Riskpilot← Back to searchSign inGet full accessEnterCard Group AB
ABActiveOrg 5566730585Klarabergsgatan 60Other credit granting · NACE 6492Est. 2004439 employees
Revenue 2024
SEK 4,9B
+2% vs 2023
EBITDA margin
6.2%
+688% vs 2023
Equity ratio
14.4%
Financial strength
Net profit 2024
SEK 230M
+1566% vs 2023
| Revenue | SEK 4,9B | +2% |
| EBITDA | SEK 300,4M | +688% |
| Net profit | SEK 230M | +1566% |
| Total assets | SEK 36B | -4% |
| Equity | SEK 5,2B | +5% |
| Employees | 439 | — |
Legal name
EnterCard Group AB
Org number
5566730585
Legal form
Aktiebolag
NACE code
6492 · Other credit granting
Founded
22 december 2004
Share capital
SEK 5 000 000
Employees
439 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas två i förening av ledamöterna Firman tecknas av Sälgström, Johan Gustav i förening med en av Bekier, Eva-Maria Jobeus, Erik Anders Gustav Skrolsvik, Thomas Rønning Dessutom har verkställande direktören rätt att teckna firman beträffande löpande förvaltningsåtgärder
Company purpose
Bolaget skall ha till föremål för sin verksamhet att bedriva sådan finansieringsrörelse som avses i 1 kap. 4 § lagen (2004:297) om bank- och finansieringsrörelse samt finansiell verksamhet och verksamhet som har ett naturligt samband därmed enligt 7 kap. 1 § lagen om bank- och finansieringsrörelse. Bolaget kan i enlighet med 7 kap. 1 § punkt 2, 3 och 4 lagen om bank- och finansieringsrörelse komma att: - lämna och förmedla kredit - medverka vid finansiering, till exempel genom att förvärva fordringar - tillhandahålla betaltjänster enligt lagen (2010:751) om betaltjänster Verksamheten kommer att bedrivas i Sverige, Norge, Danmark och Finland.
Address
Klarabergsgatan 60
Phone
+4687371400
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 3 314 821 | — | 4 003 034 | 3 181 735 | 4 155 100 | 3 288 929 | 3 084 821 | 4 753 491 | 4 858 491 |
| Staff expenses | — | — | — | — | — | — | — | — | — | — |
| EBITDA | 809 020 | 1 079 580 | 1 164 554 | 1 301 965 | 1 387 528 | 2 126 921 | 2 058 437 | 1 730 157 | 38 133 | 300 395 |
| Depreciation & amort. | −0 | −54 868 | −38 551 | −46 261 | −46 291 | −37 940 | −23 849 | −11 397 | −9 976 | −10 027 |
| EBIT | 809 020 | 1 024 712 | 1 126 003 | 1 255 704 | 1 341 237 | 2 088 981 | 2 034 588 | 1 718 760 | 28 157 | 290 368 |
| Net financials | — | — | — | — | — | −1 398 800 | −2 004 542 | −1 794 898 | — | — |
| Profit before tax | 809 020 | 1 024 713 | 1 126 003 | 1 255 704 | 1 341 237 | 690 180 | 1 032 317 | 821 311 | 28 157 | 290 368 |
| Tax | −167 | −243 839 | −276 536 | −307 914 | −281 932 | −157 676 | −186 568 | −177 061 | −43 846 | −60 329 |
| Net profit | 808 853 | 780 874 | 849 467 | 947 790 | 1 059 305 | 532 504 | 845 749 | 644 250 | −15 689 | 230 039 |
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 1 666 697 | 26 390 335 | 29 313 371 | 35 611 577 | 38 877 600 | 37 961 639 | 38 247 497 | 39 431 517 | 37 419 256 | 35 952 605 |
| Equity | 1 621 497 | 5 194 209 | 5 651 588 | 5 725 967 | 6 147 744 | 6 554 435 | 6 524 651 | 5 403 605 | 4 959 873 | 5 191 824 |
| Long-term debt | 0 | 50 539 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 45 200 | 21 145 587 | 23 661 783 | 29 885 609 | 32 695 756 | 31 336 993 | 31 691 381 | 34 000 949 | 32 444 213 | 30 747 865 |
| Total debt | 45 200 | 21 196 126 | 23 661 783 | 29 885 609 | 32 695 756 | 31 336 993 | 31 691 381 | 34 000 949 | 32 444 213 | 30 747 865 |
EBITDA margin
6.2%
This company
15.8%
Market median
-61% vs market
20152024
Equity ratio
14.4%
This company
38.2%
Market median
-62% vs market
20152024
Return on equity
4.4%
This company
18.4%
Market median
-76% vs market
20152024
Net profit margin
4.7%
This company
8.1%
Market median
-42% vs market
20152024
Asset turnover
0.14×
This company
1.12×
Market median
-88% vs market
20152024
Debt / equity
5.92×
This company
0.62×
Market median
-855% vs market
20152024
- Annual report 2024Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Bolagsverket / SCB · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Bolagsverket / SCB · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Bolagsverket / SCB · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Bolagsverket / SCB · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Bolagsverket / SCB · Period 2015-01-01 – 2015-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
JO Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
AS External Signatory | External Signatory | 2020 | — | — |
JP Chief Auditor | Chief Auditor | 2021 | — | — |
JG Chief Executive Officer | Chief Executive Officer | 2026 | — | — |
EB External Signatory | External Signatory | 2022 | — | — |
MR External Signatory | External Signatory | 2020 | — | — |
MG External Signatory | External Signatory | 2020 | — | — |
FS Chief Executive Officer | Chief Executive Officer | 2020 | — | — |
DB Chief Auditor | Chief Auditor | 2020 | — | — |
EA External Signatory | External Signatory | 2020 | — | — |
TR External Signatory | External Signatory | 2024 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2020 | — | — | |
| Chairman | 2026 | — | — | |
| Board of Directors | 2026 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2020 | — | — | |
| Deputy Board Member | 2022 | — | — | |
| Deputy Board Member | 2022 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2024 | — | — | |
| Deputy Board Member | 2023 | — | — | |
| Board of Directors | 2026 | — | — | |
| Chairman | 2020 | — | — | |
| Chairman | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Deputy Board Member | 2024 | — | — |
No shareholder data available.
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No registered parent or subsidiaries
Board members of EnterCard Group AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jan Olov Haglund | Chief Executive Officer | 0 companies |
| Andrew Simon Karmy | External Signatory | 0 companies |
| Jan Peter Nilsson | Chief Auditor | 0 companies |
| Johan Gustav Sälgström | Chief Executive Officer | 0 companies |
| Eva-Maria Bekier | External Signatory | 0 companies |
| Myles Reed JR | External Signatory | 0 companies |
| Morten Gulbaek | External Signatory | 0 companies |
| Freddy Syversen | Chief Executive Officer | 0 companies |
| Dan Beitner | Chief Auditor | 0 companies |
| Erik Anders Gustav Jobeus | External Signatory | 0 companies |
| Thomas Rønning Skrolsvik | External Signatory | 0 companies |
| Carl Fredrik Victor Christofferson | Board of Directors | 0 companies |
| Joseph Daniel Jessup | Board of Directors | 0 companies |
| Carl Francisco Molinero | Board of Directors | 0 companies |
| Gavin John Chapman | Board of Directors | 0 companies |
| Hege Nilsen Aukan | Board of Directors | 0 companies |
| Nicole Olbe | Board of Directors | 0 companies |
| Craig John Shaw | Board of Directors | 0 companies |
| Olof Anders Einar Erlandsson | Board of Directors | 0 companies |
| Ingela Maria Forsberg | Chairman | 0 companies |
| Rolf Magnus Jörgen Marquardt | Board of Directors | 0 companies |
| Christian Kühn | Board of Directors | 0 companies |
| John Einar Kjevik | Board of Directors | 0 companies |
| Erika Margareta Karlsson | Deputy Board Member | 0 companies |
| Johan Anders Lagerström | Deputy Board Member | 0 companies |
| Gillean Rachel Dooney | Board of Directors | 0 companies |
| Nils Johannes Zandén | Board of Directors | 0 companies |
| Per Jonas Högberg | Board of Directors | 0 companies |
| Lena Elisabet Smeby Udesen | Deputy Board Member | 0 companies |
| Jennifer Axelina Barck | Board of Directors | 0 companies |
| Jan-Olof Brunila | Chairman | 0 companies |
| Tobias Griess | Chairman | 0 companies |
| Eva Li Prades Eriksson | Board of Directors | 0 companies |
| Carl Daniel Isaac Gindin | Deputy Board Member | 0 companies |