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SMARTERE PENSJON OG SPARING AS
AS
Active
Org 999222196
Engerjordet 69, 1365 Blommenholm
Economic activity was not specified by tax authority · NACE 0000
Est. 2012
1 employees
www.smarteresparing.no
Watchlist
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Overview
Financials
People & ownership
Related companies
Revenue 2024
NOK 590K
-2% vs 2023
EBITDA margin
-20.5%
-46% vs 2023
Equity ratio
-297.4%
Financial strength
Net profit 2024
NOK -121K
-46% vs 2023
EBITDA — year on year
NOK millions
0M
-0M
-1M
-1M
-1M
0M
2020
0M
0%
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
Key figures
Annual report 2024
Revenue
NOK 590K
-2%
EBITDA
NOK -121K
-46%
Net profit
NOK -121K
-46%
Total assets
NOK 27K
-81%
Equity
NOK -80K
+91%
Employees
1
—
Company information
Legal name
SMARTERE PENSJON OG SPARING AS
Org number
999222196
Legal form
Aksjeselskap
NACE code
0000 · Economic activity was not specified by tax authority
Founded
4. desember 2012
Share capital
NOK 300 000
Employees
1 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Vidar johansen
Company purpose
Distribusjon av verdipapirfondsandeler.
Contact
Address
Engerjordet 69, 1365 Blommenholm
Website
www.smarteresparing.no
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Companies in Economic activity was not specified by tax authority
Companies in Bærum
All Norway companies
Revenue
NOK millions
0M
0M
1M
1M
1M
1M
2020
1M
2021
1M
2022
1M
2023
1M
2024
EBITDA
NOK millions
0M
0M
1M
1M
1M
0M
2020
0M
2021
0M
2022
0M
2023
0M
2024
Income statement
NOK thousands
Item
2020
2021
2022
2023
2024
Revenue
668
650
710
600
590
Staff expenses
−565
−595
−519
−602
−599
EBITDA
−29
5
116
−83
−121
Depreciation & amort.
−0
−0
−0
−0
−0
EBIT
−29
5
116
−83
−121
Net financials
0
−0
−0
−0
−0
Profit before tax
−29
5
116
−83
−121
Tax
−0
−0
−0
−0
−0
Net profit
−29
5
116
−83
−121
Balance sheet
NOK thousands
Item
2020
2021
2022
2023
2024
Total assets
112
128
214
146
27
Equity
−1 667
−1 402
−1 286
−867
−80
Long-term debt
0
1 410
1 410
908
0
Short-term debt
1 778
120
91
105
107
Total debt
1 778
1 530
1 500
1 013
107
Financial ratios
5-year trend
EBITDA margin
-20.5%
This company
15.8%
Market median
-230% vs market
2020
2024
Equity ratio
-297.4%
This company
38.2%
Market median
-879% vs market
2020
2024
Return on equity
-12109200.0%
This company
18.4%
Market median
-65810970% vs market
2020
2024
Net profit margin
-20.5%
This company
8.1%
Market median
-353% vs market
2020
2024
Asset turnover
21.87×
This company
1.12×
Market median
+1853% vs market
2020
2024
Debt / equity
1.34×
This company
0.62×
Market median
-116% vs market
2020
2024
Annual reports & filings
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
Annual report 2020
Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (1)
VJ
Vidar Johansen
Chief Executive Officer
Chief Executive Officer
2017
Board of directors
Non-executive oversight
Name
Role
Member since
Current (1)
OC
Ove Christer Løvås
Chairman
2017
Shareholders
As of last annual report
Shareholder
Type
Ownership
Votes
Since
Christer Invest As
Company
51%
51%
2022
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Company hierarchy
Christer Invest As
SMARTERE PENSJON OG SPARING AS
(this company)
Board network connections
Board members of SMARTERE PENSJON OG SPARING AS also hold positions in
0
other companies.
Person
Role here
Other companies
Vidar Johansen
Chief Executive Officer
0 companies
Ove Christer Løvås
Chairman
0 companies