Riskpilot← Back to searchSign inGet full accessZmarta AB
ABActiveOrg 5566470737Norra Stationsgatan 69Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 200392 employees
Revenue 2025
SEK 87,2M
-26% vs 2024
EBITDA margin
-49.5%
+52% vs 2024
Equity ratio
3.8%
Financial strength
Net profit 2025
SEK 1,8M
+124% vs 2024
| Revenue | SEK 87,2M | -26% |
| EBITDA | SEK -43,2M | +52% |
| Net profit | SEK 1,8M | +124% |
| Total assets | SEK 71,7M | +26% |
| Equity | SEK 2,7M | +192% |
| Employees | 92 | — |
Legal name
Zmarta AB
Org number
5566470737
Legal form
Aktiebolag
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
22 juli 2003
Share capital
SEK 100 000
Employees
92 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas av Norrby, Björn Erik i förening med en av Dalland, Jostein Christian Wallem-Mehn, Sverre Andre Firman tecknas var för sig av Dalland, Jostein Christian Wallem-Mehn, Sverre Andre Dessutom har verkställande direktören rätt att teckna firman beträffande löpande förvaltningsåtgärder
Company purpose
Bolaget ska direkt eller indirekt, bedriva förmedling av privatlån utan säkerhet samt förmedling av bolån och billån med säkerhet samt marknadsföring av andra ekonomiska tjänster till konsumenter, telemarketing, försäkringsförmedling, samt köpa, förvalta och sälja aktier och fastigheter samt utöva därmed förenlig verksamhet.
Address
Norra Stationsgatan 69
Phone
+46771474849
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | 417 575 | 421 270 | 378 138 | 397 894 | 324 224 | 189 871 | 117 627 | 87 234 |
| Staff expenses | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA | 47 075 | 69 603 | 54 835 | 56 590 | −14 839 | −85 725 | −111 840 | −74 174 | −86 050 | −90 082 | −43 213 |
| Depreciation & amort. | −794 | −709 | −922 | −1 807 | −2 193 | −2 306 | −1 817 | −1 571 | −1 255 | −906 | −764 |
| EBIT | 46 281 | 68 894 | 53 913 | 54 783 | −17 032 | −88 031 | −113 657 | −75 745 | −87 305 | −90 988 | −43 977 |
| Net financials | 2 310 | 4 482 | 5 610 | 6 464 | 7 175 | 6 888 | 5 614 | 6 824 | 958 | −1 110 | −1 699 |
| Profit before tax | −405 | 28 675 | 36 441 | 29 549 | 5 069 | −48 444 | −108 043 | 23 079 | −45 347 | −7 398 | 1 783 |
| Tax | −186 | −6 525 | −8 203 | −6 780 | −0 | 11 014 | 23 341 | −34 358 | −0 | −0 | −0 |
| Net profit | −591 | 22 150 | 28 238 | 22 769 | 5 069 | −37 430 | −84 702 | −11 279 | −45 347 | −7 398 | 1 783 |
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 204 990 | 227 426 | 263 855 | 300 092 | 279 340 | 255 829 | 292 731 | 248 608 | 54 606 | 56 679 | 71 652 |
| Equity | 108 861 | 131 011 | 159 249 | 182 018 | 187 087 | 149 657 | 64 955 | 53 676 | 8 328 | 930 | 2 713 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 41 949 | 158 985 | 151 929 | 16 029 | 33 019 | 51 634 |
| Short-term debt | 61 729 | 56 065 | 58 656 | 68 574 | 60 553 | 64 223 | 68 791 | 43 003 | 30 249 | 22 730 | 17 305 |
| Total debt | 61 729 | 56 065 | 58 656 | 68 574 | 60 553 | 106 172 | 227 776 | 194 932 | 46 278 | 55 749 | 68 939 |
EBITDA margin
-49.5%
This company
15.8%
Market median
-413% vs market
20152025
Equity ratio
3.8%
This company
38.2%
Market median
-90% vs market
20152025
Return on equity
65.7%
This company
18.4%
Market median
+257% vs market
20152025
Net profit margin
2.0%
This company
8.1%
Market median
-75% vs market
20152025
Asset turnover
1.22×
This company
1.12×
Market median
+9% vs market
20152025
Debt / equity
25.41×
This company
0.62×
Market median
-3998% vs market
20152025
- Annual report 2025Filed via Bolagsverket / SCB · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Bolagsverket / SCB · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Bolagsverket / SCB · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Bolagsverket / SCB · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Bolagsverket / SCB · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Bolagsverket / SCB · Period 2015-01-01 – 2015-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
LM Chief Auditor | Chief Auditor | 2020 | — | — |
CF Chief Executive Officer | Chief Executive Officer | 2025 | — | — |
PE Chief Executive Officer | Chief Executive Officer | 2020 | — | — |
AC Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
EL Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
GE Chief Executive Officer | Chief Executive Officer | 2020 | — | — |
JD | Audit | 2023 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2022 | — | — | |
| Chairman | 2025 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2025 | — | — | |
| Deputy Board Member | 2020 | — | — | |
| Board of Directors | 2020 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Zmarta Holding AB | Company | 100.0% | 100.0% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
OCP HOLDING GMBH
Zmarta AB Board members of Zmarta AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Lajos Mathias Constantin Racz | Chief Auditor | 0 companies |
| Carl Frederik Leetmaa Murmann | Chief Executive Officer | 0 companies |
| Per Emil Moberg | Chief Executive Officer | 0 companies |
| Anna Catharina Skommevik | Chief Executive Officer | 0 companies |
| Elsa Louise Helena Berg Bjärtun | Chief Executive Officer | 0 companies |
| Gustav Erik Ray Berghog | Chief Executive Officer | 0 companies |
| John David Bertil Olow | Audit | 0 companies |
| Malin Kristina Holmqvist Önnby | Board of Directors | 0 companies |
| Sverre Andre Wallem-Mehn | Board of Directors | 0 companies |
| Matthias Lenz | Board of Directors | 0 companies |
| Jostein Christian Dalland | Chairman | 0 companies |
| Anne Josefine Charlotte Colliander | Board of Directors | 0 companies |
| Anna Margareta Wirén | Board of Directors | 0 companies |
| Carl Agne Arnesson | Board of Directors | 0 companies |
| Johan Anders Holm | Board of Directors | 0 companies |
| Karl Erik Källmin | Board of Directors | 0 companies |
| Björn Erik Norrby | Board of Directors | 0 companies |
| Per-Eric Reinhold Henningsson | Deputy Board Member | 0 companies |
| Jan Tobias Winberg | Board of Directors | 0 companies |