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SPAREBANK 1 KUNDESENTER AS
AS
Active
Org 998830214
Kanalsletta 2, 4033
Stavanger
Activities of insurance agents and brokers
· NACE 6622
Est. 2012
125 employees
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Norway
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Activities of insurance agents and brokers
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SPAREBANK 1 KUNDESENTER AS
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
NOK millions
0M
41M
81M
122M
162M
84M
2021
93M
2022
111M
2023
141M
2024
130M
2025
EBITDA
NOK millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
1M
2024
1M
2025
Income statement
NOK thousands
Item
2021
2022
2023
2024
2025
Revenue
83 935
92 961
111 054
140 720
129 913
Staff expenses
−46 954
−56 700
−70 757
−81 250
−90 057
EBITDA
361
313
369
771
978
Depreciation & amort.
−317
−308
−352
−667
−728
EBIT
44
5
17
104
251
Net financials
−39
−4
−16
−93
−245
Profit before tax
5
1
1
10
6
Tax
5
1
1
10
6
Net profit
0
0
0
0
0
Balance sheet
NOK thousands
Item
2021
2022
2023
2024
2025
Total assets
15 970
41 660
47 782
55 415
58 574
Equity
100
100
100
100
100
Long-term debt
0
0
0
0
0
Short-term debt
15 870
41 560
47 682
55 315
58 474
Total debt
15 870
41 560
47 682
55 315
58 474
Financial ratios
5-year trend
EBITDA margin
0.8%
This company
15.8%
Market median
-95% vs market
2021
2025
Equity ratio
0.2%
This company
38.2%
Market median
-99% vs market
2021
2025
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
2021
2025
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
2021
2025
Asset turnover
2.22×
This company
1.12×
Market median
+98% vs market
2021
2025
Debt / equity
584.74×
This company
0.62×
Market median
-94213% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
More on SPAREBANK 1 KUNDESENTER AS
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
