Riskpilot← Back to searchSign inGet full accessCLOUD INSURANCE AS
ASActiveOrg 998710502Kongens Gate 6, 0153 OsloComputer programming activities · NACE 6210Est. 20128 employeeswww.cloudinsurance.io
Revenue 2025
NOK 26,9M
+8% vs 2024
EBITDA margin
35.0%
+75% vs 2024
Equity ratio
68.4%
Financial strength
Net profit 2025
NOK 5,6M
+365% vs 2024
| Revenue | NOK 26,9M | +8% |
| EBITDA | NOK 9,4M | +75% |
| Net profit | NOK 5,6M | +365% |
| Total assets | NOK 22,6M | -3% |
| Equity | NOK 15,4M | +57% |
| Employees | 8 | — |
Legal name
CLOUD INSURANCE AS
Org number
998710502
Legal form
Aksjeselskap
NACE code
6210 · Computer programming activities
Founded
14. august 2012
Share capital
NOK 347 738
Employees
8 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Styrets leder og ett styremedlem i fellesskap.
Company purpose
Utvikling, utleie, salg og drift av programvare og internettbaserte tjenester, konsulentvirksomhet innen ikt, samt alt annet som er naturlig knyttet til virksomheten. Selskapet kan delta i andre selskaper.
Address
Kongens Gate 6, 0153 Oslo
Phone
+4792886626
Email
hello@cloudinsurance.io
Website
www.cloudinsurance.io
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 104 | 1 490 | 1 865 | 2 025 | 3 067 | 5 910 | 5 982 | 5 494 | 10 279 | 9 440 | 15 538 | 24 105 | 24 881 | 26 855 |
| Staff expenses | −63 | −848 | −966 | −991 | −1 036 | −2 163 | −4 634 | −5 108 | −9 665 | −14 492 | −15 885 | −13 889 | −11 015 | −10 327 |
| EBITDA | 6 | 372 | 337 | 205 | 10 | 1 410 | 108 | −1 432 | −3 572 | −10 714 | −12 203 | −8 355 | 5 368 | 9 402 |
| Depreciation & amort. | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −97 | −2 694 | −3 137 |
| EBIT | 6 | 372 | 337 | 205 | 10 | 1 410 | 108 | −1 432 | −3 572 | −10 714 | −12 203 | −8 452 | 2 674 | 6 264 |
| Net financials | −0 | 4 | 8 | 16 | 8 | 3 | 44 | 52 | 203 | −17 | −339 | −1 465 | −1 465 | −639 |
| Profit before tax | 6 | 376 | 345 | 221 | 19 | 1 414 | 153 | −1 379 | −3 369 | −10 731 | −12 542 | −9 917 | 1 209 | 5 625 |
| Tax | −0 | 104 | −55 | −7 | −67 | 341 | −96 | −542 | −916 | −2 503 | −2 663 | −0 | −0 | −0 |
| Net profit | 6 | 272 | 400 | 228 | 86 | 1 072 | 248 | −837 | −2 453 | −8 228 | −9 879 | −9 917 | 1 209 | 5 625 |
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 149 | 547 | 1 094 | 1 711 | 3 507 | 3 783 | 4 403 | 4 008 | 11 666 | 16 075 | 23 806 | 24 710 | 23 210 | 22 566 |
| Equity | 96 | 368 | 768 | 996 | 2 094 | 3 170 | 3 419 | 2 599 | 9 071 | 8 697 | −1 517 | 1 767 | 9 800 | 15 425 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 000 | 18 961 | 16 077 | 8 161 | 2 800 |
| Short-term debt | 53 | 179 | 326 | 716 | 1 413 | 613 | 984 | 1 409 | 2 595 | 3 378 | 5 947 | 5 049 | 3 177 | 2 572 |
| Total debt | 53 | 179 | 326 | 716 | 1 413 | 613 | 984 | 1 409 | 2 595 | 7 378 | 24 908 | 21 126 | 11 339 | 5 372 |
EBITDA margin
35.0%
This company
15.8%
Market median
+122% vs market
20122025
Equity ratio
68.4%
This company
38.2%
Market median
+79% vs market
20122025
Return on equity
36.5%
This company
18.4%
Market median
+98% vs market
20122025
Net profit margin
20.9%
This company
8.1%
Market median
+158% vs market
20122025
Asset turnover
1.19×
This company
1.12×
Market median
+6% vs market
20122025
Debt / equity
0.46×
This company
0.62×
Market median
+26% vs market
20122025
- Annual report 2025Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Brønnøysundsregistrene · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via Brønnøysundsregistrene · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via Brønnøysundsregistrene · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via Brønnøysundsregistrene · Period 2012-08-01 – 2012-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
AS Chief Executive Officer | Chief Executive Officer | 2012 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairman | 2017 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2017 | — | — | |
| Board of Directors | 2017 | — | — | |
| Board of Directors | 2024 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Itiro As | Company | 39.4% | 39.4% | 2022 |
Hln As | Company | 27.9% | 27.9% | 2022 |
Mp Pensjon Pk | Company | 5.5% | 5.5% | 2022 |
Skeie Alpha Venture As | Company | 4.3% | 4.3% | 2022 |
Valaker As | Company | 3.7% | 3.7% | 2022 |
Lctn As | Company | 3.1% | 3.1% | 2022 |
Abisco As | Company | 1.3% | 1.3% | 2022 |
Cloud Insurance As | Company | 1.2% | 1.2% | 2022 |
Mandatum As | Company | 1.2% | 1.2% | 2022 |
| Individual | 1.0% | 1.0% | 2022 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Mp Pensjon Pk
CLOUD INSURANCE AS Board members of CLOUD INSURANCE AS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Axel Sjøstedt | Chief Executive Officer | 0 companies |
| Ragnar Bø | Chairman | 0 companies |
| Max Martin Hofer | Board of Directors | 0 companies |
| Steinunn Kristin Thordardottir | Board of Directors | 0 companies |
| Håvard Landrø Nilsen | Board of Directors | 0 companies |
| Torgrim Takle | Board of Directors | 0 companies |