Riskpilot← Back to searchSign inGet full accessNovum Oy
OYActiveY-tunnus 1445101-3Kiilakiventie 1Activities of insurance agents and brokers · NACE 6622Est. 199715 employeeswww.novum.fi
Revenue 2025
EUR 1,7M
+6% vs 2024
EBITDA margin
18.5%
+28% vs 2024
Equity ratio
62.9%
Financial strength
Net profit 2025
EUR 252K
+36% vs 2024
| Revenue | EUR 1,7M | +6% |
| EBITDA | EUR 317K | +28% |
| Net profit | EUR 252K | +36% |
| Total assets | EUR 943K | +17% |
| Equity | EUR 593K | +17% |
| Employees | 15 | — |
Legal name
Novum Oy
Y-tunnus number
1445101-3
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
4. syyskuuta 1997
Share capital
EUR 2 523
Employees
15 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on vakuutusmeklaritoiminta, riskien hallinnan asiantuntijapalvelut, turvallisuuden neuvonta ja turvallisuuteen liittyvien tuotteiden välitys ja myynti sekä riskien rahoitus ja sijoituspalvelut.
Address
Kiilakiventie 1
Phone
+358407638895
Email
jyrki.kettukangas@novum.fi
Website
www.novum.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 1 244 | 1 345 | 1 546 | 1 618 | 1 715 |
| Staff expenses | −761 | −859 | −947 | −1 072 | −1 140 |
| EBITDA | 154 | 177 | 306 | 247 | 317 |
| Depreciation & amort. | −6 | −4 | −0 | −0 | −0 |
| EBIT | 148 | 173 | 306 | 247 | 317 |
| Net financials | −1 | −1 | −2 | −1 | −2 |
| Profit before tax | 147 | 172 | 305 | 246 | 316 |
| Tax | 24 | 32 | 61 | 60 | 63 |
| Net profit | 122 | 140 | 243 | 186 | 252 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 663 | 632 | 774 | 808 | 943 |
| Equity | 439 | 365 | 470 | 506 | 593 |
| Long-term debt | — | — | 0 | 0 | 0 |
| Short-term debt | 224 | 267 | 304 | 302 | 350 |
| Total debt | 224 | 267 | 304 | 302 | 350 |
EBITDA margin
18.5%
This company
15.8%
Market median
+17% vs market
20212025
Equity ratio
62.9%
This company
38.2%
Market median
+65% vs market
20212025
Return on equity
42.5%
This company
18.4%
Market median
+131% vs market
20212025
Net profit margin
14.7%
This company
8.1%
Market median
+81% vs market
20212025
Asset turnover
1.82×
This company
1.12×
Market median
+62% vs market
20212025
Debt / equity
0.59×
This company
0.62×
Market median
+5% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
JT Chief Executive Officer | Chief Executive Officer | 2021 |
JI Deputy auditor | Deputy auditor | 2022 |
JJ Audit | Audit | 2022 |
| Former (5) | ||
KE Chief Executive Officer | Chief Executive Officer | 2016 – 2021 |
RM Confidential Clerk | Confidential Clerk | 2019 – 2020 |
AE | Audit | 2005 – 2022 |
JS Deputy Member | Deputy Member | 2016 – 2019 |
JP Deputy auditor | Deputy auditor | 2005 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Chairperson | 2022 | |
| Board of Directors | 2022 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Novum Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jyrki Tapio Kettukangas | Chief Executive Officer | 0 companies |
| Kalevi Einari Dunder | Chief Executive Officer | 0 companies |
| Jarno-Juhana Ilmari Kuusisto | Deputy auditor | 0 companies |
| Riina Marketta Paasikoski | Confidential Clerk | 0 companies |
| Asko Einari Vuorenalusta | Audit | 0 companies |
| Juha Sakari Regelin | Deputy Member | 0 companies |
| Jari Petteri Karppinen | Deputy auditor | 0 companies |
| Janne Juhani Viitala | Audit | 0 companies |
| Jukka Kalevi Dunder | Chairperson | 0 companies |
| Teija Sinikka Dunder | Board of Directors | 0 companies |