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Novum Oy
OY
Active
Y-tunnus 1445101-3
Kiilakiventie 1, 90250
Oulu
Activities of insurance agents and brokers
·
NACE 6622
Est. 1997 · 28 years old
15 employees
www.novum.fi
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Finland
/
Companies
/
Activities of insurance agents and brokers
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Novum Oy
Overview
Financials
People & ownership
Related companies
Loading company…
Financials
Revenue
EUR millions
2M
2M
1M
1M
0M
2021: 1M
1M
2021
2022: 1M (0% vs 2021)
1M
0%
2022
2023: 2M (+100% vs 2022)
2M
+100%
2023
2024: 2M (0% vs 2023)
2M
0%
2024
2025: 2M (0% vs 2024)
2M
0%
2025
EBITDA
EUR millions
0M
0M
0M
-1M
-1M
2021: 0M
0M
2021
2022: 0M
0M
2022
2023: 0M
0M
2023
2024: 0M
0M
2024
2025: 0M
0M
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
1 715
1 618
1 546
1 345
1 244
Staff expenses
−1 140
−1 072
−947
−859
−761
EBITDA
317
247
306
177
154
Depreciation & amort.
−0
−0
−0
−4
−6
EBIT
317
247
306
173
148
Net financials
−2
−1
−2
−1
−1
Profit before tax
316
246
305
172
147
Tax
63
60
61
32
24
Net profit
252
186
243
140
122
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
943
808
774
632
663
Equity
593
506
470
365
439
Long-term debt
0
0
0
—
—
Short-term debt
350
302
304
267
224
Total debt
350
302
304
267
224
Financial ratios
5-year trend
EBITDA margin
18.5%
This company
15.8%
Market median
This company
Market median
17% above market
2021
2025
Equity ratio
62.9%
This company
38.2%
Market median
This company
Market median
65% above market
2021
2025
Return on equity
42.5%
This company
18.4%
Market median
This company
Market median
131% above market
2021
2025
Net profit margin
14.7%
This company
8.1%
Market median
This company
Market median
81% above market
2021
2025
Asset turnover
1.82×
This company
1.12×
Market median
This company
Market median
62% above market
2021
2025
Debt / equity
0.59×
This company
0.62×
Market median
This company
Market median
5% below market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on Novum Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
