What is the Y-tunnus number of Fincet Oy?

Fincet Oy is registered with PRH / YTJ under Y-tunnus 3183689-8.

What is the revenue of Fincet Oy?

Fincet Oy reported revenue of EUR 120K in 2025.

Who is the CEO of Fincet Oy?

Lasse Pekka Kauppinen is the CEO of Fincet Oy.

Who is the chairman of Fincet Oy?

Kare Sakari Lappalainen chairs the board of Fincet Oy.

Where is Fincet Oy headquartered?

Fincet Oy's registered address is Kehräämöntie 7.

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Fincet Oy

OYActive

Y-tunnus 3183689-8Kehräämöntie 7, 87400 KajaaniComputer programming activities· NACE 6210Est. 2021 · 5 years old— employeeswww.tool4pro.com

Overview Financials People & ownership Related companies

Financials

Revenue

EUR millions

EBITDA

EUR millions

Income statement

EUR thousands

Item	2021	2022	2023	2024	2025
Revenue	46	50	61	94	120
Staff expenses	−24	−13	−26	−25	−54
EBITDA	0	15	15	40	41
Depreciation & amort.	−0	−17	−24	−28	−31
EBIT	0	−2	−10	12	10
Net financials	−2	−4	−5	−5	−3
Profit before tax	−2	−7	−15	7	7
Tax	−0	−0	−0	−0	−0
Net profit	−2	−7	−15	7	7

Balance sheet

EUR thousands

Item	2021	2022	2023	2024	2025
Total assets	154	148	124	109	101
Equity	43	37	22	29	36
Long-term debt	92	88	71	55	38
Short-term debt	19	24	31	26	27
Total debt	111	111	102	81	66

Financial ratios

5-year trend

EBITDA margin

34.2%

This company

15.8%

Market median

+116% vs market

20212025

Equity ratio

35.1%

This company

38.2%

Market median

+8% vs market

20212025

Return on equity

19.8%

This company

18.4%

Market median

+8% vs market

20212025

Net profit margin

5.9%

This company

8.1%

Market median

-27% vs market

20212025

Asset turnover

1.19×

This company

1.12×

Market median

+6% vs market

20212025

Debt / equity

1.85×

This company

0.62×

Market median

-198% vs market

20212025

Annual reports & filings

Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View PDF

Fincet Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on Fincet Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on Fincet Oy