Riskpilot← Back to searchSign inGet full accessTink AB
ABActiveOrg 5568982192Regeringsgatan 38 5 TrapporOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 2012200-499 employees
Revenue 2024
SEK 403M
+30% vs 2023
EBITDA margin
-269.2%
-53% vs 2023
Equity ratio
80.8%
Financial strength
Net profit 2024
SEK -1,1B
-24% vs 2023
| Revenue | SEK 403M | +30% |
| EBITDA | SEK -1,1B | -53% |
| Net profit | SEK -1,1B | -24% |
| Total assets | SEK 1,8B | -3% |
| Equity | SEK 1,4B | +9% |
| Employees | — | — |
Legal name
Tink AB
Org number
5568982192
Legal form
Aktiebolag
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
4 juli 2012
Share capital
SEK 403 000
Employees
200-499
VAT registered
Yes
Audit selected
No
Last report
2024-09-30
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas var för sig av ledamöterna Göransson, Jan Adam Jansson, Per Gustav Andreas Mroueih, Mustapha
Company purpose
Bolaget är ett betalningsinstitut med tillstånd enligt 2 kap § 1 lag (2010:751) om betaltjänster. Bolaget skall bedriva betal- tjänster enligt lagen (2010:751) om betaltjänster, och anknytande stödtjänster, erbjuda anknytande produkter samt bedriva därmed förenlig verksamhet. Bolaget ska vidare bedriva verksamhet med att tillhandahålla betaltjänsterna betalningsinitieringstjänster och kontoinformationstjänster enligt 1 kap 2§ punkterna 7 respek- tive 8 i lag (2010.751) om betaltjänster, och verksamhet som har ett naturligt samband därmed. Bolaget skall även bedriva verk- samhet med att utveckla och tillhandahålla privatekonomiska tjänster samt därmed förenlig verksamhet.
Address
Regeringsgatan 38 5 Trappor
Email
corporate@tink.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | 23 073 | 58 632 | 114 273 | 166 468 | 237 431 | 297 836 | 309 970 | 403 032 |
| Staff expenses | — | — | — | — | — | — | — | — | — | — |
| EBITDA | −9 148 | −11 858 | −31 724 | −82 229 | −192 038 | −234 040 | −374 357 | −1 137 212 | −708 710 | −1 085 114 |
| Depreciation & amort. | −97 | −70 | −232 | −1 089 | −2 151 | −3 658 | −8 210 | −10 579 | −9 842 | −12 108 |
| EBIT | −9 245 | −11 928 | −31 956 | −83 318 | −194 189 | −237 698 | −382 567 | −1 147 791 | −718 552 | −1 097 222 |
| Net financials | −3 | −7 | −5 | −10 | 991 | −17 577 | −79 239 | −85 295 | −175 330 | −27 048 |
| Profit before tax | −9 248 | −11 935 | −31 961 | −83 328 | −193 198 | −255 275 | −383 244 | −1 233 086 | −892 614 | −1 103 907 |
| Tax | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| Net profit | −9 248 | −11 935 | −31 961 | −83 328 | −193 198 | −255 275 | −383 244 | −1 233 086 | −892 614 | −1 103 907 |
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 7 585 | 82 305 | 115 823 | 47 181 | 781 595 | 1 262 213 | 1 707 082 | 2 295 856 | 1 851 698 | 1 792 528 |
| Equity | 5 784 | 78 068 | 104 427 | 22 426 | 737 593 | 1 186 193 | 854 557 | 1 461 176 | 1 325 755 | 1 448 681 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 182 181 | 72 936 | 0 |
| Short-term debt | 1 801 | 4 237 | 11 396 | 24 755 | 44 002 | 76 020 | 852 525 | 652 499 | 453 007 | 343 847 |
| Total debt | 1 801 | 4 237 | 11 396 | 24 755 | 44 002 | 76 020 | 852 525 | 834 680 | 525 943 | 343 847 |
EBITDA margin
-269.2%
This company
15.8%
Market median
-1804% vs market
20152024
Equity ratio
80.8%
This company
38.2%
Market median
+112% vs market
20152024
Return on equity
-76.2%
This company
18.4%
Market median
-514% vs market
20152024
Net profit margin
-273.9%
This company
8.1%
Market median
-3481% vs market
20152024
Asset turnover
0.22×
This company
1.12×
Market median
-80% vs market
20152024
Debt / equity
0.24×
This company
0.62×
Market median
+61% vs market
20152024
- Annual report 2024Filed via Bolagsverket / SCB · Period 2023-10-01 – 2024-09-30
- Annual report 2023Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-09-30
- Annual report 2022Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Bolagsverket / SCB · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Bolagsverket / SCB · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Bolagsverket / SCB · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Bolagsverket / SCB · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via Bolagsverket / SCB · Period 2015-01-01 – 2015-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
JH External Signatory | External Signatory | 2020 | — | — |
JR External Signatory | External Signatory | 2020 | — | — |
TP Chief Executive Officer | Chief Executive Officer | 2023 | — | — |
KO External Signatory | External Signatory | 2023 | — | — |
HN Chief Auditor | Chief Auditor | 2020 | — | — |
JA External Signatory | External Signatory | 2022 | — | — |
FM Chief Executive Officer | Chief Executive Officer | 2024 | — | — |
MM External Signatory | External Signatory | 2025 | — | — |
PG External Signatory | External Signatory | 2025 | — | — |
HR Chief Executive Officer | Chief Executive Officer | 2025 | — | — |
DJ Chief Executive Officer | Chief Executive Officer | 2020 | — | — |
TK External Signatory | External Signatory | 2020 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Chairman | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Chairman | 2020 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairman | 2025 | — | — | |
| Board of Directors | 2025 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
VISA OPEN CONNECT LIMITED | Company | 100.0% | 100.0% | 2025 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
VISA OPEN CONNECT LIMITED
Tink AB (this company)Tink Italy SrlTINK FRANCE SARLTink Poland Sp.Z.O.O.Tink Germany GmbhTINK GERMANY GMBHTINK SPAIN SLAsivknit GmbhEurobits Technologies S.lTink Poland Sp. Z.O.oFintecsystems GmnhTink Spain SlTink Financial Services LtdTink FinlandTink France SarlTink Norway ASTINK POLAND SP. Z.O.OEUROBITS TECHNOLOGIES S.LTINK FINANCIAL SERVICES LTDTINK FINLANDTINK NORWAY ASTINK ITALY SRLASIVKNIT GMBHBoard members of Tink AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jeffrey Horing | External Signatory | 0 companies |
| John Robert Jesper Henriksson | External Signatory | 0 companies |
| Tor Patrik Gustav Göthlin | Chief Executive Officer | 0 companies |
| Kalle Otto Hjorth | External Signatory | 0 companies |
| Hans Nicklas Renström | Chief Auditor | 0 companies |
| Jan Adam Göransson | External Signatory | 0 companies |
| Francois Maxime Tornier | Chief Executive Officer | 0 companies |
| Mustapha Mroueih | External Signatory | 0 companies |
| Per Gustav Andreas Jansson | External Signatory | 0 companies |
| Hannes Rogall | Chief Executive Officer | 0 companies |
| Daniel Johannes Kjellén | Chief Executive Officer | 0 companies |
| Tashi Kristoffer Gauffin | External Signatory | 0 companies |
| Christian Lindegaard Jepsen | Board of Directors | 0 companies |
| Paul Philip Konopik | Board of Directors | 0 companies |
| Erik Hans Allan Törnberg | Board of Directors | 0 companies |
| Fredrik John Carl Bengt Hedberg | Board of Directors | 0 companies |
| Klaus Holse | Chairman | 0 companies |
| Hanna Sigrid Jacobsson | Board of Directors | 0 companies |
| Carl Håkan Lindgren | Chairman | 0 companies |
| Guillermo Lopez Perez | Board of Directors | 0 companies |
| James Holton Hoffmeister | Chairman | 0 companies |
| Robert Philip Livingston | Board of Directors | 0 companies |