Riskpilot← Back to searchSign inGet full accessRefino AB
ABActiveOrg 5594391418StockholmOther credit granting · NACE 6492Est. 20235-9 employees
Revenue 2024
SEK 103K
EBITDA margin
-3317.5%
-235% vs 2023
Equity ratio
12.2%
Financial strength
Net profit 2024
SEK -3,7M
-266% vs 2023
| Revenue | SEK 103K | — |
| EBITDA | SEK -3,4M | -235% |
| Net profit | SEK -3,7M | -266% |
| Total assets | SEK 6,1M | +317% |
| Equity | SEK 748K | -21% |
| Employees | — | — |
Legal name
Refino AB
Org number
5594391418
Legal form
Aktiebolag
NACE code
6492 · Other credit granting
Founded
26 juni 2023
Share capital
SEK 25 000
Employees
5-9
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas två i förening av ledamöterna Dessutom har verkställande direktören rätt att teckna firman beträffande löpande förvaltningsåtgärder
Company purpose
Aktiebolaget ska bedriva verksamhet avseende lämnande eller förmedling av krediter till konsumenter enligt lagen (2014:275) om viss verksamhet med konsumentkrediter. Bolaget ska även, som närliggande tjänst till kreditgivningen, förmedla försäkringar i egenskap av anknuten sidoverksam försäkringsförmedlare.
Address
Stockholm
Email
kd@collecti.se
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2023 | 2024 |
|---|---|---|
| Revenue | 0 | 103 |
| Staff expenses | — | — |
| EBITDA | −1 021 | −3 417 |
| Depreciation & amort. | −2 | −206 |
| EBIT | −1 023 | −3 623 |
| Net financials | — | −124 |
| Profit before tax | −1 023 | −3 746 |
| Tax | −0 | −0 |
| Net profit | −1 023 | −3 746 |
| Item | 2023 | 2024 |
|---|---|---|
| Total assets | 1 468 | 6 125 |
| Equity | 952 | 748 |
| Long-term debt | 0 | 0 |
| Short-term debt | 516 | 5 377 |
| Total debt | 516 | 5 377 |
EBITDA margin
-3317.5%
This company
15.8%
Market median
-21097% vs market
20232024
Equity ratio
12.2%
This company
38.2%
Market median
-68% vs market
20232024
Return on equity
-500.8%
This company
18.4%
Market median
-2822% vs market
20232024
Net profit margin
-3636.9%
This company
8.1%
Market median
-45000% vs market
20232024
Asset turnover
0.02×
This company
1.12×
Market median
-98% vs market
20232024
Debt / equity
7.19×
This company
0.62×
Market median
-1060% vs market
20232024
- Annual report 2024Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Bolagsverket / SCB · Period 2023-06-01 – 2023-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
KM Chief Executive Officer | Chief Executive Officer | 2023 | — | — |
SJ Chief Auditor | Chief Auditor | 2023 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2024 | — | — | |
| Deputy Board Member | 2023 | — | — | |
| Board of Directors | 2023 | — | — | |
| Chairman | 2023 | — | — | |
| Board of Directors | 2023 | — | — |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Refino AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Kasper Maximillian Drakendal | Chief Executive Officer | 0 companies |
| Sten Johan Pharmanson | Chief Auditor | 0 companies |
| Annika Olsson | Board of Directors | 0 companies |
| Mikael Fredrik Ekblom | Deputy Board Member | 0 companies |
| Carl Fredrik Tore Holst | Board of Directors | 0 companies |
| Pierre Mikael Karlsson | Chairman | 0 companies |
| Paul Mikael Andersson | Board of Directors | 0 companies |