Riskpilot← Back to searchSign inGet full accessNorthrate Finance AB
ABActiveOrg 5569852923Kontorsvägen 8Financial leasing · NACE 6491Est. 20140 employees
Revenue 2025
SEK 5,8M
-32% vs 2024
EBITDA margin
57.9%
-42% vs 2024
Equity ratio
2.5%
Financial strength
Net profit 2025
SEK 350K
-40% vs 2024
| Revenue | SEK 5,8M | -32% |
| EBITDA | SEK 3,4M | -42% |
| Net profit | SEK 350K | -40% |
| Total assets | SEK 54,8M | -21% |
| Equity | SEK 1,4M | +34% |
| Employees | 0 | — |
Legal name
Northrate Finance AB
Org number
5569852923
Legal form
Aktiebolag
NACE code
6491 · Financial leasing
Founded
6 oktober 2014
Share capital
SEK 50 000
Employees
0
VAT registered
Yes
Audit selected
No
Last report
2025-09-30
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas i förening av ledamoten suppleanten
Company purpose
Bolaget ska bedriva finansiering av fordon genom leasing och avbetalning samt därmed förenlig verksamhet.
Address
Kontorsvägen 8
Email
johanna.asp@northbike.se
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 9 243 | 9 420 | 10 383 | 8 467 | 5 792 |
| Staff expenses | — | — | — | — | −0 |
| EBITDA | 6 778 | 6 016 | 7 034 | 5 734 | 3 353 |
| Depreciation & amort. | −4 863 | −3 116 | −1 949 | −1 066 | −582 |
| EBIT | 1 915 | 2 900 | 5 085 | 4 668 | 2 771 |
| Net financials | −1 463 | −2 204 | −4 731 | −4 323 | −2 475 |
| Profit before tax | 152 | 95 | 1 834 | 734 | 441 |
| Tax | −9 | −20 | −5 | −151 | 92 |
| Net profit | 143 | 75 | 1 829 | 583 | 350 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 92 009 | 112 400 | 91 894 | 69 578 | 54 772 |
| Equity | 333 | 408 | 1 938 | 1 020 | 1 370 |
| Long-term debt | 76 319 | 86 664 | 66 462 | 49 044 | 37 325 |
| Short-term debt | 15 358 | 22 827 | 21 625 | 18 033 | 14 741 |
| Total debt | 91 677 | 109 491 | 88 087 | 67 077 | 52 066 |
EBITDA margin
57.9%
This company
15.8%
Market median
+266% vs market
20212025
Equity ratio
2.5%
This company
38.2%
Market median
-93% vs market
20212025
Return on equity
25.5%
This company
18.4%
Market median
+39% vs market
20212025
Net profit margin
6.0%
This company
8.1%
Market median
-26% vs market
20212025
Asset turnover
0.11×
This company
1.12×
Market median
-90% vs market
20212025
Debt / equity
38.99×
This company
0.62×
Market median
-6189% vs market
20212025
- Annual report 2025Filed via Bolagsverket / SCB · Period 2024-10-01 – 2025-09-30
- Annual report 2024Filed via Bolagsverket / SCB · Period 2023-10-01 – 2024-09-30
- Annual report 2023Filed via Bolagsverket / SCB · Period 2022-10-01 – 2023-09-30
- Annual report 2022Filed via Bolagsverket / SCB · Period 2021-10-01 – 2022-09-30
- Annual report 2021Filed via Bolagsverket / SCB · Period 2020-10-01 – 2021-09-30
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
JO Chief Executive Officer | Chief Executive Officer | 2022 |
ET Chief Auditor | Chief Auditor | 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Deputy Board Member | 2022 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 0001 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Olert Holding AB
Northrate Finance AB Board members of Northrate Finance AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jonas Olert | Chief Executive Officer | 0 companies |
| Esko Tapani Ruusila | Chief Auditor | 0 companies |
| Jennie Mari Ann Olert | Deputy Board Member | 0 companies |