Riskpilot← Back to searchSign inGet full accessFincet Oy
OYActiveY-tunnus 3183689-8Kehräämöntie 7Computer programming activities · NACE 6210Est. 2021— employeeswww.tool4pro.com
Revenue 2025
EUR 120K
+28% vs 2024
EBITDA margin
34.2%
+4% vs 2024
Equity ratio
35.1%
Financial strength
Net profit 2025
EUR 7K
+1% vs 2024
| Revenue | EUR 120K | +28% |
| EBITDA | EUR 41K | +4% |
| Net profit | EUR 7K | +1% |
| Total assets | EUR 101K | -8% |
| Equity | EUR 36K | +25% |
| Employees | — | — |
Legal name
Fincet Oy
Y-tunnus number
3183689-8
Legal form
Osakeyhtiö
NACE code
6210 · Computer programming activities
Founded
14. tammikuuta 2021
Share capital
EUR 45 000
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on ohjelmistojen suunnittelu ja valmistus sekä Atk-laitteisto- ja ohjelmistokonsultointi. 62010 Ohjelmistojen suunnittelu ja valmistus. 62 Ohjelmistot, konsultointi ja siihen liittyvä toiminta.
Address
Kehräämöntie 7
Phone
+358408267173
Email
info@tool4pro.com
Website
www.tool4pro.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 46 | 50 | 61 | 94 | 120 |
| Staff expenses | −24 | −13 | −26 | −25 | −54 |
| EBITDA | 0 | 15 | 15 | 40 | 41 |
| Depreciation & amort. | −0 | −17 | −24 | −28 | −31 |
| EBIT | 0 | −2 | −10 | 12 | 10 |
| Net financials | −2 | −4 | −5 | −5 | −3 |
| Profit before tax | −2 | −7 | −15 | 7 | 7 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | −2 | −7 | −15 | 7 | 7 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 154 | 148 | 124 | 109 | 101 |
| Equity | 43 | 37 | 22 | 29 | 36 |
| Long-term debt | 92 | 88 | 71 | 55 | 38 |
| Short-term debt | 19 | 24 | 31 | 26 | 27 |
| Total debt | 111 | 111 | 102 | 81 | 66 |
EBITDA margin
34.2%
This company
15.8%
Market median
+116% vs market
20212025
Equity ratio
35.1%
This company
38.2%
Market median
+8% vs market
20212025
Return on equity
19.8%
This company
18.4%
Market median
+8% vs market
20212025
Net profit margin
5.9%
This company
8.1%
Market median
-27% vs market
20212025
Asset turnover
1.19×
This company
1.12×
Market median
+6% vs market
20212025
Debt / equity
1.85×
This company
0.62×
Market median
-198% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
LP Chief Executive Officer | Chief Executive Officer | 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Board of Directors | 2021 | |
| Chairperson | 2021 | |
| Former (1) | ||
| Board of Directors | 2021 – 2025 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Fincet Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Lasse Pekka Kauppinen | Chief Executive Officer | 0 companies |
| Martti Johannes Blomberg | Board of Directors | 0 companies |
| Jere Antero Heikkinen | Board of Directors | 0 companies |
| Kare Sakari Lappalainen | Chairperson | 0 companies |