0 companies |
| Rami Ryhänen | Board of Directors | 0 companies |
| Tiina Maarit Aalto | Board of Directors | 0 companies |
| Mats Erik Fredrik Eriksson | Board of Directors | 0 companies |
| Ragnar Kårhus | Chairman | 0 companies |
| Per Tony Granstrand | Chairman | 0 companies |
| Dan Andreas Ouchterlony | Chairman | 0 companies |
| Eva Maria Källsson | Board of Directors | 0 companies |
| Anna Elisabeth Petersson | Board of Directors | 0 companies |
| Trond Berger | Board of Directors | 0 companies |
| Andrew Tor Oddvar Kvålseth | Chairman | 0 companies |
| Aleksandra Stiller | Board of Directors | 0 companies |
| Stein Yndestad | Board of Directors | 0 companies |
| Sven Størmer Thaulow | Board of Directors | 0 companies |
| Raoul Grünthal | Board of Directors | 0 companies |
| Anna My Goland | Board of Directors | 0 companies |
| Jacob Andreas Møller | Board of Directors | 0 companies |